(876) 295-6475

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Telephone number formats: 295-6475 (Local dialling)   (876) 295-6475 (Domestic dialling)   +1-876-295-6475 (International dialling) 

4 Report For (876) 295-6475

Report by k Long ago Unknown
A man keep calling. Said he was from fedx. Said he had a package for me, but I needed to call Bank of America and put in an account number, then ask for a Jessi Turner for farther instructions. I figured it was a scam or a way to try to get my identity. The man has called me for 3days until I told him I was going to check into what he was telling me. He has not called back.
Report by john Long ago Unknown
They wanted  $550.00 from meTT
Report by ann Long ago Unknown
a man called me 3 times today saying that i won 5 million dollars and that someone would be at my house today around 2:30 with the check but that i needed to have $ 250.00 available for the taxes of course i knew it was a scam because taxes on 5 million dollars are far more than that and if i had won that much money why should i have to pay anything  so i hung the phone up on him and he just kept calling until he seen that i was no longer going to answer and i told him that i was not giving him anything and that i was not born yesterday.
Report by Anonymous Long ago Unknown
Typical Jamaican scam. You won 1 mil dollars, send us some money to claim it. Blah Blah Blah

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7 Report Long ago Unknown
Calls and ties up all incoming lines with some garbage about working for law firm and asking for an employee to call him back.  Threatened if we didn't have the employee call him back, he would tie all our lines up...he tried, but must have got tired.Says his name is Dominick Garden...I think it may be Dick.

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7 Report Long ago Unknown
I keep getting harrassing phone call from this number.

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7 Report Long ago Unknown
I have been receiving phone calls from this number every day @ least 4 times on my cell phone. 6 times on my home phone and 3 times @ my job. They keep telling me its a legal matter for payday loans which i have not applied for. I had someone steal my identity a couple months ago and had a payday loan deposited in my bank account for $300. My account is now -$900 in the hole because they keep trying to take money out. Well my account is closed due to an investigation on this whole ordeal. I just want this ALL to stop.

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7 Report Long ago Unknown
These guys are ruthless. They called my work repeatedly and tied up the lines.  I told them not to call my place of employment several times.  They were abusive to the women who answer the phones. I finally got "a supervisor" on the phone and got their telephone number. I told him they will owe $11000 per occurance for each time they called my place of business after being instructed not to. Not sure what company they are representing.  I am going to instruct them to send me documentation of what they think I owe.

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7 Report Long ago Unknown
This is an offshore payday loan debt collection extortion scam that has been going on for at least five years. The FBI is aware of it but is unable to go after those involved due to lack of money and manpower. I looked back and found some old information which may prove to be helpful: They obtained your information through Teletrack:Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:http://800notes.com/Phone.aspx/1-631-456-4041/2I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less. As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:a) Your SSNb) Your home addressc) Your work addressd) Your banking infoe) Names, numbers and potentially the addresses of "references"f) A complete and total lack of ethics and a basic understanding of the FDCPA.  I have personally filed reports with the following agencies, often with limited (if any) success:Local Policemy state's Attorney General's officeFTCFBISecret ServiceGenerally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  At this point it's a stalemate with these people.  1) While they have the lion's share of information on us, they can't really do anything with this information.  Why?  Think about it.If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  2) We have no information on them.Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works. So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  Nope, then they would have to identify themselves.Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.http://800notes.com/Phone.aspx/1-646-274-1143/3For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:United Legal Processing DivisionMidline MarketingCrime Monitoring ServicesMonetary Crime DivisionU.S. National Bank Attorney General’s Office (usually in California)American Legal ServicesAffidavit Consolidation Services (ACS)You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  Who are they? In the past when pressed by law enforcement for an address, the callers have provided the following information:David Morgan and AssociatesMorgan & AssociatesMorgan Associates954-727-8481 1155 Northwest 85th Street Wintergarden, Florida  33150 (Address is likely invalid)The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htmhttp://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdfThey have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.   The last time this group went by any "official" name was back in 2008:Ellis Crosby & Associates / Douglas & Morgan Associates4494 Southside Boulevard Suite #200Jacksonville Florida 32216Phone:  800-928-3536 / (904) 928-3536(Address is likely invalid)There are NUMEROUS consumer alerts out against this group of individuals:Florida:http://jacksonville.com/tu-online/stories/061107/met_176207561.shtmlKansas:  http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.htmlColorado:  http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_origRhode Island:  http://www.collectionscreditrisk.com/news/rho ... -3002135-1.htmlWest Virginia:http://www.wvago.gov/internetloanscam.cfmMissouri:On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  "..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."Bottom line:Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  If you ever applied for a cash advance online, your information is out there.   Possible sources for the breach of your privacy are:* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time. * The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  * The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.   How to protect yourself:* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  * Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard. * Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.1-201-244-77221-209-349-73821-209-797-22121-212-500-08391-213-256-04081-213-995-30391-281-763-04331-347-289-39021-347-844-68171-347-844-68311-424-354-42701-516-232-89051-516-232-89351-518-212-02191-561-300-80181-561-210-41851-626-200-46461-631-456-40411-646-274-11431-646-810-86351-650-241-46041-707-401-40561-707-633-27891-708-401-05351-716-442-28241-717-862-40801-718-705-86691-760-514-01321-760-563-53841-772-318-49381-850-201-11111-858-777-19771-859-908-22811-866-860-45091-877-226-74881-888-706-74631-888-771-92491-888-785-44791-909-327-4870So can they really do anything to you?It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  So, why haven't they?  Authorization.  Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  Bottom line:If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.PS--The FBI sent out a Press Release on this scam just last week:Extortion Scam Related to Delinquent Payday Loans Washington, D.C. December 07, 2010  FBI National Press Office (202) 324-3691— filed under: Press Release The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started. The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers. Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt. If you receive these calls, do not follow the caller’s instructions. Rather, you should:Notify your banking institutions. Contact the three major credit bureaus and request an alert be put on your file. Contact your local law enforcement agencies if you feel you are in immediate danger. File a complaint at www.IC3.gov. Tips to avoid becoming a victim of this scam:Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact. Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately. Avoid filling out forms in e-mail messages that request personal information. Ensure that your browser is up-to-date and security patches have been applied. Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers. When you contact companies, use numbers provided on the back of cards or statements http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710Reply ! http://800notes.com/Phone.aspx/1-951-489-0227

804-728-0872

7 Report Long ago Unknown
they keep calling my house and telling my wife that they are from a legal department for financail debt. that i have taken out a bunch of payday loans and that they are going to come and arrest me if i dont pay them. I have called my bank and no payday loans have been taken out on my account. but this guy seeems to have all my information. What can i doto get it to stop?

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7 Report Long ago Unknown
Somebody  calls me to my work number 10 times a day. I have told them not to call. They are telling me that it is legal matter. The caller has a very heavy accent. What can I do stop these calls?

800-669-0102

326 Report Long ago Unknown
HA!!! that is the biggest lie I've heard yet! Yes, they'll help themselves to your house!!!! Fool!

800-669-0102

326 Report Long ago Unknown
You ran into problems and they helped you...? You're FOS !  I spent TWO YEARS trying to get a loan modification from BOA, and ultimately all they did was help themselves to my home...And I'm a 30+ year employee !  Go "sting" yourself Scorpio....

800-669-0102

326 Report Long ago Unknown
I don't do business with this criminal organization, never have and never will. They call me anyway so I sent a certified cease and desist letter! Now when they call THEY have to pay THEIR bills!

800-669-0102

326 Report Long ago Unknown
Just an FYI, because I'm sure I'm not the only one in this situation....I do pay my bills, but to a different bank, because I don't have and never have had an account with BOA.  I've told them this before.  I even verified that the person they are looking for is not part of my family and that I have no idea who they are.  I was assured that they would stop calling.  They did for a while and now it's started up again, not once a day, but several times a day.  I'm sorry someone is not paying their bill, but that doesn't mean my family should be harassed when they've been informed that there is a mistake some where.  That mistake is not my fault, therefore they need to get it figured out.

800-669-0102

326 Report Long ago Unknown
I have to agree with Leyla..  Pay your mortgage on time and you won't have problem.  I have had BOA since 97' and when I call they are always professional and helpful.  I ran into problems and they helped me.  I did loan modification and only took a few months.

800-669-0102

326 Report Long ago Unknown
I think all of you stupid people should just pay your bills

800-669-0102

326 Report Long ago Unknown
Thanks, I assigned a silent ring tone to that number because they never left a message. I'll answer it next time.

800-669-0102

326 Report Long ago Unknown
JE CHERCHE CODE

800-669-0102

326 Report Long ago Unknown
You are stupid and you will get yours too from BOA. Just wait, and I hope they get you good!

800-669-0102

326 Report Long ago Unknown
Really? Wait until your time comes a**le...

800-669-0102

326 Report Long ago Unknown
You are stupid, put caps lock on and use lots of exclamation points!YOU MAD!

800-669-0102

326 Report Long ago Unknown
YOU ARE STUPID YOU GET BEHIND ON BILLS AND YOU GET MAD!!!!!

800-669-0102

326 Report Long ago Unknown
This is BofA calling.  Because the caller ID said "Loan Counseling" I can't be sure that it's actually BofA.  So I told them unless they could tell me WHY they were calling, I would not verify the information they were asking for.  My loan is in EXCELLENT standing, I have never paid late.  There is NO reason for them to call me sixteen times a day.  I told them if they had any issues with my account to send it in writing, and then I hang up.  Every time.  I finally got tired of telling them to screw themselves so I blocked their number.

800-669-0102

326 Report Long ago Unknown
Just called me its 6:51PM.  Have a loan through B.of America.  Did you guys know that in the Los Angeles area they just hired 25 attorneys to fight loan fraud.  http://www.crimebullet.com

800-669-0102

326 Report Long ago Unknown
Yeah, and it's almost ALWAYS a scam! They sit on your check for a month & then say you're late to attempt to collect bogus late fees from you. DON'T PAY THESE FEES! It just makes it worse for everyone! They are just trying to steal extra money & our LAME government is allowing them to do it! They will say they never got a check & then when you re-send it, or pay it over the phone, they'll try & cash the original check. if you haven't stopped payment on the original, your account will be overdrawn & they'll blame you. These people should be arrested & put in prison.

800-669-0102

326 Report Long ago Unknown
It's 12:00am 3/22/11, They have been calling pass two days . Once at 8:30/9:00pm and then at 12:00am with no messages.  I also look the number up on BBB and they have no info for them !!3/23/11 11:00pm once more they are calling and no messages...No bank would be calling at this time!!Also, the up to date post for this year is on p.g. 30

800-669-0102

326 Report Long ago Unknown
For sure BOA outside collection for late payments on the mortgage. Kinda funny I have never missed a payment but have pushed to the 30 day line due to unemployment for 1 1/2 years but the payment is always made before the 30 day late kicks in but they sure get there 89 dollar fee to be late.Had a good conversation going until he asked me if I was seeking work told him to kiss my a** and hung up.stupid people should not breed!Just looking for a fee for his company to set up payment thru them.I believe they are under contract not actual BOA employee

800-669-0102

326 Report Long ago Unknown
That number is a scam.  I received an email announcing an "account alert" and an urgent request to call the 800 number.  Don't do it.  They've purloined Bank of America's logo and verbage.  I called my local branch of Bank of America and they looked up my account and let me know that they have not sent any such emails out.  If you get one, report it to abuse@bankofamerica.com.

800-669-0102

326 Report Long ago Unknown
I don't have a mortgage nor have I ever had one.

800-669-0102

326 Report Long ago Unknown
Seems like a lot of people here in denial about being late on a Bank of America loan!

800-669-0102

326 Report Long ago Unknown
It is Bank of America who also bought out many other loans. They could also be calling for someone who listed you on their account. Never give out your information though to anyone who calls you over the phone. If you know you have an account with them, call back the number they provided you on a bill. Tell the person calling you, thank you for notifying me, I will use the number given to me to deal with this matter.

800-669-0102

326 Report Long ago Unknown
I haven't had a loan with them for years! I finally decided to call them back. They were very nice and apologized and said they would take my number out of their data base. We'll see if it works!

800-669-0102

326 Report Long ago Unknown
I've been receiving calls from this 800# for wks. Once and a while, they'll leave msgs but t's pretty creepy b/c you can hear someone breathing and there is a loud TV in the background then they'll just hang up. Did any of you guys experience this? It sounds like they're calling from their home and not a place of business. It was really creeping me out until i read this post. I don't know how to get them to stop. They'll call me in the evening and wkends... They're relentless.

800-669-0102

326 Report Long ago Unknown
This Bank of America that keeps calling to tell us were behind but, do not offer any solutions.

800-669-0102

326 Report Long ago Unknown
I have received several telephone calls from 800-669-0102. I told several callelrs not to call my number anymore, however, I continue to get calls.  The callers claims they are from Bank of America and told me my daughter and son in law have a mortgage with Bank of America. This is not true! The caller would not leave a name or number to return the call. This is obviously a scam.

800-669-0102

326 Report Long ago Unknown
If it is Countrywide, why would they be calling if they sold the loan to Bank of America?  Does anyone know?

800-669-0102

326 Report Long ago Unknown
Countrywide Mortgage was bought out by Bank of America so this could be because of a Countrywide account, a Bank of America credit card account, or I suppose, a solicitation.

800-669-0102

326 Report Long ago Unknown
I finally answered the phone after they had been blowing it up. They claim there bank of america and that they are collections. I am totally current on my payments. They wanted my last name at last 4 digits of SSN. I told them to stop calling me and I would call my bank... we will see.

800-669-0102

326 Report Long ago Unknown
(I move this post up to the front)I received these calls, too.  I "googled" it, and it is a Bank of America phone number - they bought Countrywide Loans.  I do NOT have a loan with them, but the previous owner of my new phone number did.  I initially could not get past the automated phone system without a loan number.  Just call the number and put in a fake loan number, followed by the pound sign.  It tricks the system into thinking you actually have a loan with them.  Then you can speak to a live person and stop the harrassment!

800-669-0102

326 Report Long ago Unknown
Same thing.  I just reported them to the B of A abuse email.  I assume they are doing nothing about it since your post is weeks old.

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326 Report Long ago Unknown
They call me everyday. When I first started getting the calls I thought it was BofA, since I have been waiting on their response for my modification for over a year. We stopped paying both mortgages this year. Our house is worth 257000, we paid 458000. At 3%/year it would come back to zero after ~18 years. I really don't care anymore. We have tried and tried and tried to communicate effectively with BofA. Every single time I call I have to go through the whole story again, I sent them our Hardship Letter 8 times! Kept all receipts. Every time I have received correspondence from them, I have responded quickly and professionally, providing to the T what they have requested. They say call back in 2 weeks. I call back in 2 weeks and we are back to the beginning of this paragraph. I'm done... I have also spoken to the 1-800 people and have realized it is not BofA, but a 3rd party debt collector. They call me everyday. Now I answer 'Bueno' They ask for me and I say 'Como?' quien es? come mierda y muere te!

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326 Report Long ago Unknown
The said they were from Bank of America, my mortgage holder. Right off the bat they asked for the last four digits of my Social Security number. No way. I reported the incident to the police and to Bank of America.

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326 Report Long ago Unknown
IF I were you, I would never admit that you work for BOA, the worst bank in the history of US!!! You should be embarrassed and ASHAMED to even admit that you are a part of an organization that scams, lies, harasses,torments, has no moral or work ethics and just tears famlies apart and ruins our lives! Shame on YOU!!! Shame on YOU!!

800-669-0102

326 Report Long ago Unknown
I get these calls and have a loan with BOA and am NOT BEHIND IN PAYMENTS!  They want my home address and amount of monthly payments.  I refused and told them if they want any info they need to put it in writing.  Why ask for info when they had my cell phone number !  I  hung up on them.

800-669-0102

326 Report Long ago Unknown
I second that jjvan70. I finally called BofA and they said there are no such debt calls being made by them. Also they are recieving complaints about this. Also when these people first started calling they were asking for my ex-husband, but mangling the pronunciation so badly that I thought they were asking for me (our names are similar), then they immediately asked for my social security number without even telling me why. What legitimate bill collector does that? None that I know of. And all of my efforts at telling them eventually, that I wasn't the person that they're looking for, ignoring them, hanging up on them, etc. were to no avail. I was finally able to simply block them from calling. Thank you Time Warner!!!

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326 Report Long ago Unknown
If they are ligit then why do they not leave a message or why do they hang up on people. I think you must work for the SCAMMERS!!

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326 Report Long ago Unknown
I agree. I have a loan with BOA purchased by Taylor Bean and Whitaker. They are probably calling because you are behind on your loan payment. I am glad BOA has my loan. They have been nothing but kind and professional to me even when I was behind on my loan. This is BOA, it is legitimate. Pay your bill.

800-669-0102

326 Report Long ago Unknown
I don't have an account with BofA. Don't have loans, plus it is my wifes cell #. She doesn't have anything with anybody except a local credit union. They keep calling her and hanging up. When I call the number back they want a social and zip code.

800-669-0102

326 Report Long ago Unknown
It does not matter if the home was awarded to your husband along with the debt if you are in a community property state.  Creditors don't care who was assigned the loan - if you are ON the loan, you are OBLIGATED to pay the loan unless and until it's refinanced.  Seek some legal advice.

800-669-0102

326 Report Long ago Unknown
I continue to get these calls daily and the home was given to my ex husband in the divorce with no obligation at all for me to pay it per the judge, so leave me alone!!!!  Call him and harrass him the way you are me!!!!!!! I have sent the papers to the court and to the lender.   I have no obligation at all to pay this loan as my name is to be removed per the court order.  I do not have possession of the home, do not live in it and am not paying for him to live in it.  I am the victim of domestic violence and nearly lost my life getting away from this man!!!!  I lost everything I own to him, so go after him and let me live my life, he has the house!!!!!!!!!!!!!!!!!!  I will send a cease and desist letter if you do not stop!!!!

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326 Report Long ago Unknown
ok, this is not true.  My husband told me BOA called three times today and asked him for our address and loan amount to verify he was who he said he was but he doesn't have the loan amount info so they wouldn't talk to him...even though his name is on the loan.  So, when I got off work, I called the BOA number I have saved in my cell and talked to a really nice rep who looked at my account and said that she wasn't showing that anyone from there had called my home and that if they had, they wouldn't have asked for our loan amount because they have that info.  She said that anytime I get a call like that to not give personal information out and to call their main number to insure that it, in fact, is BOA.  Since then, they've called again but I didn't get to the phone before they hung up - that makes 5 times today.

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326 Report Long ago Unknown
What you would need to do is call the number back and ask to speak with the customer and associate support team. They would be more than happy to get that resolved for you..

800-669-0102

326 Report Long ago Unknown
This number keeps calling my elderly aunt and uncle on a daily basis asking for someone that they do not know.  I have answered numerous times and have asked to speak to the supervisor.  They say to please hold and either hang up on me or put someone on and when I ask for their name then they hang up.  My aunt has asked them each time to remove her number from their list and they assure her it will be done.  So, since you are full of helpful information about B of A, please tell me who I contact to have this matter cleared up.  I call the numbers back and get nothing but recordings with no option to "speak" to a live person.

800-669-0102

326 Report Long ago Unknown
I have told the people that are calling that its not who they are wantin to talk to and they keep calling everyday. I am tired of it. I am only 13 i dont think that i have a loan. They are going to stop callin me its harrasment and im tired of it.

800-669-0102

326 Report Long ago Unknown
Let me tell you all something. I work for Bof A and this is our number we use to call people that have loans with us. Number one it does not have to be 18 digits long. Some of them are but previous countrywide etc... are not 18 digits.  It is not a scam number you could call the better business bureau and check the number out to make sure it is the actual company. If you do have a loan with BoA and you owe money yes you will continue to get collection calls until you are caught up. For those of you that are not the person they ask for inform them more escalate the call to a higher person rather than trusting some word from a rep.

800-669-0102

326 Report Long ago Unknown
800-669-0102 = Bank of America collections dept (mortgages).  Nine months ago, BAC sold my account to CitiMortgage.  Spent 40 minutes on hold and shuffled through BAC customer service, collections, and "escalations"...each dept wanted to transfer me to another.  Result: they admitted a mistake yet I have to write a letter for a cease and desist "order" to stop collection actions (e.g. phone calls) on a closed account.  Best of luck to anyone else in this situation.

800-669-0102

326 Report Long ago Unknown
At least you get to hang-up on them, as soon as I answer they hang-up on Me :/

800-669-0102

326 Report Long ago Unknown
I just recived this call today, I just hung up...

800-669-0102

326 Report Long ago Unknown
Its: BAC Home loans servicing.....(not VAC)  I have a home equity threw them.

800-669-0102

326 Report Long ago Unknown
I just called the number you recommended and pressed "0" when it asked for my account number.  This took me straight to a customer service representative who removed my phone number from the calling list.Thank you very much for your help!

800-669-0102

326 Report Long ago Unknown
I called the number you suggested and it said, thank you for calling "Card Services" to enter my account # I did'nt, on account I don't have one, I just wanted what you did, to get them to remove my number, I was put on hold, after 10 minutes of holding I hung up.

800-669-0102

326 Report Long ago Unknown
800-669-0102 calls in and hangs up.  No opportunity to speak with anyone.  I did a reverse lookup and came up with VAC Home Loan Servicing.  No info avail.  I researched and ended up calling Countrywide debt collection at 888-800-5420.  Customer service rep put in our business tel # and came up with 12 names!.  She removed each one.  Her service was terrific!  She told me that she'd received many calls regarding these hang ups.Hope this helps someone else save all of the hassle and wasted time.

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326 Report Long ago Unknown
That's what I told Barbara....Let's join and Sue Bank of America...

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326 Report Long ago Unknown
My caller  (sounded like he was in India) said he was from bank of America, my mortgage company.  He said he needed last 4 of my social, and I refused. He game me this # to call to confirm that he was really from B of A.  Beware,....neve give out personal information.

800-669-0102

326 Report Long ago Unknown
BOA has made my life a living hell since they bought my loan from Country Wide. I would like nothing more than to see them sued and put out of business completely and to have to pay us all for the grief and trouble they have caused everyone. They are nothing but liars and scammers. This is the worst bank I have ever know and I didn't even choose to know them.

800-669-0102

326 Report Long ago Unknown
let' sue bank of america!  they are crooks. I'm willing to join in on the suit.They worried my wife to death. She died in sept. they didnt care that she had cancer.Let; draw up the suit Now!

800-669-0102

326 Report Long ago Unknown
Same here!!! this caller is not even legal because this number belongs to INDIA's call center which is outside the US Territory!!!Let's join all to sue this company here in the US of A ....The Bank of America....

800-669-0102

326 Report Long ago Unknown
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdfThe Fair Debt Collection Practices Act

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326 Report Long ago Unknown
Mike,GREAT info about third party creditors!   Your comment "The law is on the consumers side, it's just the consumer doesnt usually know how to go about it."How did you come by this information?  Better yet, what site can I use to find out consumer rights in regards to creditors?Thanks Again! JLW

800-669-0102

326 Report Long ago Unknown
Most of the larger customer service departments outsource to foreign countries since labor is cheaper.  This is why you get a lot of Indian speaking agents for cable, internet, computer issues as well as mortgages and other types of loans.Most debt collectors are within the USA but in major cities where the demographics contain a high rate of latino or non english speaking people.  They will work for cheaper pay than the average person and it's commission based.  Meaning if you agree to pay, they make more money.By law you are not required to pay a third party creditor unless they have the original contract with your signature.  They buy default loans for pennies then try to recoup.  Any major financial institute has insurance to cover financial losses, so they get paid when you default.  So essentially you'd be paying the debt twice.If they dont have your original contract, youre not obligated by law to pay.  Otherwise I or anyone could call you and say you owe me the money you defaulted on from a previous loan.  The law is on the consumers side, it's just the consumer doesnt usually know how to go about it.Not that I'm advocating not paying your bills… that's why the economy is in the situation it's in but for those less than honest debt collectors, this is effective way to get rid of them.  Also you tell them you want ALL communication in writing (for a paper trail) and that you will not answer anything over the phone only in writing.  By law, they must honor your request, and they can get mad or curse or say your unwilling to pay and will take you to court but again, if that was the case they would have already done it.Many states have a one consent law which enables the consumer to record conversations as long as tey are conversations that relate to that consumer directly.  This is why many pre-recorded messages say the call may or may not be recorded for customer service reviews for training.  They have to make that statement in case your state doesn't recognize recording conversations… but many states do under specific circumstances.  VA & DC do recognize the 1 consent law.  You don't have to tell them you are recording them if they make threats but if you do tell them, they will curse and hang up.  Don't avoid creditors, answer phone, be calm, make it fun.  You don't have to be rude or nasty, just calmly make your statement of all communication needs to be in writing, this call is being recorded (they will try to say you cant do that so check your state laws first cause many times you can but they cant)who cares if they get rude, laugh at them.  The laws on the consumers side, not theirs.  They have to prove you owe THEM the debt… not the other way around.

800-669-0102

326 Report Long ago Unknown
Oh and btw they sounded like they were from India.  So must be a farmed out deal.  I am sure they probably debt collect for Country Wide and numerous other banks.  Hanging up on people is so effective...NOT.

800-669-0102

326 Report Long ago Unknown
I called this number and found a way to get someone on the phone.  They told me they are debt collectors for Bank of America.  They have been calling me everyday and when I answer they hang up on me.  They were calling for my boyfriends ex-wife whom he divorced 4 years ago and she had his number listed.  He said he would take it off and I let him know that I will be complaining to Bank of America for having debt collectors that harrass you by hanging up on you everyday and not even talking to you.  So word of advice.  Don't use Bank of America if they are going to associated with a company that harrasses innocent people.

800-669-0102

326 Report Long ago Unknown
http://www.marketwatch.com/story/sec-charges- ... zilo-with-fraudThis company is not to be trusted

800-669-0102

326 Report Long ago Unknown
I have a BoA home loan (Previously serviced by TBW as well) that is 2 months delinquent.  I am still paying on it and saving the extra payments to catch up slowly.  The lady on the other end of the line was very accommodating and had a kind way about her.  I guess they are nicer when you work with them to pay your debts instead of dodging them.

800-669-0102

326 Report Long ago Unknown
Hummm ... I just got a call from this number.  My mortgage also was with Taylor Bean and moved to BofA.  I am NOT happy about this because BofA is horrible to work with.  There isn't ANYONE that I know of that has anything good to say about BofA ... yet they keep getting bigger and stronger !!!!  Go figure.  In any event, I am current with my mortgage and have no idea "why" they are calling.  No messages have been left at all.

800-669-0102

326 Report Long ago Unknown
When they call me on Sunday ... I tell them that "Sunday is a day of rest so take a rest & leave us alone on this God's Day of Rest! Thank you & Good Bye!" Maybe if all of us told them that, maybe they'd stop calling us on Sunday at least! I don't think anyone other then friends & family should call you on Sunday & expect us to answer their call! Look, it's our phone & we have the right to NOT answer our phones on Sunday or any other day if we don't want to talk to that person! It is NOT against the law if you don't answer your phone! You don't have to answer you phone, if you don't want to! If you decide to, then the person of the other end should be as nice as can be that you allowed them to talk to you on that day, weather it be Sunday or any-day!

800-669-0102

326 Report Long ago Unknown
LET'S FILE A LAW SUIT...

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326 Report Long ago Unknown
This is indeed B of A. They took over many mortgages from CountryWide Financial and are now the mortgage holders for many of those accounts. The number used to answer CountryWide but not now. I had a mortgage with CountryWide from 1999 until ? Bank of America did not notify mortgage holders of when they took over, they just took over and began sending payment coupons. This is legit, much as I hate B of A, this is a real mortgage dept. Sorry to busrt your bubble

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326 Report Long ago Unknown
The number is indeed a number for Bank of America .  Why would you lie and tell people it isnt?

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326 Report Long ago Unknown
They had this scam by BNA online not too long ago. They not only used the backdoor to get our mortgages from County WIde, but there is another fraud they are scamming their mortgage customers with. It's with the homeowners insurance. They call or write you to show them proof of homeowners insurance. After you let them know what you have, they will tell you that your homeowners insurance coverage is not enough which is b***s***. Anno matter what you say or how you fight them, they even push the issue to "arrange a lenders insurance policy"charging your esrow account the full amount for homeowners insurance you did not authorize. Meanwhile, they just took your money, paid their employees a kickback because someone in BNA actually owns that "Homeowners Lenders Policy" insurance company which got the rest of your "insurance coverage" money. And they do not even tell you who that company is or what they cover in writing like you get from your regular insurance provider. They send you no proof in writing of what you are paying for.

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326 Report Long ago Unknown
No...you are wrong. Multiple lenders were closed down by the Feds for fraud. Some of these included Fannie Mae, Fraddy Mac, Country Wide, Taylor Bean & Whitaker, and many, many more.Bank of America has bought these accounts. Which, by the way, is why my house is now going into foreclosure. BofA said Taylor Bean screwed up and they needed more money from ME to make up the difference in my escrow. They then "didn't receive the insurance information" from the take over and they gave me THEIR homeowners and flood insurance which is 3 times higher than my regular insurance. OK...right now I'm getting very angry so I think I will just answer the question.Anyhoo...they don't have your loan in the system because either your loan has been bought & sold so many times...they can't find it. OR it's being held by the Feds as evidence and I don't even think BofA has it.

800-669-0102

326 Report Long ago Unknown
You calling in to a short sale department does not take your number out of the collections dialer.  You can and probably will be called the same day.  To be honest, and no one is, they did not ask you for your social security number, the asked you for the last four digits, and that's all they can see.  If you call them back they will ask you for the last 4 digits of your social.Bottom line, if you have a mortgage with BoA and it's past the 1st of the month and you haven't paid they will call.  If you are in serious default then you are already expecting the call... short sale, your were expecting it.   Pro-tip, verify the account, be polite and speak to the rep for a minute or two.  They will have to document they spoke to you, and can't call again (that day, or maybe even a few days)  If you are rude or hang up they will have check boxes to indicate that action and the computer dialer will put you at the top of the list to call again in an hour or so.  Pretend it's not you and take a message, no more calls that day.  If they say "we can call back", say no, I'll take a message.

800-669-0102

326 Report Long ago Unknown
I have gotten a number of calls that I refuse to give out personal info. The best thing is tell the people that call that the # they called can't be used for personal calls and give them another number. I ALWAYS give them the number of the local police and I never hear from then again. Learn to play their game

800-669-0102

326 Report Long ago Unknown
Never give anyone who calls you, your information over the phone. If they claim they are Bank of America  (or whoever), tell them thank you for notifying me, I will call Bank of America myself. Get out your bill or go to BoA website and talk to them that way. Even if you are sure you have an account with someone, always call back a number you were given when you made the account. A bank will never ask for an entire social security number over the phone, they will ask for last 4 digits. However, you can call and say that you would like to set up a password so that you don't have to use your last 4 ss.

800-669-0102

326 Report Long ago Unknown
This was the call back for someone claiming to be BOA, I wonder though. Wanted my last 4 digits of SSN, it is easy to reconstruct entire sequence from last 4 numbers. I suspect it is identity theft or malicious in nature. How many legitimate callers ask for personal info FIRST to verify who you are? You have no idea who is on the other end. If it was loan related it would be mail that they used.

800-669-0102

326 Report Long ago Unknown
They called claiming to be B of A but when I advised we had already spoken to them and were trying to negotiate a short sell she told me that she needed our social security numbers in order to note the account?? I've never heard that and refused to provide to her since I had no idea who she was. Glad I didn't

800-669-0102

326 Report Long ago Unknown
Hey, I saw your message and I would want to block my credit report.  How can I do so?

800-669-0102

326 Report Long ago Unknown
This is NOT B of A., do not give them ANY INFO. If you do, theywill attempt to collect on any debt they pull from your credit report. To stop preditors like these, LOCK your credit report. You can call, I think, but better to do it writing. That way, only companies you do business with can see your report.

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326 Report Long ago Unknown
This is weird because my loan is now owned by B of A and is in loan modification with Fannie Mae.  Why would CW's collection dept be calling me now?  3 times this Sunday alone!

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326 Report Long ago Unknown
Have received copy of orig promissary note without any signatures, from BOA after request was made for "wet ink copy" with BOA heading and showing our signatures.Also have orig copy of ltr from Taylor Bean & Whittaker stateing REASON FOR INS CANCELLATION; "LOAN PAID OFF" then Boa took over BOA states "dont regognize that paperwork" we told BOA were not paying another dime because BOA doesnt have a mortgage in our name (paperwork was a fraud) Now BOA hands out our "private info" to some private outside telemarketing company. Illegal in any state.

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326 Report Long ago Unknown
Sorry, Wes.  I didn't see your post.  I was responding to the guy above you.  But, you and I are on the same page and I agree with everything you said.  The only way to fight them is to have your own attorney.  I am so glad you got your interest rate and payments lowered.  It gives others hope to keep up the fight.  Thanks for posting such positive information.

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326 Report Long ago Unknown
The best thing to do is hire an attorney and let them speak to BofA on your behalf.  The average citizen won't get anything but the run-around.  When they see you have someone working for you that can look up their a** and find out if, in fact, they even have the ORIGINAL mortgage on your home, which they legally MUST have, they will stop trying to intimidate you.  You have got to have legal help on YOUR side.  Most of the homes are under water to begin with.  Good luck and don't take it lying down.  They got a butt load of money out of us, the taxpayer, and now they want to treat us like criminals.  I don't think so.  Everyone needs to fight BofA.  First of all, my original loan was not with them, it was then sold to Countrywide who then sold it to BofA. Does anyone really think they have their paperwork in order on all those loans that were bundled up and sold to them.  I don't!!!!!!!!!!!!!

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326 Report Long ago Unknown
I am doing the exact same thing. Do not even try to do it yourself, you must have an attorney that specializes in this. I have spoken to a lot of people that went into this themselves and they all just gave up and walked away from their mortgages. It can get too complicated for your average layman to accomplish. We hired a law firm, U.S. Foreclosure Relief, out of Fresno, Ca., sent a letter to B o A giving them the phone no. & name of the attorney representing us and to reference all further communications to them. It has worked wonders. Our attorney has been working this for almost 2 yrs. She called 2 weeks ago and said it looks like our interest will drop from 8 1/4% to around 2 1/2% cutting our monthly payments way less than half of what they were. We were on the verge of losing our place & this law firm put an immediate halt to that. Please, I implore you, get an attorney. Make sure they are not a fly-by-night scam firm, but one that has been in business for years in the same place, and get references if possible. You will only pay about $2,000.00 for their services, but well worth it. I hope this helps.

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326 Report Long ago Unknown
I just wanted to add my 2 cents... We applied for a loan application back in May 2010... We just got the packet yesterday??? New Years Eve Eve...  Dec 2010....I heard that these packet are taking a very long time do to the wonderful economy. These morons running this country are pathetic. YOU CAN'T SPEND YOUR WAY OUT OF A RECESSION!!!  Anyway Sorry... I am going to look into this packet and see if it will do any good... HAPPY NEW YEAR!!!GOOD RIDDANCE 2010!!!

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326 Report Long ago Unknown
BofA is a joke. Once they purchased CW they moved my account over to there system and lost my payment on my house. I get calls from these people all the time. I also called them about making home affordable program that is a federal program what a joke. They put me into it and said that they are sending me a packet to fill out. I never got the packet and they added escrow to my loan so they raised my home loan about $440 per month and never revived my packet. I have been fighting with these guys for 4 months about this and still no resolution does anybody have any suggestions for me. I am pulling my hair out BofA make life unbearable for hardworking people.

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326 Report Long ago Unknown
Don't forget that BofA got a LARGE Bailout of OUR tax payers money, and yet, they still make all these nasty calls to tax payers to get more money even when you pay your loans on time so they can claim that they are making more money since they got their bailout money! I HATE BofA, and their policies! They are NOT Customer Service oriented at all!

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326 Report Long ago Unknown
Also if you can't pay your home insurance under an FHA loan then BOA has to supply the insurance themselves. However, here is their scam...they buy insurance from Balboa Insurance in California and it is double in price. My lawyer looked it up and found out that Balboa stands for Balance - Bank of America and is owned by Bank of America. That way they drive your escrow up which increases your payment by almost a third higher. The biggest crooks in America right now are the national banks and the number one thief, Bank of America, took our bail out tax money and used it to keep their crooked business going. There is a class action suit that was settled against FIA Card Sevices owed by Bank of America or BOA. Contact http://www.FrederickAdministrator.com or call 877-434-3070 to see if you have any money coming from them. It was for them raising your loan interest rate illegally.

800-669-0102

326 Report Long ago Unknown
They not only used the backdoor to get our mortgages from County WIde, but there is another fraud they are scamming their mortgage customersw ith. It's with the homeowners insurance. They call or write you to show them proof of homeowners insurance. After you let them know what you have, they will tell you that your homeowners insurance coverage is not enough which is b***s***. Anno matter what you say or how you fight them, they even push the issue to "arrange a lenders insurance policy"charging your esrow account the full amount for homeowners insurance you did not authorize. Meanwhile, they just took your money, paid their employees a kickback because someone in BNA actually owns that "Homeowners Lenders Policy" insurance company. And they do not even tell you who that company is or what they cover in writing like you get from your regular insurance provider. They send you no proof in writing of what you are paying for.

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326 Report Long ago Unknown
I am withyou.. they are trying  forclose on our house, and CAN EVEN PRODUCE A MORTGAGE NOTE!!!!!!!!!!

800-669-0102

326 Report Long ago Unknown
AS SOON AS POSSIBLE!!!LET'S FILE A GROUP LAW SUITE AGAINST THIS BANK OF AMERICA THAT WE DID NOT KNOW PURCHASED OUR LOAN FROM COUNTRYWIDE!!! AND NOW INCREASING OUR MONTHLY MORTGAGE AMOUNT?

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326 Report Long ago Unknown
My loan number is not 18 digits either.  It's 9 digits because I started off with Countrywide. Then my loan was sold to BofA.

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326 Report Long ago Unknown
I understand that MERS has about 60% of loans registered.  Not every loan is a MERS loan.  MERS began about the mid-1990s and so won't have loans registered prior to then either.

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326 Report Long ago Unknown
Very goof info.I just went to their web-site. They do state they want to register every loan in the country.What is up with these people??It was a lot of info. My loan is with BofA. They call all day and never leave a message. Check them out on there web site, maybe someone can figure out what they are up to.....

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326 Report Long ago Unknown
I am curious how can a person fight the mortgage if there is no information in the MERS system.We have a mtg. through B of A but no information under any of the searches shows. We get a reply that says no MINs can be found. It also says that they would have information IF the servicer chooses to provide it. That tells me that it is not required to be in their system. Can you please explain further what you are meaning? Our loan number is no where near 18 digits. Thanks!

800-669-0102

326 Report Long ago Unknown
People! Check your loan number: it MUST BE 18-DIGITS, if less - your loan is BOGUS, which originated by employees from "your" Bank with purpose to collect money in their OWN pockets. Sue the banks. Check your Mortgage at National System "MERS". If no SERVICER FOUND: house is YOURS forever. Stop pay anything, when they start FORECLOSURE file Counterclaim for few millions. And you will win. No servicer - no case! Good luck!

800-669-0102

326 Report Long ago Unknown
Its Bank of America that called me from this number.  My loan was taken from Tyler Bean and Whiticker (SP?).  So they contiune to call me everyday "noting" my account that I sent my payment ONTIME to the old mortgage company because I didn't even know my loan had moved until I started getting these nasty phone calls from BofA collections.  Very nice welcome to the BofA...NOT!!!  I think you would get better Customer Service from Loan Shark

800-669-0102

326 Report Long ago Unknown
But there is another issue you've overlooked. Cell phone or Landline is no exception when it comes to this. They do not dial the numbers themselves. They use a computer that dials any combination of telephone numbers for them and that will bypass those on the do not call registry.

800-669-0102

326 Report Long ago Unknown
If you list your cell phone number w/any business, creditors can access the database and retrieve your number.  It's not that hard.  People forget how many times they give out their cells and home numbers and wonder how people get them.Also the major carriers publish your phones and sell the info even if they claim not to, there are ways they do it that don't violate any confidentiality.

800-669-0102

326 Report Long ago Unknown
now... that makes sense. Given I don't now nor ever had a loan with them.

800-669-0102

326 Report Long ago Unknown
Thank you for all the info! Exceedingly helpful!

800-669-0102

326 Report Long ago Unknown
Thanks for the info. I found it usefull.

800-669-0102

326 Report Long ago Unknown
check your credit report if you used your cell number for anything at any time it may be listed on your credit report, i was getting calls for someone else on my cell phone and was informed that they ( the collections agency) ran a credit check on the deliquent person and found out i was related ran a credit check on me and found my cell number listed and started calling and harassing me for someone that i hadnt seen or talked to in 5 years... it was trans union that had my number listed. easy fix tell them  1 they are not authorized to contact you on that number, do it in writing. 2 if it is listed on your credit reports, ask to have it removed, also in writing. 3 have it listed in the no call list and if you continue to get calls there, report them. yes they have a right to call you to get their money, however my understanding is that they can only call the numbers that YOU listed on your loan. i was given this advice by my lawyer so i'm guessing it pretty accurate, however i could still be off on my understanding. hope it helps.

800-669-0102

326 Report Long ago Unknown
I just got a call from this number also. I do have a account with CW but they called my cell phone. How are companies getting my cell phone number?

800-669-0102

326 Report Long ago Unknown
File a complaint with your state regulatory agency.  Most states have regulations on collection agencies.  Collection Agencies could be fined for non-compliance with state laws.  Often a few collection agencies are just trying to collect from anyone with the same name.

800-669-0102

326 Report Long ago Unknown
Hahahahahah bunch of dead beats mad that the people they promised they'd pay money to actually want the money hahahahahah

800-669-0102

326 Report Long ago Unknown
I have gotten a number of calls that I refuse to give out personal info. The best thing is tell the people that call that the # they called can't be used for personal calls and give them another number. I ALWAYS give them the number of the local police and I never hear from then again. Learn to play their game

800-669-0102

326 Report Long ago Unknown
same with me i get it day through night so annoying please stop!!! and there it called again!! grrrrr

800-669-0102

326 Report Long ago Unknown
Same thing here: Have nothing to do with them yet get between three and five phone calls a day

800-669-0102

326 Report Long ago Unknown
I got the same call..I think the scammers have found out how to show numbers that they are not really calling from. I do have an account with them but definately they have a scam going.

800-669-0102

326 Report Long ago Unknown
I have received several gold envelopes on my front door from Bank of America.  I have a securitized mortgage which started with America's Wholesale Lender with Countrywide Mortgage as the Servicer.  Now Bank of America calls saying they are a debt collector but they do not have a clue who owns my mortgage because my home was sold on Wall Street in 2007.  MERS calls Bank of New York Mellon the Investor but they are not the investor.  Bank of New York is the Trustee and has wrote me multiple times to tell me they do not know who owns or holds the note.  The residence has been turned into a Bond and split up into a pool CWABS 2007-2 and sold in pieces.  Bank of New York said they have no say in loan modifications, nor do the physically own the property or the note.  Bank of America can not tell me who they are a debt collector for.  MERS is not a owner or holder of the note and America's Wholesale Lender was never a true Countrywide Corporation or a Member of MERS.  So the 800-669-0102 number that keeps putting notices on my door needs to stop.  Especially when the guy who came to the door is all tatted up, has ear phones hanging out his ears, looks dishonest as hell and when he knocks at the door he acts like he is scoping out the house.  Bank of America needs to come clean and tell borrowers who they are collecting a debt for.  It is not MERS, and it is not Bank of New York

800-669-0102

326 Report Long ago Unknown
We have just been advised by our county sheriff's department that the people calling from 800-669-0102 are scammers who want to steal your identity. DO NOT GIVE THEM ANY PERSONAL INFORMATION!!

800-669-0102

326 Report Long ago Unknown
They did the same to us. Found a flyer on my door.  I'm a few days late with my mortgage payment, but I'm waiting for my paycheck in 2 days to pay.  This sucks.

800-669-0102

326 Report Long ago Unknown
Yes, it is Bank of America. ha yesterday they even left a flier on my door that only says Important please call 800-669-0102.

800-669-0102

326 Report Long ago Unknown
It is the debt collection dept at Bank of America.  They call people if your payment is a day late.  New policy except the debt people like to do it for effect (to scare you).

800-669-0102

326 Report Long ago Unknown
I have an IPod touch and on my iPod I have an app called text plus.  Many times a day I get a message saying that 800-669-0102 has called your text plus phone number.  It gets so annoying!  And I don't have an account with any of the names listed!

800-669-0102

326 Report Long ago Unknown
Thanks! I'm overseas with not a single loan out in my name, and these freaking people are calling my Magic Jack phone line over and over; every day at least 5 times a day and not even bothering to leave me a message to let me know who they are.Screw these people and their harassment. In fact, I will GO OUT OF MY WAY to NEVER use Bank of America in life just because of this stupidity. Compass Bank BBVA for the win!

800-669-0102

326 Report Long ago Unknown
Really, what a presumption on your part, that i have have loan with them.  My mortgage is with another bank so don't speak about something you know nothing of.  I got calls from this number and I repeat, I DON NOT have a home loan with these people.

800-669-0102

326 Report Long ago Unknown
I do not have  aloan with them. not ever, never, not once.. still getting calls.

800-669-0102

326 Report Long ago Unknown
You're an idiot.

800-669-0102

326 Report Long ago Unknown
Never give them your information.  If they want to call you , then they have to know who they call.  You don't by law have to give them any information over the phone.  They can send you a letter , but tell them you do not discuss matters over the phone, as you cannot verify who they are.

800-669-0102

326 Report Long ago Unknown
hello wrencher, I do have an account with BOA, but when they asked for my account number and addresses I asked what this was in reference to?  They told me they could tell me after i provide the inofrmation.  I said no and they hung up

800-669-0102

326 Report Long ago Unknown
THANK YOU. YOU ARE THE ONLY PERSON WITH COMMON SENSE IN THIS WHOLE THING. WE NEED MORE PEOPLE LIKE YOU IN THIS WORLD

800-669-0102

326 Report Long ago Unknown
I don't do business with this criminal and corrupt corporation, yet they call me for someone else, even AFTER being told they had the wrong number and to stop calling. When they do this call their EXECUTIVES up and demand a physical address to send a certified cease and desist letter. Customer reps will lie to you and just give you a credit correspondence P.O. Box. Send the certified letter. Then when they call back again, sue them each and every time for FDCPA violations.

800-669-0102

326 Report Long ago Unknown
Some of us are not full of it. I am still a minor who has never taken out any kind of loan and keep getting these incessant phone calls. On top of that, everytime I call they ask for my damn social security number and zip code and then I am disconnected. Only once have I made it to speaking with an actual representative and once I told her my phone number she hung up! It's annoying.

800-669-0102

326 Report Long ago Unknown
I do have a mortgage with BofA; however, I am not late.  They call me any day of the month.  This am call came in at 8:02!  I am NOT late with my payment!!!!!!  They call 4-5 times a day and ask me for my info before they will tell me what they want...which never gets that far because it wouldn't matter...they would still continue to call.  This is harassment plain and simple and people should have the right to be left alone if they are current with their payments.  If I call THEM, I spend hours and never get anywhere and am transferred around like a buckyball.  This is harassment and incompetence!  Don't even go there with your "They are just trying to collect." because you don't now what you are talking about!

800-669-0102

326 Report Long ago Unknown
They will tell you that your payment is due on the 1st and they consider it late on the 2nd, even though they are not charging you a late fee.  However, since it is not 30 days late, it does not show up on your credit report.  So they will call and bother you unless you put in a complaint with them .   I sent them a nasty letter and they stopped, but it took a couple of months to get them to stop calling.  Even after the complaint, they will start calling again in a couple of months.  Really annoying for those of us that can't pay on or before the 1st.

800-669-0102

326 Report Long ago Unknown
cmickie speaks the truth. Exact same issue here. Since getting gobbled up by BOA our payment date of the 15th, as had been the case for years prior to BOA, has essentially been moved without our approval so I get daily calls from them for the first two weeks of every month. My wife has discussed it with them and they just don't seem to give a damn. Talking a bunch of garbage about 'the system does it that way' as though it's IMPOSSIBLE to modify it to serve THE CUSTOMER! THIS is the kind of thing the Occupy movement should be latching on to in addition to a very long list of corporate bullying and customer disregard that would most likely be more than a mile long in the fine print they foist on us. Add to that 'convenience fees' by the likes of Verizon, pizza delivery joints and countless others. THIS needs to stop, we're paying customers not the enemy!

800-669-0102

326 Report Long ago Unknown
How did you do this?  How does it work?

800-669-0102

326 Report Long ago Unknown
How did you start the process to get an SOA? My original loan was with Countrywide and then I got notice that it was switched to BofA then another note showing it had been switched to another division of BofA. Please advise.

800-669-0102

326 Report Long ago Unknown
It is all based on the 'bulk purchase' of the loans from Countrywide and the use of the "MERS" system.  It is currently being challenged by the NY AG's office.  Note this to them when they call and it will get their attention.  I am working on a loan mod now as my mother lives in the house that I own.  I am reducing the loan to current FMV since these jackaloons were the ones that hyper inflated the market...made billions...kept the billions, then when the loans failed...they got bailed out so they did not lose money.  Now its my turn.  Cut and paste this link for details on the isse:http://warisacrime.org/content/ny-attorney-ge ... ase-wells-fargo

800-669-0102

326 Report Long ago Unknown
heather please tell us the process. i just got a call from them also.. i have been talking with boa right along trying to get a mod ... now i get this number and asking for my husband, when he has given his permission to talk to me and this lady knew nothing about it? very confusing..

800-669-0102

326 Report Long ago Unknown
Heather, do you mind telling us the process that you've successfully gone through?

800-669-0102

326 Report Long ago Unknown
They are trying to get you to Modify your Mortgage because they committed Fraud when they purchased the accounts from Countrywide. Customers are finding out about this and are getting a Satisfaction of Mortgage because of what they did and if they get you to Modify your Mortgage making them legally your Mortgage Servicer then you can not get a Satisfaction of Mortgage because of their illegal ways of getting your accounts. I got my Satisfaction of Mortgage filed today and I no longer have a Mortgage and I owed $153,000 on my Mortgage when I got my SOA. They can not produce your original Blue ink Promissary Note that was supposed to be signed over to them when they purchased your account. the Promissary Note is the IOU that states you owe the money and if they can not produce that to prove you owe the money then a SOA is filed. I just did this process myself and now the calls have stopped.

800-669-0102

326 Report Long ago Unknown
They're doing the exact same thing to us.  Our mortgage is due on the 1st, but there is a 16 day grace period, we've paid on the 8th the last two months, but the "collection" calls start on the 3rd of the month.  This only started in June of 2011 for us, but we get multiple phone calls from BofA telling us we need to pay "now", and that our payment is due on the 1st.  We tell them we will be paying on the 8th, but they're not appeased and continue to call.  I made the payment online first thing this morning and still got 3 calls today.  Our mortgage is current, we're not late, we pay within the grace period or on the first of the month, so this is extraordinarily frustrating. My husband asked them what had changed in the last two months for BofA and why were they aggressively trying to collect money, and why do they offer a grace period and still end up calling to harass customers to pay an up to date account...there was nothing but dead air on the other end of the line.   I contacted my Senator about it and am filing a formal complaint.   You might want to do the same.

800-669-0102

326 Report Long ago Unknown
I am getting the same thing. I got angry and said I have always made my payments by the 15th and he says yes you have an excellent payment history. Then why the heck are you calling me. He said it will happen every month if I dont pay it by the 2nd. How did it go when you talked to BofA cause I plan to do the same this is harassment.

800-669-0102

326 Report Long ago Unknown
Actually, they start calling the day after the payment was due. I have a mortgage with BOA, and my payment is due on the 1st of the month; however, I always pay it on the 15th. Which if you look at their website when trying to shcedule a payment, late charges do not begin until the 16th. So I want to know why the hell they call me on the 2nd, when technically it's not even late until the 16th?? They call numerous times throughout the day, 7 days a week! I have been with them since they took over Countrywide, and for four years I have made my payment on the 15th. They just started harrassing this last month. I plan on going to the branch today to find out WTF!

800-669-0102

326 Report Long ago Unknown
We bought our home from a friend 4 years ago and paid them with a cashiers check for the full amount which we had saved over several years. We had the title transferred and have never had a mortgage with any company. We paid off a car with ford motor and our atv's with hsbc last fall. We bought a car in March but I think it is financed through first investors. We have used the same bank for 13 years which is a local credit union and we have no credit cards (trying to save up to buy some land and not have to finance it). With that being said, the only person I know that has an account with BoA is my sisters husband. Right now I have received 6 calls from them today-3 times 2 back to back calls each time. I had to turn my phone off while at work which caused me to miss very important calls from my childs doctor. I am extremely upset now and just want to know how to make this stop. I also find it offensive telling people to fess up to having an account with them and fess up to being late on their payments-obviously that isn't the case with everyone.

800-669-0102

326 Report Long ago Unknown
HEATHER HI. HOW DID YOU DO THIS? OURS STARTED WITH COUNTRY WIDE AND THE NEXT WE KNEW WE HAD BOA. HOW DO YOU GO ABOUT THISSATISFACTION OF MORTGAGE?PLEASE RESPOND, ANYONE?  I KNOW HER POSTING WAS LATE...bgbj@inbox.com. please reply to that email. thanks

800-669-0102

326 Report Long ago Unknown
How do I start the process. I got my loan with countrywide and than it went to BOA without any nitice in 2007. How can zi find out if zi am qualify to fille Satisfaction of mortgage? They I trying to have me modify my loans. please give me some information. email tweetywoman50@gmail.com

800-669-0102

326 Report Long ago Unknown
Yeah I am done with that process from their not screw up what they are doing is out right Fraud I started my process 3 months ago and I filed my Satisfaction of Mortgage Today so I no longer have any Mortgage payments but the screw up with mine started with JP Morgan after they got my Mortgage from my original lender then from JP Morgan it went to Countrywide and then to BOA

800-669-0102

326 Report Long ago Unknown
It's true, this is B of A and they do call the day you are late for the mortgage.  The problem is they call every couple of hours for days, leave no message, and no one is on the line when you answer it.  So there's no point in answering it.  It's really stupid of them not to leave a message or respond when you answer the call.  That part is harrassment I agree.  Unfortunately, we are being forced by B of A to withhold payment because of their screw up in the transition from Countrywide.  I simply note the call from caller ID, then ignore it.  Once in a while I try and answer again but like I said, there's never anyone on the other line.

800-669-0102

326 Report Long ago Unknown
It's not Bank of amerrica.  I spoke with them and the number does not register with the bank.  Don't give them any information.

800-669-0102

326 Report Long ago Unknown
Yes - thanks for the info.  I'm a few days late on the mortgage payment, so I'm sure that's why they called.  I'm more upset that they called at 9pm, waking up my baby.  Nice to know it's BofA and not a phisher - thanks.

800-669-0102

326 Report Long ago Unknown
It is Bank of America.  Everybody says they don't have an account with them, yeah right.  I have a mortgage with them, as probably all of you do, and I pay it 29 days late.  The calls start on the 16th of the month, and end on the 29th when I pay them.  They call several times a day, and my fax machine picks up on the second ring.  Most of you are full of it when you say "I don't have an account with them or I have never had an account with them."  Just own up to it, and if you don't want to talk to them don't answer or connect a fax machine.  It's not harrassment if you owe them money.  They are just trying to collect.

800-669-0102

326 Report Long ago Unknown
What is the name of that computer program and where can I get it?

800-669-0102

326 Report Long ago Unknown
Alex, I would love to know what program you have on your computer and where I can get it so I too can zap them back.  I have never had any dealings with bank of america, I had this problem with another credit card company calling for someone I don't know.  It took a certified letter with a return receipt to stop it.  Any help you can provide will be appreciated.  JC

800-669-0102

326 Report Long ago Unknown
where did you get the pc program that you used. i would like to try it. boondogwolf@yahoo.com

800-669-0102

326 Report Long ago Unknown
Ours was only two days late this month and we go a call.  I don't answer.  I just bombard them with emails teling them to stop.

800-669-0102

326 Report Long ago Unknown
That is not totally true-- my mortgage is paid on the 1st of every month-- I already received my next months statement which confirms this. My mortgage is not late and I keep receiving calls from this #.

800-669-0102

326 Report Long ago Unknown
The do not call registry doesn't apply to collecting debts.  It IS Bank of America.  The calls are computer generated from the accounts that are at least 15 days late.  I know.....I pay mine 29 days late every month.

800-669-0102

326 Report Long ago Unknown
But there is another issue you've overlooked. They do not dial the numbers themselves. They use a computer that dials any combination of telephone numbers for them and that will bypass those on the do not call registry.

800-669-0102

326 Report Long ago Unknown
I found a way to get rid of this people. you call them continously, as soon as they answer you hang up. do it for 20 minutes, once in while you let them know why're doing it. So every time they call you call them back 10-20 times. Actually I did something else, I had a program on my pc that could call them like 5 times in an instance for 1 hour. Every time they answered the phone a loud high pitch beeping noise would make them scream, also It jamed their lines. The next day I had the manager cal me threatining to take action, I said do that, I want to find out who you people are. Never heard from them. And now 5 years later I have recieved not a single anwanted phone call. It looks like they have all our informations when they call us. Do not trust anyone when they say your info is private, is not. I tested Verizon as well once, open a new account and gave my number to noone. I also requested the company to keep my number out of any listings. Few days later I recieve a call and a telemarketer asked for me, with my full name....

800-669-0102

326 Report Long ago Unknown
I keep getting calls from 800-669-0102.  When I answer I get  recording saying "please hold".  I am really getting tired of these calls, whoever or what ever they are!!!

800-669-0102

326 Report Long ago Unknown
They will call you also doing a skip trace on a family member

800-669-0102

326 Report Long ago Unknown
I agree!  I have been receiving numerous calls for someone else's debt!After numerous attempts they claim the numbers were removed.  I am keeping a log. I have reg'd all the tel#'s with "D/N CALL FEDERAL REGISTRY" and next step w/b a lawyer.  This is crazy!!!!

800-669-0102

326 Report Long ago Unknown
I just happened to pick up this call and they identified herself as calling from Bank of America and proceeded to ask for confirmation of information they already have, I confirmed who I am and my address and she said she is able to confirm the last four digit of my SSN and Loan Number, then asked if the loan is owner occupied when I told her that she need not confirm any of the information since she already has it and if she want any more information to submit it in writing, she quickly dismissed herself and got off the telephone, I suspect she was trolling for a hone loan.  I had countless number of call from them and I also use your fax machine idea.  but they kept calling...this might work so they will quit calling!

800-669-0102

326 Report Long ago Unknown
I found a way of avoiding and ridding myself of unwanted calls. My fax machine is plugged into my phone line in order to fax resumes. They can't leave a message but instead get that annoying fax sound. If I see on caller ID that it is a call I want to take, then I pick up the phone before the fax machine. If you are away from home, just check your caller ID when you return. It has made my life so much less complicated and I love it.

800-669-0102

326 Report Long ago Unknown
I have exactly the same experience as you do. They have been calling for a few months before summer and then the calls stopped but it is starting again. Its more aggressive this time around. I receive the calls everyday sometimes can be as many as 4 calls from them. It is absolutely ridiculous. They claim they are from BOA and want all of my info. I warned them about getting my attorney involved and repeatedly ask them to take me off the calling list but the attempts only result in more calls. I will have to report them.

800-669-0102

326 Report Long ago Unknown
We have experienced the exact same thing.

800-669-0102

326 Report Long ago Unknown
It is Bank Of America! These (people) HA! are Harassing us.We don't even have an account with them! There is no reason why they should be calling us! I already filed complaints with FCC and BBB. I tried to call them with this # 1-800 432-1000(you get a live person) and the auto 1-800-669-0102. They wanted all my info.I told them if you have my # then you have my info! They said they can't help me then....well I'm getting a lawyer.This is prank calling harassment,since I don't have an account with them.And I'm thinking about calling the news too!  Everybody do the same....

800-669-0102

326 Report Long ago Unknown
i read your message, i too, dont have a loan for a home,never did.is some one else using my name and credit? hoe do i get around this?i have told them this, but they insist this is me and keep calling.

800-669-0102

326 Report Long ago Unknown
I don't even have a loan thru then, nor have I ever applied for one. yet, just today; I get a call from 800-669-0102 @ 8:05am, 11:11 am , 11:52 am and 12:16 pm. (This has been happening for MONTHS) I have already filed an official complaint with the FCC and I encourage everyone is to do them same.  FCC.gov   FYI - Countrywide also has a "Do Not Solicit Dept" although they certainly are NOT doing their jobs!!

800-669-0102

326 Report Long ago Unknown
It's Country Wide Loans most likely calling about your account past due.

732-647-5629

1 Report Long ago Unknown
Got a call, picked up, no answer.

662-200-6303

1 Report Long ago Unknown
got 1 call  without message means telemarketer

603-214-3598

20 Report Long ago Unknown
Came in at 2:58 EST.  Didn't answer.  Answering machine took it.  Something about lowering rates and consolidating debts.  If you would like to hear more, press "1" to speak with an operator or press "2" to end future calls.

603-214-3598

20 Report Long ago Unknown
Calls being made to my business line that forwards to my cell. Hang ups when my answering service picks up. My suggestion for cell phones.. save the number to your address list and name it "Junk Caller"... that way, in the future, when you see this number you'll know not to answer while you're driving.

603-214-3598

20 Report Long ago Unknown
Didn't recognize the name or number so we didn't answer it.  They didn't leave voicemail. 22Jan09

603-214-3598

20 Report Long ago Unknown
Call went to landline with answering machine.  I didn't answer.  They left no message.  But tried logging on with dialup 10 minutes later and I had no dialtone.  Had to pickup the receiver of the landline phone and put it back in the holder several times to get a dialtone.

603-214-3598

20 Report Long ago Unknown
called and left a message that they would like to help me to resolve my debt.  unfortunately, the call came from unknown number and i do not tend to answer unknown numbers.  very annoying: calls late  at night or early in the morning

603-214-3598

20 Report Long ago Unknown
I get a phone call every single day at work from 603-214-3598.  The pre-recorded message states if you want to lower your credit card interest or something like that.  Each time they say "This is offer will soon be over so this may be your last chance" dial 1 for further information.  The past several days I have dialed 1 and spoke to someone.  Each time they ask me if I am calling to reduce my interest rates on my visa or mastercard.  I say "No" I am calling to request you stop calling this number.  They say "I'll remove you from the list" and hang up.  Each day, same thing.

603-214-3598

20 Report Long ago Unknown
We tend not to answer our land line if we don't know the caller. I looked this number up online and got the following info:Type: LANDLINECarrier: FREEDOM RING COMMUNICATIONS, LLCCity: PORTSMOUTHState: NH ID showed up as just "Private Suite" but I don't know anyone in NH, nor do I do business with anyone in NH. And it's not a bill collector or collection firm, since my bills are all up to date. And apparently it wasn't important enough to leave a message so I suspect some sort of telemarketer or time share or other scam of some type. If, like someone suspected here, they are trying to ascertain whether or not anyone is home, that's a crappy way to do it, since a lot of people I know don't answer their phones when they do not recognize a number...

603-214-3598

20 Report Long ago Unknown
I didn't recognize the number so I let it go to voicemail. No message was left. So then I googled the number and got this website. The call was about 450p.

603-214-3598

20 Report Long ago Unknown
call comes through as:  TN Removal List. I wasn't home when they called. How do they our phone numbers??

603-214-3598

20 Report Long ago Unknown
this number called my cell i didn't pick it up they didn't leave a message

603-214-3598

20 Report Long ago Unknown
They called twice and when my husband answered they just said if you want to get out of debt. Computer voice.

603-214-3598

20 Report Long ago Unknown
Leaves no message but keeps calling my cell phone.  Annoying!!!

603-214-3598

20 Report Long ago Unknown
I think this is from someone trying to hack into any computer it makes contact.....I have DSL and work from home.  The number appeared as "Private Suite" when it came through.  I did not answer and kept trying to work when my computer froze and beeped loud through every key stroke.   I had to reboot and open....had I NOT been with an encrypted computer through the bank I work for, I think my system would be fried by now.Dial *57 every time you get this call since you can't block these idiots from calling back.

603-214-3598

20 Report Long ago Unknown
NAB

603-214-3598

20 Report Long ago Unknown
Prerecorded message offering to resolve/consolidate debts.  The DO NOT CALL registry says the number was registered today (01/14/2009) and that companies may call for up to 30 days when a phone number has been newly registered, yet I received the call YESTERDAY.  I'll be following up and reporting back.  There may be someone re-registering the number for these clown.  Stand by . . .

603-214-3598

20 Report Long ago Unknown
"Sorry, My mistake."    ...and then they hangup.  Computer voice.

603-214-3598

20 Report Long ago Unknown
Just as I answered - as I was driving:( because it was 8:40pm - I hit a rare dead spot will my cell phone and so my phone hung them up. I came right home to google the number and found this site.No text caller ID on cell phone.2008.07.30 20.57.46

603-214-3598

20 Report Long ago Unknown
"let us help you get your business on the front page of Yahoo!"call came in at 8:42pm, was an automated message left on my voice mail

603-214-3598

20 Report Long ago Unknown
I got a call from 603-214-3598 on my cell when I was driving on the freeway I pulled my car at a soft corner to answer my call I was pissed off it was a junk call playing prerecorded message offering me to resloved my debts.The first thing I did? I filed a complaint against them at DO NOT CALL I told them if they don't stop I'll take them to the court of law it is ridiclous calling people on their cell

603-214-3598

20 Report Long ago Unknown
Phone call message: "Sorry, My mistake."    ...and then they hangup.  This is a machine voice.  My opinion: This machine is looking for a computer hookup or it is trying to estabilish "if you are home or not."

253-398-1083

7 Report Long ago Unknown
This number is to a washington state jail. I had a friend who called me from there (bad night of drinking). It is busy when you call back because it is only meant for outgoing calls.

253-398-1083

7 Report Long ago Unknown
This person keeps calling my phone.  I don't know who it is but from looking it up on line it sounds like it is coming from a county jail inmate facility.

253-398-1083

7 Report Long ago Unknown
I started gettin a call from this number on Thursday when I got off of work & I couldnt really understand the persons name so i tried to accept it but I couldnt cause i was on my Cell phone , Then they called again this morning . WTF

253-398-1083

7 Report Long ago Unknown
This ph. number also called this morning twice no one was there comes up as kcw.

253-398-1083

7 Report Long ago Unknown
My daughter keeps getting calls from this number, but cell phones can not accept collect calls.

253-398-1083

7 Report Long ago Unknown
My dad received a call from this number serveral times today. The automated computer said it was a "collect call from" and then a person said his name and the computer continued saying that the person was calling from a King County Correctional or Detention Center. It was a guy in jail who was trying to reach my dad to talk to him.

253-398-1083

7 Report Long ago Unknown
i just got a call from this #, didn't answer cause i didn't know who it was, but i try to call back & it's a fast busy,,, any idea who / what it is??

413-225-9898

20 Report Long ago Unknown
I received a phone call from a person speaking Spanish asking for "dinero" = money!  I got so scared!  I was unable to tell them that their call is illegal because I am on the "DO NOT CALL LIST."

413-225-9898

20 Report Long ago Unknown
Got a call from this number, Missed call, no message.

413-225-9898

20 Report Long ago Unknown
Got a call from this number,  didn't answer.  An hour later I called the number back and got a recording saying the number was not in service.

413-225-9898

20 Report Long ago Unknown
I missed it, glad I guess

413-225-9898

20 Report Long ago Unknown
call from this number at 8:30 pm. No msg. Definitely a phone spammer

413-225-9898

20 Report Long ago Unknown
Got a call from this number at 7:54 pm EST .   Said that I've won something from Rogers, and to press the #1 now.   I didn't press anything, and it hung up automatically in 10 seconds.   Voice sounded robotic.

413-225-9898

20 Report Long ago Unknown
Received 14:15 PST on 26-Mar-09.  Definitely spanish speaking female recording speaking.  I hung up :-)

413-225-9898

20 Report Long ago Unknown
Missed call, no voicmail left.

413-225-9898

20 Report Long ago Unknown
I got a call from this number between 5-5:30pm Eastern on my cell phone.  I didn't get to it fast enough and my phone only said missed call.  No message was left.

413-225-9898

20 Report Long ago Unknown
I got a call from these people on my cell phone yesterday. I didn't recognize the number so I didn't pick up, and they didn't leave a message

413-225-9898

20 Report Long ago Unknown
weird i called back this number and it wasnt even connected!

413-225-9898

20 Report Long ago Unknown
yeah me to got a call and i didnt answer and no message.

413-225-9898

20 Report Long ago Unknown
Same thing got a call today from this number.  They didn't leave a message.

413-225-9898

20 Report Long ago Unknown
Called my cell, recorded voice told me "Congratulations, this prize is only for Rogers customers, press 1 to claim"It's obviously a fraudulent call, find these f*ckers and charge them.

413-225-9898

20 Report Long ago Unknown
call on my cell now. something in spanish .

413-225-9898

20 Report Long ago Unknown
called my cellphone @ 4:19 on 3/26/09, I didn't pick up and no voice mail was left.

413-225-9898

20 Report Long ago Unknown
i got a call from same number no message left

413-225-9898

20 Report Long ago Unknown
Got the same type of call in Houston area from this number on my cell phone, but since I did not recognize it I just hit the ignore button on my Blackberry.

413-225-9898

20 Report Long ago Unknown
Call on cell phone - no message left

413-225-9898

20 Report Long ago Unknown
Some called with a Spanish recording offering Direct TV.

800-669-0102

326 Report Long ago Unknown
HA!!! that is the biggest lie I've heard yet! Yes, they'll help themselves to your house!!!! Fool!

800-669-0102

326 Report Long ago Unknown
You ran into problems and they helped you...? You're FOS !  I spent TWO YEARS trying to get a loan modification from BOA, and ultimately all they did was help themselves to my home...And I'm a 30+ year employee !  Go "sting" yourself Scorpio....

800-669-0102

326 Report Long ago Unknown
I don't do business with this criminal organization, never have and never will. They call me anyway so I sent a certified cease and desist letter! Now when they call THEY have to pay THEIR bills!

800-669-0102

326 Report Long ago Unknown
Just an FYI, because I'm sure I'm not the only one in this situation....I do pay my bills, but to a different bank, because I don't have and never have had an account with BOA.  I've told them this before.  I even verified that the person they are looking for is not part of my family and that I have no idea who they are.  I was assured that they would stop calling.  They did for a while and now it's started up again, not once a day, but several times a day.  I'm sorry someone is not paying their bill, but that doesn't mean my family should be harassed when they've been informed that there is a mistake some where.  That mistake is not my fault, therefore they need to get it figured out.

800-669-0102

326 Report Long ago Unknown
I have to agree with Leyla..  Pay your mortgage on time and you won't have problem.  I have had BOA since 97' and when I call they are always professional and helpful.  I ran into problems and they helped me.  I did loan modification and only took a few months.

800-669-0102

326 Report Long ago Unknown
I think all of you stupid people should just pay your bills

800-669-0102

326 Report Long ago Unknown
Thanks, I assigned a silent ring tone to that number because they never left a message. I'll answer it next time.

800-669-0102

326 Report Long ago Unknown
JE CHERCHE CODE

800-669-0102

326 Report Long ago Unknown
You are stupid and you will get yours too from BOA. Just wait, and I hope they get you good!

800-669-0102

326 Report Long ago Unknown
Really? Wait until your time comes a**le...

800-669-0102

326 Report Long ago Unknown
You are stupid, put caps lock on and use lots of exclamation points!YOU MAD!

800-669-0102

326 Report Long ago Unknown
YOU ARE STUPID YOU GET BEHIND ON BILLS AND YOU GET MAD!!!!!

800-669-0102

326 Report Long ago Unknown
This is BofA calling.  Because the caller ID said "Loan Counseling" I can't be sure that it's actually BofA.  So I told them unless they could tell me WHY they were calling, I would not verify the information they were asking for.  My loan is in EXCELLENT standing, I have never paid late.  There is NO reason for them to call me sixteen times a day.  I told them if they had any issues with my account to send it in writing, and then I hang up.  Every time.  I finally got tired of telling them to screw themselves so I blocked their number.

800-669-0102

326 Report Long ago Unknown
Just called me its 6:51PM.  Have a loan through B.of America.  Did you guys know that in the Los Angeles area they just hired 25 attorneys to fight loan fraud.  http://www.crimebullet.com

800-669-0102

326 Report Long ago Unknown
Yeah, and it's almost ALWAYS a scam! They sit on your check for a month & then say you're late to attempt to collect bogus late fees from you. DON'T PAY THESE FEES! It just makes it worse for everyone! They are just trying to steal extra money & our LAME government is allowing them to do it! They will say they never got a check & then when you re-send it, or pay it over the phone, they'll try & cash the original check. if you haven't stopped payment on the original, your account will be overdrawn & they'll blame you. These people should be arrested & put in prison.

800-669-0102

326 Report Long ago Unknown
It's 12:00am 3/22/11, They have been calling pass two days . Once at 8:30/9:00pm and then at 12:00am with no messages.  I also look the number up on BBB and they have no info for them !!3/23/11 11:00pm once more they are calling and no messages...No bank would be calling at this time!!Also, the up to date post for this year is on p.g. 30

800-669-0102

326 Report Long ago Unknown
For sure BOA outside collection for late payments on the mortgage. Kinda funny I have never missed a payment but have pushed to the 30 day line due to unemployment for 1 1/2 years but the payment is always made before the 30 day late kicks in but they sure get there 89 dollar fee to be late.Had a good conversation going until he asked me if I was seeking work told him to kiss my a** and hung up.stupid people should not breed!Just looking for a fee for his company to set up payment thru them.I believe they are under contract not actual BOA employee

800-669-0102

326 Report Long ago Unknown
That number is a scam.  I received an email announcing an "account alert" and an urgent request to call the 800 number.  Don't do it.  They've purloined Bank of America's logo and verbage.  I called my local branch of Bank of America and they looked up my account and let me know that they have not sent any such emails out.  If you get one, report it to abuse@bankofamerica.com.

800-669-0102

326 Report Long ago Unknown
I don't have a mortgage nor have I ever had one.

800-669-0102

326 Report Long ago Unknown
Seems like a lot of people here in denial about being late on a Bank of America loan!

800-669-0102

326 Report Long ago Unknown
It is Bank of America who also bought out many other loans. They could also be calling for someone who listed you on their account. Never give out your information though to anyone who calls you over the phone. If you know you have an account with them, call back the number they provided you on a bill. Tell the person calling you, thank you for notifying me, I will use the number given to me to deal with this matter.

800-669-0102

326 Report Long ago Unknown
I haven't had a loan with them for years! I finally decided to call them back. They were very nice and apologized and said they would take my number out of their data base. We'll see if it works!

800-669-0102

326 Report Long ago Unknown
I've been receiving calls from this 800# for wks. Once and a while, they'll leave msgs but t's pretty creepy b/c you can hear someone breathing and there is a loud TV in the background then they'll just hang up. Did any of you guys experience this? It sounds like they're calling from their home and not a place of business. It was really creeping me out until i read this post. I don't know how to get them to stop. They'll call me in the evening and wkends... They're relentless.

800-669-0102

326 Report Long ago Unknown
This Bank of America that keeps calling to tell us were behind but, do not offer any solutions.

800-669-0102

326 Report Long ago Unknown
I have received several telephone calls from 800-669-0102. I told several callelrs not to call my number anymore, however, I continue to get calls.  The callers claims they are from Bank of America and told me my daughter and son in law have a mortgage with Bank of America. This is not true! The caller would not leave a name or number to return the call. This is obviously a scam.

800-669-0102

326 Report Long ago Unknown
If it is Countrywide, why would they be calling if they sold the loan to Bank of America?  Does anyone know?

800-669-0102

326 Report Long ago Unknown
Countrywide Mortgage was bought out by Bank of America so this could be because of a Countrywide account, a Bank of America credit card account, or I suppose, a solicitation.

800-669-0102

326 Report Long ago Unknown
I finally answered the phone after they had been blowing it up. They claim there bank of america and that they are collections. I am totally current on my payments. They wanted my last name at last 4 digits of SSN. I told them to stop calling me and I would call my bank... we will see.

800-669-0102

326 Report Long ago Unknown
(I move this post up to the front)I received these calls, too.  I "googled" it, and it is a Bank of America phone number - they bought Countrywide Loans.  I do NOT have a loan with them, but the previous owner of my new phone number did.  I initially could not get past the automated phone system without a loan number.  Just call the number and put in a fake loan number, followed by the pound sign.  It tricks the system into thinking you actually have a loan with them.  Then you can speak to a live person and stop the harrassment!

800-669-0102

326 Report Long ago Unknown
Same thing.  I just reported them to the B of A abuse email.  I assume they are doing nothing about it since your post is weeks old.

800-669-0102

326 Report Long ago Unknown
They call me everyday. When I first started getting the calls I thought it was BofA, since I have been waiting on their response for my modification for over a year. We stopped paying both mortgages this year. Our house is worth 257000, we paid 458000. At 3%/year it would come back to zero after ~18 years. I really don't care anymore. We have tried and tried and tried to communicate effectively with BofA. Every single time I call I have to go through the whole story again, I sent them our Hardship Letter 8 times! Kept all receipts. Every time I have received correspondence from them, I have responded quickly and professionally, providing to the T what they have requested. They say call back in 2 weeks. I call back in 2 weeks and we are back to the beginning of this paragraph. I'm done... I have also spoken to the 1-800 people and have realized it is not BofA, but a 3rd party debt collector. They call me everyday. Now I answer 'Bueno' They ask for me and I say 'Como?' quien es? come mierda y muere te!

800-669-0102

326 Report Long ago Unknown
The said they were from Bank of America, my mortgage holder. Right off the bat they asked for the last four digits of my Social Security number. No way. I reported the incident to the police and to Bank of America.

800-669-0102

326 Report Long ago Unknown
IF I were you, I would never admit that you work for BOA, the worst bank in the history of US!!! You should be embarrassed and ASHAMED to even admit that you are a part of an organization that scams, lies, harasses,torments, has no moral or work ethics and just tears famlies apart and ruins our lives! Shame on YOU!!! Shame on YOU!!

800-669-0102

326 Report Long ago Unknown
I get these calls and have a loan with BOA and am NOT BEHIND IN PAYMENTS!  They want my home address and amount of monthly payments.  I refused and told them if they want any info they need to put it in writing.  Why ask for info when they had my cell phone number !  I  hung up on them.

800-669-0102

326 Report Long ago Unknown
I second that jjvan70. I finally called BofA and they said there are no such debt calls being made by them. Also they are recieving complaints about this. Also when these people first started calling they were asking for my ex-husband, but mangling the pronunciation so badly that I thought they were asking for me (our names are similar), then they immediately asked for my social security number without even telling me why. What legitimate bill collector does that? None that I know of. And all of my efforts at telling them eventually, that I wasn't the person that they're looking for, ignoring them, hanging up on them, etc. were to no avail. I was finally able to simply block them from calling. Thank you Time Warner!!!

800-669-0102

326 Report Long ago Unknown
If they are ligit then why do they not leave a message or why do they hang up on people. I think you must work for the SCAMMERS!!

800-669-0102

326 Report Long ago Unknown
I agree. I have a loan with BOA purchased by Taylor Bean and Whitaker. They are probably calling because you are behind on your loan payment. I am glad BOA has my loan. They have been nothing but kind and professional to me even when I was behind on my loan. This is BOA, it is legitimate. Pay your bill.

800-669-0102

326 Report Long ago Unknown
I don't have an account with BofA. Don't have loans, plus it is my wifes cell #. She doesn't have anything with anybody except a local credit union. They keep calling her and hanging up. When I call the number back they want a social and zip code.

800-669-0102

326 Report Long ago Unknown
It does not matter if the home was awarded to your husband along with the debt if you are in a community property state.  Creditors don't care who was assigned the loan - if you are ON the loan, you are OBLIGATED to pay the loan unless and until it's refinanced.  Seek some legal advice.

800-669-0102

326 Report Long ago Unknown
I continue to get these calls daily and the home was given to my ex husband in the divorce with no obligation at all for me to pay it per the judge, so leave me alone!!!!  Call him and harrass him the way you are me!!!!!!! I have sent the papers to the court and to the lender.   I have no obligation at all to pay this loan as my name is to be removed per the court order.  I do not have possession of the home, do not live in it and am not paying for him to live in it.  I am the victim of domestic violence and nearly lost my life getting away from this man!!!!  I lost everything I own to him, so go after him and let me live my life, he has the house!!!!!!!!!!!!!!!!!!  I will send a cease and desist letter if you do not stop!!!!

800-669-0102

326 Report Long ago Unknown
ok, this is not true.  My husband told me BOA called three times today and asked him for our address and loan amount to verify he was who he said he was but he doesn't have the loan amount info so they wouldn't talk to him...even though his name is on the loan.  So, when I got off work, I called the BOA number I have saved in my cell and talked to a really nice rep who looked at my account and said that she wasn't showing that anyone from there had called my home and that if they had, they wouldn't have asked for our loan amount because they have that info.  She said that anytime I get a call like that to not give personal information out and to call their main number to insure that it, in fact, is BOA.  Since then, they've called again but I didn't get to the phone before they hung up - that makes 5 times today.

800-669-0102

326 Report Long ago Unknown
What you would need to do is call the number back and ask to speak with the customer and associate support team. They would be more than happy to get that resolved for you..

800-669-0102

326 Report Long ago Unknown
This number keeps calling my elderly aunt and uncle on a daily basis asking for someone that they do not know.  I have answered numerous times and have asked to speak to the supervisor.  They say to please hold and either hang up on me or put someone on and when I ask for their name then they hang up.  My aunt has asked them each time to remove her number from their list and they assure her it will be done.  So, since you are full of helpful information about B of A, please tell me who I contact to have this matter cleared up.  I call the numbers back and get nothing but recordings with no option to "speak" to a live person.

800-669-0102

326 Report Long ago Unknown
I have told the people that are calling that its not who they are wantin to talk to and they keep calling everyday. I am tired of it. I am only 13 i dont think that i have a loan. They are going to stop callin me its harrasment and im tired of it.

800-669-0102

326 Report Long ago Unknown
Let me tell you all something. I work for Bof A and this is our number we use to call people that have loans with us. Number one it does not have to be 18 digits long. Some of them are but previous countrywide etc... are not 18 digits.  It is not a scam number you could call the better business bureau and check the number out to make sure it is the actual company. If you do have a loan with BoA and you owe money yes you will continue to get collection calls until you are caught up. For those of you that are not the person they ask for inform them more escalate the call to a higher person rather than trusting some word from a rep.

800-669-0102

326 Report Long ago Unknown
800-669-0102 = Bank of America collections dept (mortgages).  Nine months ago, BAC sold my account to CitiMortgage.  Spent 40 minutes on hold and shuffled through BAC customer service, collections, and "escalations"...each dept wanted to transfer me to another.  Result: they admitted a mistake yet I have to write a letter for a cease and desist "order" to stop collection actions (e.g. phone calls) on a closed account.  Best of luck to anyone else in this situation.

800-669-0102

326 Report Long ago Unknown
At least you get to hang-up on them, as soon as I answer they hang-up on Me :/

800-669-0102

326 Report Long ago Unknown
I just recived this call today, I just hung up...

800-669-0102

326 Report Long ago Unknown
Its: BAC Home loans servicing.....(not VAC)  I have a home equity threw them.

800-669-0102

326 Report Long ago Unknown
I just called the number you recommended and pressed "0" when it asked for my account number.  This took me straight to a customer service representative who removed my phone number from the calling list.Thank you very much for your help!

800-669-0102

326 Report Long ago Unknown
I called the number you suggested and it said, thank you for calling "Card Services" to enter my account # I did'nt, on account I don't have one, I just wanted what you did, to get them to remove my number, I was put on hold, after 10 minutes of holding I hung up.

800-669-0102

326 Report Long ago Unknown
800-669-0102 calls in and hangs up.  No opportunity to speak with anyone.  I did a reverse lookup and came up with VAC Home Loan Servicing.  No info avail.  I researched and ended up calling Countrywide debt collection at 888-800-5420.  Customer service rep put in our business tel # and came up with 12 names!.  She removed each one.  Her service was terrific!  She told me that she'd received many calls regarding these hang ups.Hope this helps someone else save all of the hassle and wasted time.

800-669-0102

326 Report Long ago Unknown
That's what I told Barbara....Let's join and Sue Bank of America...

800-669-0102

326 Report Long ago Unknown
My caller  (sounded like he was in India) said he was from bank of America, my mortgage company.  He said he needed last 4 of my social, and I refused. He game me this # to call to confirm that he was really from B of A.  Beware,....neve give out personal information.

800-669-0102

326 Report Long ago Unknown
BOA has made my life a living hell since they bought my loan from Country Wide. I would like nothing more than to see them sued and put out of business completely and to have to pay us all for the grief and trouble they have caused everyone. They are nothing but liars and scammers. This is the worst bank I have ever know and I didn't even choose to know them.

800-669-0102

326 Report Long ago Unknown
let' sue bank of america!  they are crooks. I'm willing to join in on the suit.They worried my wife to death. She died in sept. they didnt care that she had cancer.Let; draw up the suit Now!

800-669-0102

326 Report Long ago Unknown
Same here!!! this caller is not even legal because this number belongs to INDIA's call center which is outside the US Territory!!!Let's join all to sue this company here in the US of A ....The Bank of America....

800-669-0102

326 Report Long ago Unknown
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdfThe Fair Debt Collection Practices Act

800-669-0102

326 Report Long ago Unknown
Mike,GREAT info about third party creditors!   Your comment "The law is on the consumers side, it's just the consumer doesnt usually know how to go about it."How did you come by this information?  Better yet, what site can I use to find out consumer rights in regards to creditors?Thanks Again! JLW

800-669-0102

326 Report Long ago Unknown
Most of the larger customer service departments outsource to foreign countries since labor is cheaper.  This is why you get a lot of Indian speaking agents for cable, internet, computer issues as well as mortgages and other types of loans.Most debt collectors are within the USA but in major cities where the demographics contain a high rate of latino or non english speaking people.  They will work for cheaper pay than the average person and it's commission based.  Meaning if you agree to pay, they make more money.By law you are not required to pay a third party creditor unless they have the original contract with your signature.  They buy default loans for pennies then try to recoup.  Any major financial institute has insurance to cover financial losses, so they get paid when you default.  So essentially you'd be paying the debt twice.If they dont have your original contract, youre not obligated by law to pay.  Otherwise I or anyone could call you and say you owe me the money you defaulted on from a previous loan.  The law is on the consumers side, it's just the consumer doesnt usually know how to go about it.Not that I'm advocating not paying your bills… that's why the economy is in the situation it's in but for those less than honest debt collectors, this is effective way to get rid of them.  Also you tell them you want ALL communication in writing (for a paper trail) and that you will not answer anything over the phone only in writing.  By law, they must honor your request, and they can get mad or curse or say your unwilling to pay and will take you to court but again, if that was the case they would have already done it.Many states have a one consent law which enables the consumer to record conversations as long as tey are conversations that relate to that consumer directly.  This is why many pre-recorded messages say the call may or may not be recorded for customer service reviews for training.  They have to make that statement in case your state doesn't recognize recording conversations… but many states do under specific circumstances.  VA & DC do recognize the 1 consent law.  You don't have to tell them you are recording them if they make threats but if you do tell them, they will curse and hang up.  Don't avoid creditors, answer phone, be calm, make it fun.  You don't have to be rude or nasty, just calmly make your statement of all communication needs to be in writing, this call is being recorded (they will try to say you cant do that so check your state laws first cause many times you can but they cant)who cares if they get rude, laugh at them.  The laws on the consumers side, not theirs.  They have to prove you owe THEM the debt… not the other way around.

800-669-0102

326 Report Long ago Unknown
Oh and btw they sounded like they were from India.  So must be a farmed out deal.  I am sure they probably debt collect for Country Wide and numerous other banks.  Hanging up on people is so effective...NOT.

800-669-0102

326 Report Long ago Unknown
I called this number and found a way to get someone on the phone.  They told me they are debt collectors for Bank of America.  They have been calling me everyday and when I answer they hang up on me.  They were calling for my boyfriends ex-wife whom he divorced 4 years ago and she had his number listed.  He said he would take it off and I let him know that I will be complaining to Bank of America for having debt collectors that harrass you by hanging up on you everyday and not even talking to you.  So word of advice.  Don't use Bank of America if they are going to associated with a company that harrasses innocent people.

800-669-0102

326 Report Long ago Unknown
http://www.marketwatch.com/story/sec-charges- ... zilo-with-fraudThis company is not to be trusted

800-669-0102

326 Report Long ago Unknown
I have a BoA home loan (Previously serviced by TBW as well) that is 2 months delinquent.  I am still paying on it and saving the extra payments to catch up slowly.  The lady on the other end of the line was very accommodating and had a kind way about her.  I guess they are nicer when you work with them to pay your debts instead of dodging them.

800-669-0102

326 Report Long ago Unknown
Hummm ... I just got a call from this number.  My mortgage also was with Taylor Bean and moved to BofA.  I am NOT happy about this because BofA is horrible to work with.  There isn't ANYONE that I know of that has anything good to say about BofA ... yet they keep getting bigger and stronger !!!!  Go figure.  In any event, I am current with my mortgage and have no idea "why" they are calling.  No messages have been left at all.

800-669-0102

326 Report Long ago Unknown
When they call me on Sunday ... I tell them that "Sunday is a day of rest so take a rest & leave us alone on this God's Day of Rest! Thank you & Good Bye!" Maybe if all of us told them that, maybe they'd stop calling us on Sunday at least! I don't think anyone other then friends & family should call you on Sunday & expect us to answer their call! Look, it's our phone & we have the right to NOT answer our phones on Sunday or any other day if we don't want to talk to that person! It is NOT against the law if you don't answer your phone! You don't have to answer you phone, if you don't want to! If you decide to, then the person of the other end should be as nice as can be that you allowed them to talk to you on that day, weather it be Sunday or any-day!

800-669-0102

326 Report Long ago Unknown
LET'S FILE A LAW SUIT...

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326 Report Long ago Unknown
This is indeed B of A. They took over many mortgages from CountryWide Financial and are now the mortgage holders for many of those accounts. The number used to answer CountryWide but not now. I had a mortgage with CountryWide from 1999 until ? Bank of America did not notify mortgage holders of when they took over, they just took over and began sending payment coupons. This is legit, much as I hate B of A, this is a real mortgage dept. Sorry to busrt your bubble

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326 Report Long ago Unknown
The number is indeed a number for Bank of America .  Why would you lie and tell people it isnt?

800-669-0102

326 Report Long ago Unknown
They had this scam by BNA online not too long ago. They not only used the backdoor to get our mortgages from County WIde, but there is another fraud they are scamming their mortgage customers with. It's with the homeowners insurance. They call or write you to show them proof of homeowners insurance. After you let them know what you have, they will tell you that your homeowners insurance coverage is not enough which is b***s***. Anno matter what you say or how you fight them, they even push the issue to "arrange a lenders insurance policy"charging your esrow account the full amount for homeowners insurance you did not authorize. Meanwhile, they just took your money, paid their employees a kickback because someone in BNA actually owns that "Homeowners Lenders Policy" insurance company which got the rest of your "insurance coverage" money. And they do not even tell you who that company is or what they cover in writing like you get from your regular insurance provider. They send you no proof in writing of what you are paying for.

800-669-0102

326 Report Long ago Unknown
No...you are wrong. Multiple lenders were closed down by the Feds for fraud. Some of these included Fannie Mae, Fraddy Mac, Country Wide, Taylor Bean & Whitaker, and many, many more.Bank of America has bought these accounts. Which, by the way, is why my house is now going into foreclosure. BofA said Taylor Bean screwed up and they needed more money from ME to make up the difference in my escrow. They then "didn't receive the insurance information" from the take over and they gave me THEIR homeowners and flood insurance which is 3 times higher than my regular insurance. OK...right now I'm getting very angry so I think I will just answer the question.Anyhoo...they don't have your loan in the system because either your loan has been bought & sold so many times...they can't find it. OR it's being held by the Feds as evidence and I don't even think BofA has it.

800-669-0102

326 Report Long ago Unknown
You calling in to a short sale department does not take your number out of the collections dialer.  You can and probably will be called the same day.  To be honest, and no one is, they did not ask you for your social security number, the asked you for the last four digits, and that's all they can see.  If you call them back they will ask you for the last 4 digits of your social.Bottom line, if you have a mortgage with BoA and it's past the 1st of the month and you haven't paid they will call.  If you are in serious default then you are already expecting the call... short sale, your were expecting it.   Pro-tip, verify the account, be polite and speak to the rep for a minute or two.  They will have to document they spoke to you, and can't call again (that day, or maybe even a few days)  If you are rude or hang up they will have check boxes to indicate that action and the computer dialer will put you at the top of the list to call again in an hour or so.  Pretend it's not you and take a message, no more calls that day.  If they say "we can call back", say no, I'll take a message.

800-669-0102

326 Report Long ago Unknown
I have gotten a number of calls that I refuse to give out personal info. The best thing is tell the people that call that the # they called can't be used for personal calls and give them another number. I ALWAYS give them the number of the local police and I never hear from then again. Learn to play their game

800-669-0102

326 Report Long ago Unknown
Never give anyone who calls you, your information over the phone. If they claim they are Bank of America  (or whoever), tell them thank you for notifying me, I will call Bank of America myself. Get out your bill or go to BoA website and talk to them that way. Even if you are sure you have an account with someone, always call back a number you were given when you made the account. A bank will never ask for an entire social security number over the phone, they will ask for last 4 digits. However, you can call and say that you would like to set up a password so that you don't have to use your last 4 ss.

800-669-0102

326 Report Long ago Unknown
This was the call back for someone claiming to be BOA, I wonder though. Wanted my last 4 digits of SSN, it is easy to reconstruct entire sequence from last 4 numbers. I suspect it is identity theft or malicious in nature. How many legitimate callers ask for personal info FIRST to verify who you are? You have no idea who is on the other end. If it was loan related it would be mail that they used.

800-669-0102

326 Report Long ago Unknown
They called claiming to be B of A but when I advised we had already spoken to them and were trying to negotiate a short sell she told me that she needed our social security numbers in order to note the account?? I've never heard that and refused to provide to her since I had no idea who she was. Glad I didn't

800-669-0102

326 Report Long ago Unknown
Hey, I saw your message and I would want to block my credit report.  How can I do so?

800-669-0102

326 Report Long ago Unknown
This is NOT B of A., do not give them ANY INFO. If you do, theywill attempt to collect on any debt they pull from your credit report. To stop preditors like these, LOCK your credit report. You can call, I think, but better to do it writing. That way, only companies you do business with can see your report.

800-669-0102

326 Report Long ago Unknown
This is weird because my loan is now owned by B of A and is in loan modification with Fannie Mae.  Why would CW's collection dept be calling me now?  3 times this Sunday alone!

800-669-0102

326 Report Long ago Unknown
Have received copy of orig promissary note without any signatures, from BOA after request was made for "wet ink copy" with BOA heading and showing our signatures.Also have orig copy of ltr from Taylor Bean & Whittaker stateing REASON FOR INS CANCELLATION; "LOAN PAID OFF" then Boa took over BOA states "dont regognize that paperwork" we told BOA were not paying another dime because BOA doesnt have a mortgage in our name (paperwork was a fraud) Now BOA hands out our "private info" to some private outside telemarketing company. Illegal in any state.

800-669-0102

326 Report Long ago Unknown
Sorry, Wes.  I didn't see your post.  I was responding to the guy above you.  But, you and I are on the same page and I agree with everything you said.  The only way to fight them is to have your own attorney.  I am so glad you got your interest rate and payments lowered.  It gives others hope to keep up the fight.  Thanks for posting such positive information.

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326 Report Long ago Unknown
The best thing to do is hire an attorney and let them speak to BofA on your behalf.  The average citizen won't get anything but the run-around.  When they see you have someone working for you that can look up their a** and find out if, in fact, they even have the ORIGINAL mortgage on your home, which they legally MUST have, they will stop trying to intimidate you.  You have got to have legal help on YOUR side.  Most of the homes are under water to begin with.  Good luck and don't take it lying down.  They got a butt load of money out of us, the taxpayer, and now they want to treat us like criminals.  I don't think so.  Everyone needs to fight BofA.  First of all, my original loan was not with them, it was then sold to Countrywide who then sold it to BofA. Does anyone really think they have their paperwork in order on all those loans that were bundled up and sold to them.  I don't!!!!!!!!!!!!!

800-669-0102

326 Report Long ago Unknown
I am doing the exact same thing. Do not even try to do it yourself, you must have an attorney that specializes in this. I have spoken to a lot of people that went into this themselves and they all just gave up and walked away from their mortgages. It can get too complicated for your average layman to accomplish. We hired a law firm, U.S. Foreclosure Relief, out of Fresno, Ca., sent a letter to B o A giving them the phone no. & name of the attorney representing us and to reference all further communications to them. It has worked wonders. Our attorney has been working this for almost 2 yrs. She called 2 weeks ago and said it looks like our interest will drop from 8 1/4% to around 2 1/2% cutting our monthly payments way less than half of what they were. We were on the verge of losing our place & this law firm put an immediate halt to that. Please, I implore you, get an attorney. Make sure they are not a fly-by-night scam firm, but one that has been in business for years in the same place, and get references if possible. You will only pay about $2,000.00 for their services, but well worth it. I hope this helps.

800-669-0102

326 Report Long ago Unknown
I just wanted to add my 2 cents... We applied for a loan application back in May 2010... We just got the packet yesterday??? New Years Eve Eve...  Dec 2010....I heard that these packet are taking a very long time do to the wonderful economy. These morons running this country are pathetic. YOU CAN'T SPEND YOUR WAY OUT OF A RECESSION!!!  Anyway Sorry... I am going to look into this packet and see if it will do any good... HAPPY NEW YEAR!!!GOOD RIDDANCE 2010!!!

800-669-0102

326 Report Long ago Unknown
BofA is a joke. Once they purchased CW they moved my account over to there system and lost my payment on my house. I get calls from these people all the time. I also called them about making home affordable program that is a federal program what a joke. They put me into it and said that they are sending me a packet to fill out. I never got the packet and they added escrow to my loan so they raised my home loan about $440 per month and never revived my packet. I have been fighting with these guys for 4 months about this and still no resolution does anybody have any suggestions for me. I am pulling my hair out BofA make life unbearable for hardworking people.

800-669-0102

326 Report Long ago Unknown
Don't forget that BofA got a LARGE Bailout of OUR tax payers money, and yet, they still make all these nasty calls to tax payers to get more money even when you pay your loans on time so they can claim that they are making more money since they got their bailout money! I HATE BofA, and their policies! They are NOT Customer Service oriented at all!

800-669-0102

326 Report Long ago Unknown
Also if you can't pay your home insurance under an FHA loan then BOA has to supply the insurance themselves. However, here is their scam...they buy insurance from Balboa Insurance in California and it is double in price. My lawyer looked it up and found out that Balboa stands for Balance - Bank of America and is owned by Bank of America. That way they drive your escrow up which increases your payment by almost a third higher. The biggest crooks in America right now are the national banks and the number one thief, Bank of America, took our bail out tax money and used it to keep their crooked business going. There is a class action suit that was settled against FIA Card Sevices owed by Bank of America or BOA. Contact http://www.FrederickAdministrator.com or call 877-434-3070 to see if you have any money coming from them. It was for them raising your loan interest rate illegally.

800-669-0102

326 Report Long ago Unknown
They not only used the backdoor to get our mortgages from County WIde, but there is another fraud they are scamming their mortgage customersw ith. It's with the homeowners insurance. They call or write you to show them proof of homeowners insurance. After you let them know what you have, they will tell you that your homeowners insurance coverage is not enough which is b***s***. Anno matter what you say or how you fight them, they even push the issue to "arrange a lenders insurance policy"charging your esrow account the full amount for homeowners insurance you did not authorize. Meanwhile, they just took your money, paid their employees a kickback because someone in BNA actually owns that "Homeowners Lenders Policy" insurance company. And they do not even tell you who that company is or what they cover in writing like you get from your regular insurance provider. They send you no proof in writing of what you are paying for.

800-669-0102

326 Report Long ago Unknown
I am withyou.. they are trying  forclose on our house, and CAN EVEN PRODUCE A MORTGAGE NOTE!!!!!!!!!!

800-669-0102

326 Report Long ago Unknown
AS SOON AS POSSIBLE!!!LET'S FILE A GROUP LAW SUITE AGAINST THIS BANK OF AMERICA THAT WE DID NOT KNOW PURCHASED OUR LOAN FROM COUNTRYWIDE!!! AND NOW INCREASING OUR MONTHLY MORTGAGE AMOUNT?

800-669-0102

326 Report Long ago Unknown
My loan number is not 18 digits either.  It's 9 digits because I started off with Countrywide. Then my loan was sold to BofA.

800-669-0102

326 Report Long ago Unknown
I understand that MERS has about 60% of loans registered.  Not every loan is a MERS loan.  MERS began about the mid-1990s and so won't have loans registered prior to then either.

800-669-0102

326 Report Long ago Unknown
Very goof info.I just went to their web-site. They do state they want to register every loan in the country.What is up with these people??It was a lot of info. My loan is with BofA. They call all day and never leave a message. Check them out on there web site, maybe someone can figure out what they are up to.....

800-669-0102

326 Report Long ago Unknown
I am curious how can a person fight the mortgage if there is no information in the MERS system.We have a mtg. through B of A but no information under any of the searches shows. We get a reply that says no MINs can be found. It also says that they would have information IF the servicer chooses to provide it. That tells me that it is not required to be in their system. Can you please explain further what you are meaning? Our loan number is no where near 18 digits. Thanks!

800-669-0102

326 Report Long ago Unknown
People! Check your loan number: it MUST BE 18-DIGITS, if less - your loan is BOGUS, which originated by employees from "your" Bank with purpose to collect money in their OWN pockets. Sue the banks. Check your Mortgage at National System "MERS". If no SERVICER FOUND: house is YOURS forever. Stop pay anything, when they start FORECLOSURE file Counterclaim for few millions. And you will win. No servicer - no case! Good luck!

800-669-0102

326 Report Long ago Unknown
Its Bank of America that called me from this number.  My loan was taken from Tyler Bean and Whiticker (SP?).  So they contiune to call me everyday "noting" my account that I sent my payment ONTIME to the old mortgage company because I didn't even know my loan had moved until I started getting these nasty phone calls from BofA collections.  Very nice welcome to the BofA...NOT!!!  I think you would get better Customer Service from Loan Shark

800-669-0102

326 Report Long ago Unknown
But there is another issue you've overlooked. Cell phone or Landline is no exception when it comes to this. They do not dial the numbers themselves. They use a computer that dials any combination of telephone numbers for them and that will bypass those on the do not call registry.

800-669-0102

326 Report Long ago Unknown
If you list your cell phone number w/any business, creditors can access the database and retrieve your number.  It's not that hard.  People forget how many times they give out their cells and home numbers and wonder how people get them.Also the major carriers publish your phones and sell the info even if they claim not to, there are ways they do it that don't violate any confidentiality.

800-669-0102

326 Report Long ago Unknown
now... that makes sense. Given I don't now nor ever had a loan with them.

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326 Report Long ago Unknown
Thank you for all the info! Exceedingly helpful!

800-669-0102

326 Report Long ago Unknown
Thanks for the info. I found it usefull.

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326 Report Long ago Unknown
check your credit report if you used your cell number for anything at any time it may be listed on your credit report, i was getting calls for someone else on my cell phone and was informed that they ( the collections agency) ran a credit check on the deliquent person and found out i was related ran a credit check on me and found my cell number listed and started calling and harassing me for someone that i hadnt seen or talked to in 5 years... it was trans union that had my number listed. easy fix tell them  1 they are not authorized to contact you on that number, do it in writing. 2 if it is listed on your credit reports, ask to have it removed, also in writing. 3 have it listed in the no call list and if you continue to get calls there, report them. yes they have a right to call you to get their money, however my understanding is that they can only call the numbers that YOU listed on your loan. i was given this advice by my lawyer so i'm guessing it pretty accurate, however i could still be off on my understanding. hope it helps.

800-669-0102

326 Report Long ago Unknown
I just got a call from this number also. I do have a account with CW but they called my cell phone. How are companies getting my cell phone number?

800-669-0102

326 Report Long ago Unknown
File a complaint with your state regulatory agency.  Most states have regulations on collection agencies.  Collection Agencies could be fined for non-compliance with state laws.  Often a few collection agencies are just trying to collect from anyone with the same name.

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326 Report Long ago Unknown
Hahahahahah bunch of dead beats mad that the people they promised they'd pay money to actually want the money hahahahahah

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326 Report Long ago Unknown
I have gotten a number of calls that I refuse to give out personal info. The best thing is tell the people that call that the # they called can't be used for personal calls and give them another number. I ALWAYS give them the number of the local police and I never hear from then again. Learn to play their game

800-669-0102

326 Report Long ago Unknown
same with me i get it day through night so annoying please stop!!! and there it called again!! grrrrr

800-669-0102

326 Report Long ago Unknown
Same thing here: Have nothing to do with them yet get between three and five phone calls a day

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326 Report Long ago Unknown
I got the same call..I think the scammers have found out how to show numbers that they are not really calling from. I do have an account with them but definately they have a scam going.

800-669-0102

326 Report Long ago Unknown
I have received several gold envelopes on my front door from Bank of America.  I have a securitized mortgage which started with America's Wholesale Lender with Countrywide Mortgage as the Servicer.  Now Bank of America calls saying they are a debt collector but they do not have a clue who owns my mortgage because my home was sold on Wall Street in 2007.  MERS calls Bank of New York Mellon the Investor but they are not the investor.  Bank of New York is the Trustee and has wrote me multiple times to tell me they do not know who owns or holds the note.  The residence has been turned into a Bond and split up into a pool CWABS 2007-2 and sold in pieces.  Bank of New York said they have no say in loan modifications, nor do the physically own the property or the note.  Bank of America can not tell me who they are a debt collector for.  MERS is not a owner or holder of the note and America's Wholesale Lender was never a true Countrywide Corporation or a Member of MERS.  So the 800-669-0102 number that keeps putting notices on my door needs to stop.  Especially when the guy who came to the door is all tatted up, has ear phones hanging out his ears, looks dishonest as hell and when he knocks at the door he acts like he is scoping out the house.  Bank of America needs to come clean and tell borrowers who they are collecting a debt for.  It is not MERS, and it is not Bank of New York

800-669-0102

326 Report Long ago Unknown
We have just been advised by our county sheriff's department that the people calling from 800-669-0102 are scammers who want to steal your identity. DO NOT GIVE THEM ANY PERSONAL INFORMATION!!

800-669-0102

326 Report Long ago Unknown
They did the same to us. Found a flyer on my door.  I'm a few days late with my mortgage payment, but I'm waiting for my paycheck in 2 days to pay.  This sucks.

800-669-0102

326 Report Long ago Unknown
Yes, it is Bank of America. ha yesterday they even left a flier on my door that only says Important please call 800-669-0102.

800-669-0102

326 Report Long ago Unknown
It is the debt collection dept at Bank of America.  They call people if your payment is a day late.  New policy except the debt people like to do it for effect (to scare you).

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326 Report Long ago Unknown
I have an IPod touch and on my iPod I have an app called text plus.  Many times a day I get a message saying that 800-669-0102 has called your text plus phone number.  It gets so annoying!  And I don't have an account with any of the names listed!

800-669-0102

326 Report Long ago Unknown
Thanks! I'm overseas with not a single loan out in my name, and these freaking people are calling my Magic Jack phone line over and over; every day at least 5 times a day and not even bothering to leave me a message to let me know who they are.Screw these people and their harassment. In fact, I will GO OUT OF MY WAY to NEVER use Bank of America in life just because of this stupidity. Compass Bank BBVA for the win!

800-669-0102

326 Report Long ago Unknown
Really, what a presumption on your part, that i have have loan with them.  My mortgage is with another bank so don't speak about something you know nothing of.  I got calls from this number and I repeat, I DON NOT have a home loan with these people.

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326 Report Long ago Unknown
I do not have  aloan with them. not ever, never, not once.. still getting calls.

800-669-0102

326 Report Long ago Unknown
You're an idiot.

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326 Report Long ago Unknown
Never give them your information.  If they want to call you , then they have to know who they call.  You don't by law have to give them any information over the phone.  They can send you a letter , but tell them you do not discuss matters over the phone, as you cannot verify who they are.

800-669-0102

326 Report Long ago Unknown
hello wrencher, I do have an account with BOA, but when they asked for my account number and addresses I asked what this was in reference to?  They told me they could tell me after i provide the inofrmation.  I said no and they hung up

800-669-0102

326 Report Long ago Unknown
THANK YOU. YOU ARE THE ONLY PERSON WITH COMMON SENSE IN THIS WHOLE THING. WE NEED MORE PEOPLE LIKE YOU IN THIS WORLD

800-669-0102

326 Report Long ago Unknown
I don't do business with this criminal and corrupt corporation, yet they call me for someone else, even AFTER being told they had the wrong number and to stop calling. When they do this call their EXECUTIVES up and demand a physical address to send a certified cease and desist letter. Customer reps will lie to you and just give you a credit correspondence P.O. Box. Send the certified letter. Then when they call back again, sue them each and every time for FDCPA violations.

800-669-0102

326 Report Long ago Unknown
Some of us are not full of it. I am still a minor who has never taken out any kind of loan and keep getting these incessant phone calls. On top of that, everytime I call they ask for my damn social security number and zip code and then I am disconnected. Only once have I made it to speaking with an actual representative and once I told her my phone number she hung up! It's annoying.

800-669-0102

326 Report Long ago Unknown
I do have a mortgage with BofA; however, I am not late.  They call me any day of the month.  This am call came in at 8:02!  I am NOT late with my payment!!!!!!  They call 4-5 times a day and ask me for my info before they will tell me what they want...which never gets that far because it wouldn't matter...they would still continue to call.  This is harassment plain and simple and people should have the right to be left alone if they are current with their payments.  If I call THEM, I spend hours and never get anywhere and am transferred around like a buckyball.  This is harassment and incompetence!  Don't even go there with your "They are just trying to collect." because you don't now what you are talking about!

800-669-0102

326 Report Long ago Unknown
They will tell you that your payment is due on the 1st and they consider it late on the 2nd, even though they are not charging you a late fee.  However, since it is not 30 days late, it does not show up on your credit report.  So they will call and bother you unless you put in a complaint with them .   I sent them a nasty letter and they stopped, but it took a couple of months to get them to stop calling.  Even after the complaint, they will start calling again in a couple of months.  Really annoying for those of us that can't pay on or before the 1st.

800-669-0102

326 Report Long ago Unknown
cmickie speaks the truth. Exact same issue here. Since getting gobbled up by BOA our payment date of the 15th, as had been the case for years prior to BOA, has essentially been moved without our approval so I get daily calls from them for the first two weeks of every month. My wife has discussed it with them and they just don't seem to give a damn. Talking a bunch of garbage about 'the system does it that way' as though it's IMPOSSIBLE to modify it to serve THE CUSTOMER! THIS is the kind of thing the Occupy movement should be latching on to in addition to a very long list of corporate bullying and customer disregard that would most likely be more than a mile long in the fine print they foist on us. Add to that 'convenience fees' by the likes of Verizon, pizza delivery joints and countless others. THIS needs to stop, we're paying customers not the enemy!

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326 Report Long ago Unknown
How did you do this?  How does it work?

800-669-0102

326 Report Long ago Unknown
How did you start the process to get an SOA? My original loan was with Countrywide and then I got notice that it was switched to BofA then another note showing it had been switched to another division of BofA. Please advise.

800-669-0102

326 Report Long ago Unknown
It is all based on the 'bulk purchase' of the loans from Countrywide and the use of the "MERS" system.  It is currently being challenged by the NY AG's office.  Note this to them when they call and it will get their attention.  I am working on a loan mod now as my mother lives in the house that I own.  I am reducing the loan to current FMV since these jackaloons were the ones that hyper inflated the market...made billions...kept the billions, then when the loans failed...they got bailed out so they did not lose money.  Now its my turn.  Cut and paste this link for details on the isse:http://warisacrime.org/content/ny-attorney-ge ... ase-wells-fargo

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326 Report Long ago Unknown
heather please tell us the process. i just got a call from them also.. i have been talking with boa right along trying to get a mod ... now i get this number and asking for my husband, when he has given his permission to talk to me and this lady knew nothing about it? very confusing..

800-669-0102

326 Report Long ago Unknown
Heather, do you mind telling us the process that you've successfully gone through?

800-669-0102

326 Report Long ago Unknown
They are trying to get you to Modify your Mortgage because they committed Fraud when they purchased the accounts from Countrywide. Customers are finding out about this and are getting a Satisfaction of Mortgage because of what they did and if they get you to Modify your Mortgage making them legally your Mortgage Servicer then you can not get a Satisfaction of Mortgage because of their illegal ways of getting your accounts. I got my Satisfaction of Mortgage filed today and I no longer have a Mortgage and I owed $153,000 on my Mortgage when I got my SOA. They can not produce your original Blue ink Promissary Note that was supposed to be signed over to them when they purchased your account. the Promissary Note is the IOU that states you owe the money and if they can not produce that to prove you owe the money then a SOA is filed. I just did this process myself and now the calls have stopped.

800-669-0102

326 Report Long ago Unknown
They're doing the exact same thing to us.  Our mortgage is due on the 1st, but there is a 16 day grace period, we've paid on the 8th the last two months, but the "collection" calls start on the 3rd of the month.  This only started in June of 2011 for us, but we get multiple phone calls from BofA telling us we need to pay "now", and that our payment is due on the 1st.  We tell them we will be paying on the 8th, but they're not appeased and continue to call.  I made the payment online first thing this morning and still got 3 calls today.  Our mortgage is current, we're not late, we pay within the grace period or on the first of the month, so this is extraordinarily frustrating. My husband asked them what had changed in the last two months for BofA and why were they aggressively trying to collect money, and why do they offer a grace period and still end up calling to harass customers to pay an up to date account...there was nothing but dead air on the other end of the line.   I contacted my Senator about it and am filing a formal complaint.   You might want to do the same.

800-669-0102

326 Report Long ago Unknown
I am getting the same thing. I got angry and said I have always made my payments by the 15th and he says yes you have an excellent payment history. Then why the heck are you calling me. He said it will happen every month if I dont pay it by the 2nd. How did it go when you talked to BofA cause I plan to do the same this is harassment.

800-669-0102

326 Report Long ago Unknown
Actually, they start calling the day after the payment was due. I have a mortgage with BOA, and my payment is due on the 1st of the month; however, I always pay it on the 15th. Which if you look at their website when trying to shcedule a payment, late charges do not begin until the 16th. So I want to know why the hell they call me on the 2nd, when technically it's not even late until the 16th?? They call numerous times throughout the day, 7 days a week! I have been with them since they took over Countrywide, and for four years I have made my payment on the 15th. They just started harrassing this last month. I plan on going to the branch today to find out WTF!

800-669-0102

326 Report Long ago Unknown
We bought our home from a friend 4 years ago and paid them with a cashiers check for the full amount which we had saved over several years. We had the title transferred and have never had a mortgage with any company. We paid off a car with ford motor and our atv's with hsbc last fall. We bought a car in March but I think it is financed through first investors. We have used the same bank for 13 years which is a local credit union and we have no credit cards (trying to save up to buy some land and not have to finance it). With that being said, the only person I know that has an account with BoA is my sisters husband. Right now I have received 6 calls from them today-3 times 2 back to back calls each time. I had to turn my phone off while at work which caused me to miss very important calls from my childs doctor. I am extremely upset now and just want to know how to make this stop. I also find it offensive telling people to fess up to having an account with them and fess up to being late on their payments-obviously that isn't the case with everyone.

800-669-0102

326 Report Long ago Unknown
HEATHER HI. HOW DID YOU DO THIS? OURS STARTED WITH COUNTRY WIDE AND THE NEXT WE KNEW WE HAD BOA. HOW DO YOU GO ABOUT THISSATISFACTION OF MORTGAGE?PLEASE RESPOND, ANYONE?  I KNOW HER POSTING WAS LATE...bgbj@inbox.com. please reply to that email. thanks

800-669-0102

326 Report Long ago Unknown
How do I start the process. I got my loan with countrywide and than it went to BOA without any nitice in 2007. How can zi find out if zi am qualify to fille Satisfaction of mortgage? They I trying to have me modify my loans. please give me some information. email tweetywoman50@gmail.com

800-669-0102

326 Report Long ago Unknown
Yeah I am done with that process from their not screw up what they are doing is out right Fraud I started my process 3 months ago and I filed my Satisfaction of Mortgage Today so I no longer have any Mortgage payments but the screw up with mine started with JP Morgan after they got my Mortgage from my original lender then from JP Morgan it went to Countrywide and then to BOA

800-669-0102

326 Report Long ago Unknown
It's true, this is B of A and they do call the day you are late for the mortgage.  The problem is they call every couple of hours for days, leave no message, and no one is on the line when you answer it.  So there's no point in answering it.  It's really stupid of them not to leave a message or respond when you answer the call.  That part is harrassment I agree.  Unfortunately, we are being forced by B of A to withhold payment because of their screw up in the transition from Countrywide.  I simply note the call from caller ID, then ignore it.  Once in a while I try and answer again but like I said, there's never anyone on the other line.

800-669-0102

326 Report Long ago Unknown
It's not Bank of amerrica.  I spoke with them and the number does not register with the bank.  Don't give them any information.

800-669-0102

326 Report Long ago Unknown
Yes - thanks for the info.  I'm a few days late on the mortgage payment, so I'm sure that's why they called.  I'm more upset that they called at 9pm, waking up my baby.  Nice to know it's BofA and not a phisher - thanks.

800-669-0102

326 Report Long ago Unknown
It is Bank of America.  Everybody says they don't have an account with them, yeah right.  I have a mortgage with them, as probably all of you do, and I pay it 29 days late.  The calls start on the 16th of the month, and end on the 29th when I pay them.  They call several times a day, and my fax machine picks up on the second ring.  Most of you are full of it when you say "I don't have an account with them or I have never had an account with them."  Just own up to it, and if you don't want to talk to them don't answer or connect a fax machine.  It's not harrassment if you owe them money.  They are just trying to collect.

800-669-0102

326 Report Long ago Unknown
What is the name of that computer program and where can I get it?

800-669-0102

326 Report Long ago Unknown
Alex, I would love to know what program you have on your computer and where I can get it so I too can zap them back.  I have never had any dealings with bank of america, I had this problem with another credit card company calling for someone I don't know.  It took a certified letter with a return receipt to stop it.  Any help you can provide will be appreciated.  JC

800-669-0102

326 Report Long ago Unknown
where did you get the pc program that you used. i would like to try it. boondogwolf@yahoo.com

800-669-0102

326 Report Long ago Unknown
Ours was only two days late this month and we go a call.  I don't answer.  I just bombard them with emails teling them to stop.

800-669-0102

326 Report Long ago Unknown
That is not totally true-- my mortgage is paid on the 1st of every month-- I already received my next months statement which confirms this. My mortgage is not late and I keep receiving calls from this #.

800-669-0102

326 Report Long ago Unknown
The do not call registry doesn't apply to collecting debts.  It IS Bank of America.  The calls are computer generated from the accounts that are at least 15 days late.  I know.....I pay mine 29 days late every month.

800-669-0102

326 Report Long ago Unknown
But there is another issue you've overlooked. They do not dial the numbers themselves. They use a computer that dials any combination of telephone numbers for them and that will bypass those on the do not call registry.

800-669-0102

326 Report Long ago Unknown
I found a way to get rid of this people. you call them continously, as soon as they answer you hang up. do it for 20 minutes, once in while you let them know why're doing it. So every time they call you call them back 10-20 times. Actually I did something else, I had a program on my pc that could call them like 5 times in an instance for 1 hour. Every time they answered the phone a loud high pitch beeping noise would make them scream, also It jamed their lines. The next day I had the manager cal me threatining to take action, I said do that, I want to find out who you people are. Never heard from them. And now 5 years later I have recieved not a single anwanted phone call. It looks like they have all our informations when they call us. Do not trust anyone when they say your info is private, is not. I tested Verizon as well once, open a new account and gave my number to noone. I also requested the company to keep my number out of any listings. Few days later I recieve a call and a telemarketer asked for me, with my full name....

800-669-0102

326 Report Long ago Unknown
I keep getting calls from 800-669-0102.  When I answer I get  recording saying "please hold".  I am really getting tired of these calls, whoever or what ever they are!!!

800-669-0102

326 Report Long ago Unknown
They will call you also doing a skip trace on a family member

800-669-0102

326 Report Long ago Unknown
I agree!  I have been receiving numerous calls for someone else's debt!After numerous attempts they claim the numbers were removed.  I am keeping a log. I have reg'd all the tel#'s with "D/N CALL FEDERAL REGISTRY" and next step w/b a lawyer.  This is crazy!!!!

800-669-0102

326 Report Long ago Unknown
I just happened to pick up this call and they identified herself as calling from Bank of America and proceeded to ask for confirmation of information they already have, I confirmed who I am and my address and she said she is able to confirm the last four digit of my SSN and Loan Number, then asked if the loan is owner occupied when I told her that she need not confirm any of the information since she already has it and if she want any more information to submit it in writing, she quickly dismissed herself and got off the telephone, I suspect she was trolling for a hone loan.  I had countless number of call from them and I also use your fax machine idea.  but they kept calling...this might work so they will quit calling!

800-669-0102

326 Report Long ago Unknown
I found a way of avoiding and ridding myself of unwanted calls. My fax machine is plugged into my phone line in order to fax resumes. They can't leave a message but instead get that annoying fax sound. If I see on caller ID that it is a call I want to take, then I pick up the phone before the fax machine. If you are away from home, just check your caller ID when you return. It has made my life so much less complicated and I love it.

800-669-0102

326 Report Long ago Unknown
I have exactly the same experience as you do. They have been calling for a few months before summer and then the calls stopped but it is starting again. Its more aggressive this time around. I receive the calls everyday sometimes can be as many as 4 calls from them. It is absolutely ridiculous. They claim they are from BOA and want all of my info. I warned them about getting my attorney involved and repeatedly ask them to take me off the calling list but the attempts only result in more calls. I will have to report them.

800-669-0102

326 Report Long ago Unknown
We have experienced the exact same thing.

800-669-0102

326 Report Long ago Unknown
It is Bank Of America! These (people) HA! are Harassing us.We don't even have an account with them! There is no reason why they should be calling us! I already filed complaints with FCC and BBB. I tried to call them with this # 1-800 432-1000(you get a live person) and the auto 1-800-669-0102. They wanted all my info.I told them if you have my # then you have my info! They said they can't help me then....well I'm getting a lawyer.This is prank calling harassment,since I don't have an account with them.And I'm thinking about calling the news too!  Everybody do the same....

800-669-0102

326 Report Long ago Unknown
i read your message, i too, dont have a loan for a home,never did.is some one else using my name and credit? hoe do i get around this?i have told them this, but they insist this is me and keep calling.

800-669-0102

326 Report Long ago Unknown
I don't even have a loan thru then, nor have I ever applied for one. yet, just today; I get a call from 800-669-0102 @ 8:05am, 11:11 am , 11:52 am and 12:16 pm. (This has been happening for MONTHS) I have already filed an official complaint with the FCC and I encourage everyone is to do them same.  FCC.gov   FYI - Countrywide also has a "Do Not Solicit Dept" although they certainly are NOT doing their jobs!!

800-669-0102

326 Report Long ago Unknown
It's Country Wide Loans most likely calling about your account past due.

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