(646) 383-1464

located: United States, Brooklyn - NY

Customer Details

646-383-1464 is a contact number on a Cell Number. This tool is registered in Brooklyn, New York, NY.

Telephone number formats: 383-1464 (Local dialling)   (646) 383-1464 (Domestic dialling)   +1-646-383-1464 (International dialling) 

3 Report For (646) 383-1464

Report by spy Long ago Unknown
calls several times a day
Report by spy Long ago Unknown
calls several times a day
Report by Susan Long ago Unknown
I've received two calls from this number trying to talk me into a debt consolidation program.  A man with a very heavy accent claims to be from an attorney's office.  The program sounds too good to be true so I'm guessing it's a scam.

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Latest Reports From Similar Phone Figures.

800-669-0102

326 Report Long ago Unknown
HA!!! that is the biggest lie I've heard yet! Yes, they'll help themselves to your house!!!! Fool!

800-669-0102

326 Report Long ago Unknown
You ran into problems and they helped you...? You're FOS !  I spent TWO YEARS trying to get a loan modification from BOA, and ultimately all they did was help themselves to my home...And I'm a 30+ year employee !  Go "sting" yourself Scorpio....

800-669-0102

326 Report Long ago Unknown
I don't do business with this criminal organization, never have and never will. They call me anyway so I sent a certified cease and desist letter! Now when they call THEY have to pay THEIR bills!

800-669-0102

326 Report Long ago Unknown
Just an FYI, because I'm sure I'm not the only one in this situation....I do pay my bills, but to a different bank, because I don't have and never have had an account with BOA.  I've told them this before.  I even verified that the person they are looking for is not part of my family and that I have no idea who they are.  I was assured that they would stop calling.  They did for a while and now it's started up again, not once a day, but several times a day.  I'm sorry someone is not paying their bill, but that doesn't mean my family should be harassed when they've been informed that there is a mistake some where.  That mistake is not my fault, therefore they need to get it figured out.

800-669-0102

326 Report Long ago Unknown
I have to agree with Leyla..  Pay your mortgage on time and you won't have problem.  I have had BOA since 97' and when I call they are always professional and helpful.  I ran into problems and they helped me.  I did loan modification and only took a few months.

800-669-0102

326 Report Long ago Unknown
I think all of you stupid people should just pay your bills

800-669-0102

326 Report Long ago Unknown
Thanks, I assigned a silent ring tone to that number because they never left a message. I'll answer it next time.

800-669-0102

326 Report Long ago Unknown
JE CHERCHE CODE

800-669-0102

326 Report Long ago Unknown
You are stupid and you will get yours too from BOA. Just wait, and I hope they get you good!

800-669-0102

326 Report Long ago Unknown
Really? Wait until your time comes a**le...

800-669-0102

326 Report Long ago Unknown
You are stupid, put caps lock on and use lots of exclamation points!YOU MAD!

800-669-0102

326 Report Long ago Unknown
YOU ARE STUPID YOU GET BEHIND ON BILLS AND YOU GET MAD!!!!!

800-669-0102

326 Report Long ago Unknown
This is BofA calling.  Because the caller ID said "Loan Counseling" I can't be sure that it's actually BofA.  So I told them unless they could tell me WHY they were calling, I would not verify the information they were asking for.  My loan is in EXCELLENT standing, I have never paid late.  There is NO reason for them to call me sixteen times a day.  I told them if they had any issues with my account to send it in writing, and then I hang up.  Every time.  I finally got tired of telling them to screw themselves so I blocked their number.

800-669-0102

326 Report Long ago Unknown
Just called me its 6:51PM.  Have a loan through B.of America.  Did you guys know that in the Los Angeles area they just hired 25 attorneys to fight loan fraud.  http://www.crimebullet.com

800-669-0102

326 Report Long ago Unknown
Yeah, and it's almost ALWAYS a scam! They sit on your check for a month & then say you're late to attempt to collect bogus late fees from you. DON'T PAY THESE FEES! It just makes it worse for everyone! They are just trying to steal extra money & our LAME government is allowing them to do it! They will say they never got a check & then when you re-send it, or pay it over the phone, they'll try & cash the original check. if you haven't stopped payment on the original, your account will be overdrawn & they'll blame you. These people should be arrested & put in prison.

800-669-0102

326 Report Long ago Unknown
It's 12:00am 3/22/11, They have been calling pass two days . Once at 8:30/9:00pm and then at 12:00am with no messages.  I also look the number up on BBB and they have no info for them !!3/23/11 11:00pm once more they are calling and no messages...No bank would be calling at this time!!Also, the up to date post for this year is on p.g. 30

800-669-0102

326 Report Long ago Unknown
For sure BOA outside collection for late payments on the mortgage. Kinda funny I have never missed a payment but have pushed to the 30 day line due to unemployment for 1 1/2 years but the payment is always made before the 30 day late kicks in but they sure get there 89 dollar fee to be late.Had a good conversation going until he asked me if I was seeking work told him to kiss my a** and hung up.stupid people should not breed!Just looking for a fee for his company to set up payment thru them.I believe they are under contract not actual BOA employee

800-669-0102

326 Report Long ago Unknown
That number is a scam.  I received an email announcing an "account alert" and an urgent request to call the 800 number.  Don't do it.  They've purloined Bank of America's logo and verbage.  I called my local branch of Bank of America and they looked up my account and let me know that they have not sent any such emails out.  If you get one, report it to abuse@bankofamerica.com.

800-669-0102

326 Report Long ago Unknown
I don't have a mortgage nor have I ever had one.

800-669-0102

326 Report Long ago Unknown
Seems like a lot of people here in denial about being late on a Bank of America loan!

800-669-0102

326 Report Long ago Unknown
It is Bank of America who also bought out many other loans. They could also be calling for someone who listed you on their account. Never give out your information though to anyone who calls you over the phone. If you know you have an account with them, call back the number they provided you on a bill. Tell the person calling you, thank you for notifying me, I will use the number given to me to deal with this matter.

800-669-0102

326 Report Long ago Unknown
I haven't had a loan with them for years! I finally decided to call them back. They were very nice and apologized and said they would take my number out of their data base. We'll see if it works!

800-669-0102

326 Report Long ago Unknown
I've been receiving calls from this 800# for wks. Once and a while, they'll leave msgs but t's pretty creepy b/c you can hear someone breathing and there is a loud TV in the background then they'll just hang up. Did any of you guys experience this? It sounds like they're calling from their home and not a place of business. It was really creeping me out until i read this post. I don't know how to get them to stop. They'll call me in the evening and wkends... They're relentless.

800-669-0102

326 Report Long ago Unknown
This Bank of America that keeps calling to tell us were behind but, do not offer any solutions.

800-669-0102

326 Report Long ago Unknown
I have received several telephone calls from 800-669-0102. I told several callelrs not to call my number anymore, however, I continue to get calls.  The callers claims they are from Bank of America and told me my daughter and son in law have a mortgage with Bank of America. This is not true! The caller would not leave a name or number to return the call. This is obviously a scam.

800-669-0102

326 Report Long ago Unknown
If it is Countrywide, why would they be calling if they sold the loan to Bank of America?  Does anyone know?

800-669-0102

326 Report Long ago Unknown
Countrywide Mortgage was bought out by Bank of America so this could be because of a Countrywide account, a Bank of America credit card account, or I suppose, a solicitation.

800-669-0102

326 Report Long ago Unknown
I finally answered the phone after they had been blowing it up. They claim there bank of america and that they are collections. I am totally current on my payments. They wanted my last name at last 4 digits of SSN. I told them to stop calling me and I would call my bank... we will see.

800-669-0102

326 Report Long ago Unknown
(I move this post up to the front)I received these calls, too.  I "googled" it, and it is a Bank of America phone number - they bought Countrywide Loans.  I do NOT have a loan with them, but the previous owner of my new phone number did.  I initially could not get past the automated phone system without a loan number.  Just call the number and put in a fake loan number, followed by the pound sign.  It tricks the system into thinking you actually have a loan with them.  Then you can speak to a live person and stop the harrassment!

800-669-0102

326 Report Long ago Unknown
Same thing.  I just reported them to the B of A abuse email.  I assume they are doing nothing about it since your post is weeks old.

800-669-0102

326 Report Long ago Unknown
They call me everyday. When I first started getting the calls I thought it was BofA, since I have been waiting on their response for my modification for over a year. We stopped paying both mortgages this year. Our house is worth 257000, we paid 458000. At 3%/year it would come back to zero after ~18 years. I really don't care anymore. We have tried and tried and tried to communicate effectively with BofA. Every single time I call I have to go through the whole story again, I sent them our Hardship Letter 8 times! Kept all receipts. Every time I have received correspondence from them, I have responded quickly and professionally, providing to the T what they have requested. They say call back in 2 weeks. I call back in 2 weeks and we are back to the beginning of this paragraph. I'm done... I have also spoken to the 1-800 people and have realized it is not BofA, but a 3rd party debt collector. They call me everyday. Now I answer 'Bueno' They ask for me and I say 'Como?' quien es? come mierda y muere te!

800-669-0102

326 Report Long ago Unknown
The said they were from Bank of America, my mortgage holder. Right off the bat they asked for the last four digits of my Social Security number. No way. I reported the incident to the police and to Bank of America.

800-669-0102

326 Report Long ago Unknown
IF I were you, I would never admit that you work for BOA, the worst bank in the history of US!!! You should be embarrassed and ASHAMED to even admit that you are a part of an organization that scams, lies, harasses,torments, has no moral or work ethics and just tears famlies apart and ruins our lives! Shame on YOU!!! Shame on YOU!!

800-669-0102

326 Report Long ago Unknown
I get these calls and have a loan with BOA and am NOT BEHIND IN PAYMENTS!  They want my home address and amount of monthly payments.  I refused and told them if they want any info they need to put it in writing.  Why ask for info when they had my cell phone number !  I  hung up on them.

800-669-0102

326 Report Long ago Unknown
I second that jjvan70. I finally called BofA and they said there are no such debt calls being made by them. Also they are recieving complaints about this. Also when these people first started calling they were asking for my ex-husband, but mangling the pronunciation so badly that I thought they were asking for me (our names are similar), then they immediately asked for my social security number without even telling me why. What legitimate bill collector does that? None that I know of. And all of my efforts at telling them eventually, that I wasn't the person that they're looking for, ignoring them, hanging up on them, etc. were to no avail. I was finally able to simply block them from calling. Thank you Time Warner!!!

800-669-0102

326 Report Long ago Unknown
If they are ligit then why do they not leave a message or why do they hang up on people. I think you must work for the SCAMMERS!!

800-669-0102

326 Report Long ago Unknown
I agree. I have a loan with BOA purchased by Taylor Bean and Whitaker. They are probably calling because you are behind on your loan payment. I am glad BOA has my loan. They have been nothing but kind and professional to me even when I was behind on my loan. This is BOA, it is legitimate. Pay your bill.

800-669-0102

326 Report Long ago Unknown
I don't have an account with BofA. Don't have loans, plus it is my wifes cell #. She doesn't have anything with anybody except a local credit union. They keep calling her and hanging up. When I call the number back they want a social and zip code.

800-669-0102

326 Report Long ago Unknown
It does not matter if the home was awarded to your husband along with the debt if you are in a community property state.  Creditors don't care who was assigned the loan - if you are ON the loan, you are OBLIGATED to pay the loan unless and until it's refinanced.  Seek some legal advice.

800-669-0102

326 Report Long ago Unknown
I continue to get these calls daily and the home was given to my ex husband in the divorce with no obligation at all for me to pay it per the judge, so leave me alone!!!!  Call him and harrass him the way you are me!!!!!!! I have sent the papers to the court and to the lender.   I have no obligation at all to pay this loan as my name is to be removed per the court order.  I do not have possession of the home, do not live in it and am not paying for him to live in it.  I am the victim of domestic violence and nearly lost my life getting away from this man!!!!  I lost everything I own to him, so go after him and let me live my life, he has the house!!!!!!!!!!!!!!!!!!  I will send a cease and desist letter if you do not stop!!!!

800-669-0102

326 Report Long ago Unknown
ok, this is not true.  My husband told me BOA called three times today and asked him for our address and loan amount to verify he was who he said he was but he doesn't have the loan amount info so they wouldn't talk to him...even though his name is on the loan.  So, when I got off work, I called the BOA number I have saved in my cell and talked to a really nice rep who looked at my account and said that she wasn't showing that anyone from there had called my home and that if they had, they wouldn't have asked for our loan amount because they have that info.  She said that anytime I get a call like that to not give personal information out and to call their main number to insure that it, in fact, is BOA.  Since then, they've called again but I didn't get to the phone before they hung up - that makes 5 times today.

800-669-0102

326 Report Long ago Unknown
What you would need to do is call the number back and ask to speak with the customer and associate support team. They would be more than happy to get that resolved for you..

800-669-0102

326 Report Long ago Unknown
This number keeps calling my elderly aunt and uncle on a daily basis asking for someone that they do not know.  I have answered numerous times and have asked to speak to the supervisor.  They say to please hold and either hang up on me or put someone on and when I ask for their name then they hang up.  My aunt has asked them each time to remove her number from their list and they assure her it will be done.  So, since you are full of helpful information about B of A, please tell me who I contact to have this matter cleared up.  I call the numbers back and get nothing but recordings with no option to "speak" to a live person.

800-669-0102

326 Report Long ago Unknown
I have told the people that are calling that its not who they are wantin to talk to and they keep calling everyday. I am tired of it. I am only 13 i dont think that i have a loan. They are going to stop callin me its harrasment and im tired of it.

800-669-0102

326 Report Long ago Unknown
Let me tell you all something. I work for Bof A and this is our number we use to call people that have loans with us. Number one it does not have to be 18 digits long. Some of them are but previous countrywide etc... are not 18 digits.  It is not a scam number you could call the better business bureau and check the number out to make sure it is the actual company. If you do have a loan with BoA and you owe money yes you will continue to get collection calls until you are caught up. For those of you that are not the person they ask for inform them more escalate the call to a higher person rather than trusting some word from a rep.

800-669-0102

326 Report Long ago Unknown
800-669-0102 = Bank of America collections dept (mortgages).  Nine months ago, BAC sold my account to CitiMortgage.  Spent 40 minutes on hold and shuffled through BAC customer service, collections, and "escalations"...each dept wanted to transfer me to another.  Result: they admitted a mistake yet I have to write a letter for a cease and desist "order" to stop collection actions (e.g. phone calls) on a closed account.  Best of luck to anyone else in this situation.

800-669-0102

326 Report Long ago Unknown
At least you get to hang-up on them, as soon as I answer they hang-up on Me :/

800-669-0102

326 Report Long ago Unknown
I just recived this call today, I just hung up...

800-669-0102

326 Report Long ago Unknown
Its: BAC Home loans servicing.....(not VAC)  I have a home equity threw them.

800-669-0102

326 Report Long ago Unknown
I just called the number you recommended and pressed "0" when it asked for my account number.  This took me straight to a customer service representative who removed my phone number from the calling list.Thank you very much for your help!

800-669-0102

326 Report Long ago Unknown
I called the number you suggested and it said, thank you for calling "Card Services" to enter my account # I did'nt, on account I don't have one, I just wanted what you did, to get them to remove my number, I was put on hold, after 10 minutes of holding I hung up.

800-669-0102

326 Report Long ago Unknown
800-669-0102 calls in and hangs up.  No opportunity to speak with anyone.  I did a reverse lookup and came up with VAC Home Loan Servicing.  No info avail.  I researched and ended up calling Countrywide debt collection at 888-800-5420.  Customer service rep put in our business tel # and came up with 12 names!.  She removed each one.  Her service was terrific!  She told me that she'd received many calls regarding these hang ups.Hope this helps someone else save all of the hassle and wasted time.

800-669-0102

326 Report Long ago Unknown
That's what I told Barbara....Let's join and Sue Bank of America...

800-669-0102

326 Report Long ago Unknown
My caller  (sounded like he was in India) said he was from bank of America, my mortgage company.  He said he needed last 4 of my social, and I refused. He game me this # to call to confirm that he was really from B of A.  Beware,....neve give out personal information.

800-669-0102

326 Report Long ago Unknown
BOA has made my life a living hell since they bought my loan from Country Wide. I would like nothing more than to see them sued and put out of business completely and to have to pay us all for the grief and trouble they have caused everyone. They are nothing but liars and scammers. This is the worst bank I have ever know and I didn't even choose to know them.

800-669-0102

326 Report Long ago Unknown
let' sue bank of america!  they are crooks. I'm willing to join in on the suit.They worried my wife to death. She died in sept. they didnt care that she had cancer.Let; draw up the suit Now!

800-669-0102

326 Report Long ago Unknown
Same here!!! this caller is not even legal because this number belongs to INDIA's call center which is outside the US Territory!!!Let's join all to sue this company here in the US of A ....The Bank of America....

800-669-0102

326 Report Long ago Unknown
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdfThe Fair Debt Collection Practices Act

800-669-0102

326 Report Long ago Unknown
Mike,GREAT info about third party creditors!   Your comment "The law is on the consumers side, it's just the consumer doesnt usually know how to go about it."How did you come by this information?  Better yet, what site can I use to find out consumer rights in regards to creditors?Thanks Again! JLW

800-669-0102

326 Report Long ago Unknown
Most of the larger customer service departments outsource to foreign countries since labor is cheaper.  This is why you get a lot of Indian speaking agents for cable, internet, computer issues as well as mortgages and other types of loans.Most debt collectors are within the USA but in major cities where the demographics contain a high rate of latino or non english speaking people.  They will work for cheaper pay than the average person and it's commission based.  Meaning if you agree to pay, they make more money.By law you are not required to pay a third party creditor unless they have the original contract with your signature.  They buy default loans for pennies then try to recoup.  Any major financial institute has insurance to cover financial losses, so they get paid when you default.  So essentially you'd be paying the debt twice.If they dont have your original contract, youre not obligated by law to pay.  Otherwise I or anyone could call you and say you owe me the money you defaulted on from a previous loan.  The law is on the consumers side, it's just the consumer doesnt usually know how to go about it.Not that I'm advocating not paying your bills… that's why the economy is in the situation it's in but for those less than honest debt collectors, this is effective way to get rid of them.  Also you tell them you want ALL communication in writing (for a paper trail) and that you will not answer anything over the phone only in writing.  By law, they must honor your request, and they can get mad or curse or say your unwilling to pay and will take you to court but again, if that was the case they would have already done it.Many states have a one consent law which enables the consumer to record conversations as long as tey are conversations that relate to that consumer directly.  This is why many pre-recorded messages say the call may or may not be recorded for customer service reviews for training.  They have to make that statement in case your state doesn't recognize recording conversations… but many states do under specific circumstances.  VA & DC do recognize the 1 consent law.  You don't have to tell them you are recording them if they make threats but if you do tell them, they will curse and hang up.  Don't avoid creditors, answer phone, be calm, make it fun.  You don't have to be rude or nasty, just calmly make your statement of all communication needs to be in writing, this call is being recorded (they will try to say you cant do that so check your state laws first cause many times you can but they cant)who cares if they get rude, laugh at them.  The laws on the consumers side, not theirs.  They have to prove you owe THEM the debt… not the other way around.

800-669-0102

326 Report Long ago Unknown
Oh and btw they sounded like they were from India.  So must be a farmed out deal.  I am sure they probably debt collect for Country Wide and numerous other banks.  Hanging up on people is so effective...NOT.

800-669-0102

326 Report Long ago Unknown
I called this number and found a way to get someone on the phone.  They told me they are debt collectors for Bank of America.  They have been calling me everyday and when I answer they hang up on me.  They were calling for my boyfriends ex-wife whom he divorced 4 years ago and she had his number listed.  He said he would take it off and I let him know that I will be complaining to Bank of America for having debt collectors that harrass you by hanging up on you everyday and not even talking to you.  So word of advice.  Don't use Bank of America if they are going to associated with a company that harrasses innocent people.

800-669-0102

326 Report Long ago Unknown
http://www.marketwatch.com/story/sec-charges- ... zilo-with-fraudThis company is not to be trusted

800-669-0102

326 Report Long ago Unknown
I have a BoA home loan (Previously serviced by TBW as well) that is 2 months delinquent.  I am still paying on it and saving the extra payments to catch up slowly.  The lady on the other end of the line was very accommodating and had a kind way about her.  I guess they are nicer when you work with them to pay your debts instead of dodging them.

800-669-0102

326 Report Long ago Unknown
Hummm ... I just got a call from this number.  My mortgage also was with Taylor Bean and moved to BofA.  I am NOT happy about this because BofA is horrible to work with.  There isn't ANYONE that I know of that has anything good to say about BofA ... yet they keep getting bigger and stronger !!!!  Go figure.  In any event, I am current with my mortgage and have no idea "why" they are calling.  No messages have been left at all.

800-669-0102

326 Report Long ago Unknown
When they call me on Sunday ... I tell them that "Sunday is a day of rest so take a rest & leave us alone on this God's Day of Rest! Thank you & Good Bye!" Maybe if all of us told them that, maybe they'd stop calling us on Sunday at least! I don't think anyone other then friends & family should call you on Sunday & expect us to answer their call! Look, it's our phone & we have the right to NOT answer our phones on Sunday or any other day if we don't want to talk to that person! It is NOT against the law if you don't answer your phone! You don't have to answer you phone, if you don't want to! If you decide to, then the person of the other end should be as nice as can be that you allowed them to talk to you on that day, weather it be Sunday or any-day!

800-669-0102

326 Report Long ago Unknown
LET'S FILE A LAW SUIT...

800-669-0102

326 Report Long ago Unknown
This is indeed B of A. They took over many mortgages from CountryWide Financial and are now the mortgage holders for many of those accounts. The number used to answer CountryWide but not now. I had a mortgage with CountryWide from 1999 until ? Bank of America did not notify mortgage holders of when they took over, they just took over and began sending payment coupons. This is legit, much as I hate B of A, this is a real mortgage dept. Sorry to busrt your bubble

800-669-0102

326 Report Long ago Unknown
The number is indeed a number for Bank of America .  Why would you lie and tell people it isnt?

800-669-0102

326 Report Long ago Unknown
They had this scam by BNA online not too long ago. They not only used the backdoor to get our mortgages from County WIde, but there is another fraud they are scamming their mortgage customers with. It's with the homeowners insurance. They call or write you to show them proof of homeowners insurance. After you let them know what you have, they will tell you that your homeowners insurance coverage is not enough which is b***s***. Anno matter what you say or how you fight them, they even push the issue to "arrange a lenders insurance policy"charging your esrow account the full amount for homeowners insurance you did not authorize. Meanwhile, they just took your money, paid their employees a kickback because someone in BNA actually owns that "Homeowners Lenders Policy" insurance company which got the rest of your "insurance coverage" money. And they do not even tell you who that company is or what they cover in writing like you get from your regular insurance provider. They send you no proof in writing of what you are paying for.

800-669-0102

326 Report Long ago Unknown
No...you are wrong. Multiple lenders were closed down by the Feds for fraud. Some of these included Fannie Mae, Fraddy Mac, Country Wide, Taylor Bean & Whitaker, and many, many more.Bank of America has bought these accounts. Which, by the way, is why my house is now going into foreclosure. BofA said Taylor Bean screwed up and they needed more money from ME to make up the difference in my escrow. They then "didn't receive the insurance information" from the take over and they gave me THEIR homeowners and flood insurance which is 3 times higher than my regular insurance. OK...right now I'm getting very angry so I think I will just answer the question.Anyhoo...they don't have your loan in the system because either your loan has been bought & sold so many times...they can't find it. OR it's being held by the Feds as evidence and I don't even think BofA has it.

800-669-0102

326 Report Long ago Unknown
You calling in to a short sale department does not take your number out of the collections dialer.  You can and probably will be called the same day.  To be honest, and no one is, they did not ask you for your social security number, the asked you for the last four digits, and that's all they can see.  If you call them back they will ask you for the last 4 digits of your social.Bottom line, if you have a mortgage with BoA and it's past the 1st of the month and you haven't paid they will call.  If you are in serious default then you are already expecting the call... short sale, your were expecting it.   Pro-tip, verify the account, be polite and speak to the rep for a minute or two.  They will have to document they spoke to you, and can't call again (that day, or maybe even a few days)  If you are rude or hang up they will have check boxes to indicate that action and the computer dialer will put you at the top of the list to call again in an hour or so.  Pretend it's not you and take a message, no more calls that day.  If they say "we can call back", say no, I'll take a message.

800-669-0102

326 Report Long ago Unknown
I have gotten a number of calls that I refuse to give out personal info. The best thing is tell the people that call that the # they called can't be used for personal calls and give them another number. I ALWAYS give them the number of the local police and I never hear from then again. Learn to play their game

800-669-0102

326 Report Long ago Unknown
Never give anyone who calls you, your information over the phone. If they claim they are Bank of America  (or whoever), tell them thank you for notifying me, I will call Bank of America myself. Get out your bill or go to BoA website and talk to them that way. Even if you are sure you have an account with someone, always call back a number you were given when you made the account. A bank will never ask for an entire social security number over the phone, they will ask for last 4 digits. However, you can call and say that you would like to set up a password so that you don't have to use your last 4 ss.

800-669-0102

326 Report Long ago Unknown
This was the call back for someone claiming to be BOA, I wonder though. Wanted my last 4 digits of SSN, it is easy to reconstruct entire sequence from last 4 numbers. I suspect it is identity theft or malicious in nature. How many legitimate callers ask for personal info FIRST to verify who you are? You have no idea who is on the other end. If it was loan related it would be mail that they used.

800-669-0102

326 Report Long ago Unknown
They called claiming to be B of A but when I advised we had already spoken to them and were trying to negotiate a short sell she told me that she needed our social security numbers in order to note the account?? I've never heard that and refused to provide to her since I had no idea who she was. Glad I didn't

800-669-0102

326 Report Long ago Unknown
Hey, I saw your message and I would want to block my credit report.  How can I do so?

800-669-0102

326 Report Long ago Unknown
This is NOT B of A., do not give them ANY INFO. If you do, theywill attempt to collect on any debt they pull from your credit report. To stop preditors like these, LOCK your credit report. You can call, I think, but better to do it writing. That way, only companies you do business with can see your report.

800-669-0102

326 Report Long ago Unknown
This is weird because my loan is now owned by B of A and is in loan modification with Fannie Mae.  Why would CW's collection dept be calling me now?  3 times this Sunday alone!

800-669-0102

326 Report Long ago Unknown
Have received copy of orig promissary note without any signatures, from BOA after request was made for "wet ink copy" with BOA heading and showing our signatures.Also have orig copy of ltr from Taylor Bean & Whittaker stateing REASON FOR INS CANCELLATION; "LOAN PAID OFF" then Boa took over BOA states "dont regognize that paperwork" we told BOA were not paying another dime because BOA doesnt have a mortgage in our name (paperwork was a fraud) Now BOA hands out our "private info" to some private outside telemarketing company. Illegal in any state.

800-669-0102

326 Report Long ago Unknown
Sorry, Wes.  I didn't see your post.  I was responding to the guy above you.  But, you and I are on the same page and I agree with everything you said.  The only way to fight them is to have your own attorney.  I am so glad you got your interest rate and payments lowered.  It gives others hope to keep up the fight.  Thanks for posting such positive information.

800-669-0102

326 Report Long ago Unknown
The best thing to do is hire an attorney and let them speak to BofA on your behalf.  The average citizen won't get anything but the run-around.  When they see you have someone working for you that can look up their a** and find out if, in fact, they even have the ORIGINAL mortgage on your home, which they legally MUST have, they will stop trying to intimidate you.  You have got to have legal help on YOUR side.  Most of the homes are under water to begin with.  Good luck and don't take it lying down.  They got a butt load of money out of us, the taxpayer, and now they want to treat us like criminals.  I don't think so.  Everyone needs to fight BofA.  First of all, my original loan was not with them, it was then sold to Countrywide who then sold it to BofA. Does anyone really think they have their paperwork in order on all those loans that were bundled up and sold to them.  I don't!!!!!!!!!!!!!

800-669-0102

326 Report Long ago Unknown
I am doing the exact same thing. Do not even try to do it yourself, you must have an attorney that specializes in this. I have spoken to a lot of people that went into this themselves and they all just gave up and walked away from their mortgages. It can get too complicated for your average layman to accomplish. We hired a law firm, U.S. Foreclosure Relief, out of Fresno, Ca., sent a letter to B o A giving them the phone no. & name of the attorney representing us and to reference all further communications to them. It has worked wonders. Our attorney has been working this for almost 2 yrs. She called 2 weeks ago and said it looks like our interest will drop from 8 1/4% to around 2 1/2% cutting our monthly payments way less than half of what they were. We were on the verge of losing our place & this law firm put an immediate halt to that. Please, I implore you, get an attorney. Make sure they are not a fly-by-night scam firm, but one that has been in business for years in the same place, and get references if possible. You will only pay about $2,000.00 for their services, but well worth it. I hope this helps.

800-669-0102

326 Report Long ago Unknown
I just wanted to add my 2 cents... We applied for a loan application back in May 2010... We just got the packet yesterday??? New Years Eve Eve...  Dec 2010....I heard that these packet are taking a very long time do to the wonderful economy. These morons running this country are pathetic. YOU CAN'T SPEND YOUR WAY OUT OF A RECESSION!!!  Anyway Sorry... I am going to look into this packet and see if it will do any good... HAPPY NEW YEAR!!!GOOD RIDDANCE 2010!!!

800-669-0102

326 Report Long ago Unknown
BofA is a joke. Once they purchased CW they moved my account over to there system and lost my payment on my house. I get calls from these people all the time. I also called them about making home affordable program that is a federal program what a joke. They put me into it and said that they are sending me a packet to fill out. I never got the packet and they added escrow to my loan so they raised my home loan about $440 per month and never revived my packet. I have been fighting with these guys for 4 months about this and still no resolution does anybody have any suggestions for me. I am pulling my hair out BofA make life unbearable for hardworking people.

800-669-0102

326 Report Long ago Unknown
Don't forget that BofA got a LARGE Bailout of OUR tax payers money, and yet, they still make all these nasty calls to tax payers to get more money even when you pay your loans on time so they can claim that they are making more money since they got their bailout money! I HATE BofA, and their policies! They are NOT Customer Service oriented at all!

800-669-0102

326 Report Long ago Unknown
Also if you can't pay your home insurance under an FHA loan then BOA has to supply the insurance themselves. However, here is their scam...they buy insurance from Balboa Insurance in California and it is double in price. My lawyer looked it up and found out that Balboa stands for Balance - Bank of America and is owned by Bank of America. That way they drive your escrow up which increases your payment by almost a third higher. The biggest crooks in America right now are the national banks and the number one thief, Bank of America, took our bail out tax money and used it to keep their crooked business going. There is a class action suit that was settled against FIA Card Sevices owed by Bank of America or BOA. Contact http://www.FrederickAdministrator.com or call 877-434-3070 to see if you have any money coming from them. It was for them raising your loan interest rate illegally.

800-669-0102

326 Report Long ago Unknown
They not only used the backdoor to get our mortgages from County WIde, but there is another fraud they are scamming their mortgage customersw ith. It's with the homeowners insurance. They call or write you to show them proof of homeowners insurance. After you let them know what you have, they will tell you that your homeowners insurance coverage is not enough which is b***s***. Anno matter what you say or how you fight them, they even push the issue to "arrange a lenders insurance policy"charging your esrow account the full amount for homeowners insurance you did not authorize. Meanwhile, they just took your money, paid their employees a kickback because someone in BNA actually owns that "Homeowners Lenders Policy" insurance company. And they do not even tell you who that company is or what they cover in writing like you get from your regular insurance provider. They send you no proof in writing of what you are paying for.

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326 Report Long ago Unknown
I am withyou.. they are trying  forclose on our house, and CAN EVEN PRODUCE A MORTGAGE NOTE!!!!!!!!!!

800-669-0102

326 Report Long ago Unknown
AS SOON AS POSSIBLE!!!LET'S FILE A GROUP LAW SUITE AGAINST THIS BANK OF AMERICA THAT WE DID NOT KNOW PURCHASED OUR LOAN FROM COUNTRYWIDE!!! AND NOW INCREASING OUR MONTHLY MORTGAGE AMOUNT?

800-669-0102

326 Report Long ago Unknown
My loan number is not 18 digits either.  It's 9 digits because I started off with Countrywide. Then my loan was sold to BofA.

800-669-0102

326 Report Long ago Unknown
I understand that MERS has about 60% of loans registered.  Not every loan is a MERS loan.  MERS began about the mid-1990s and so won't have loans registered prior to then either.

800-669-0102

326 Report Long ago Unknown
Very goof info.I just went to their web-site. They do state they want to register every loan in the country.What is up with these people??It was a lot of info. My loan is with BofA. They call all day and never leave a message. Check them out on there web site, maybe someone can figure out what they are up to.....

800-669-0102

326 Report Long ago Unknown
I am curious how can a person fight the mortgage if there is no information in the MERS system.We have a mtg. through B of A but no information under any of the searches shows. We get a reply that says no MINs can be found. It also says that they would have information IF the servicer chooses to provide it. That tells me that it is not required to be in their system. Can you please explain further what you are meaning? Our loan number is no where near 18 digits. Thanks!

800-669-0102

326 Report Long ago Unknown
People! Check your loan number: it MUST BE 18-DIGITS, if less - your loan is BOGUS, which originated by employees from "your" Bank with purpose to collect money in their OWN pockets. Sue the banks. Check your Mortgage at National System "MERS". If no SERVICER FOUND: house is YOURS forever. Stop pay anything, when they start FORECLOSURE file Counterclaim for few millions. And you will win. No servicer - no case! Good luck!

800-669-0102

326 Report Long ago Unknown
Its Bank of America that called me from this number.  My loan was taken from Tyler Bean and Whiticker (SP?).  So they contiune to call me everyday "noting" my account that I sent my payment ONTIME to the old mortgage company because I didn't even know my loan had moved until I started getting these nasty phone calls from BofA collections.  Very nice welcome to the BofA...NOT!!!  I think you would get better Customer Service from Loan Shark

800-669-0102

326 Report Long ago Unknown
But there is another issue you've overlooked. Cell phone or Landline is no exception when it comes to this. They do not dial the numbers themselves. They use a computer that dials any combination of telephone numbers for them and that will bypass those on the do not call registry.

800-669-0102

326 Report Long ago Unknown
If you list your cell phone number w/any business, creditors can access the database and retrieve your number.  It's not that hard.  People forget how many times they give out their cells and home numbers and wonder how people get them.Also the major carriers publish your phones and sell the info even if they claim not to, there are ways they do it that don't violate any confidentiality.

800-669-0102

326 Report Long ago Unknown
now... that makes sense. Given I don't now nor ever had a loan with them.

800-669-0102

326 Report Long ago Unknown
Thank you for all the info! Exceedingly helpful!

800-669-0102

326 Report Long ago Unknown
Thanks for the info. I found it usefull.

800-669-0102

326 Report Long ago Unknown
check your credit report if you used your cell number for anything at any time it may be listed on your credit report, i was getting calls for someone else on my cell phone and was informed that they ( the collections agency) ran a credit check on the deliquent person and found out i was related ran a credit check on me and found my cell number listed and started calling and harassing me for someone that i hadnt seen or talked to in 5 years... it was trans union that had my number listed. easy fix tell them  1 they are not authorized to contact you on that number, do it in writing. 2 if it is listed on your credit reports, ask to have it removed, also in writing. 3 have it listed in the no call list and if you continue to get calls there, report them. yes they have a right to call you to get their money, however my understanding is that they can only call the numbers that YOU listed on your loan. i was given this advice by my lawyer so i'm guessing it pretty accurate, however i could still be off on my understanding. hope it helps.

800-669-0102

326 Report Long ago Unknown
I just got a call from this number also. I do have a account with CW but they called my cell phone. How are companies getting my cell phone number?

800-669-0102

326 Report Long ago Unknown
File a complaint with your state regulatory agency.  Most states have regulations on collection agencies.  Collection Agencies could be fined for non-compliance with state laws.  Often a few collection agencies are just trying to collect from anyone with the same name.

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326 Report Long ago Unknown
Hahahahahah bunch of dead beats mad that the people they promised they'd pay money to actually want the money hahahahahah

800-669-0102

326 Report Long ago Unknown
I have gotten a number of calls that I refuse to give out personal info. The best thing is tell the people that call that the # they called can't be used for personal calls and give them another number. I ALWAYS give them the number of the local police and I never hear from then again. Learn to play their game

800-669-0102

326 Report Long ago Unknown
same with me i get it day through night so annoying please stop!!! and there it called again!! grrrrr

800-669-0102

326 Report Long ago Unknown
Same thing here: Have nothing to do with them yet get between three and five phone calls a day

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326 Report Long ago Unknown
I got the same call..I think the scammers have found out how to show numbers that they are not really calling from. I do have an account with them but definately they have a scam going.

800-669-0102

326 Report Long ago Unknown
I have received several gold envelopes on my front door from Bank of America.  I have a securitized mortgage which started with America's Wholesale Lender with Countrywide Mortgage as the Servicer.  Now Bank of America calls saying they are a debt collector but they do not have a clue who owns my mortgage because my home was sold on Wall Street in 2007.  MERS calls Bank of New York Mellon the Investor but they are not the investor.  Bank of New York is the Trustee and has wrote me multiple times to tell me they do not know who owns or holds the note.  The residence has been turned into a Bond and split up into a pool CWABS 2007-2 and sold in pieces.  Bank of New York said they have no say in loan modifications, nor do the physically own the property or the note.  Bank of America can not tell me who they are a debt collector for.  MERS is not a owner or holder of the note and America's Wholesale Lender was never a true Countrywide Corporation or a Member of MERS.  So the 800-669-0102 number that keeps putting notices on my door needs to stop.  Especially when the guy who came to the door is all tatted up, has ear phones hanging out his ears, looks dishonest as hell and when he knocks at the door he acts like he is scoping out the house.  Bank of America needs to come clean and tell borrowers who they are collecting a debt for.  It is not MERS, and it is not Bank of New York

800-669-0102

326 Report Long ago Unknown
We have just been advised by our county sheriff's department that the people calling from 800-669-0102 are scammers who want to steal your identity. DO NOT GIVE THEM ANY PERSONAL INFORMATION!!

800-669-0102

326 Report Long ago Unknown
They did the same to us. Found a flyer on my door.  I'm a few days late with my mortgage payment, but I'm waiting for my paycheck in 2 days to pay.  This sucks.

800-669-0102

326 Report Long ago Unknown
Yes, it is Bank of America. ha yesterday they even left a flier on my door that only says Important please call 800-669-0102.

800-669-0102

326 Report Long ago Unknown
It is the debt collection dept at Bank of America.  They call people if your payment is a day late.  New policy except the debt people like to do it for effect (to scare you).

800-669-0102

326 Report Long ago Unknown
I have an IPod touch and on my iPod I have an app called text plus.  Many times a day I get a message saying that 800-669-0102 has called your text plus phone number.  It gets so annoying!  And I don't have an account with any of the names listed!

800-669-0102

326 Report Long ago Unknown
Thanks! I'm overseas with not a single loan out in my name, and these freaking people are calling my Magic Jack phone line over and over; every day at least 5 times a day and not even bothering to leave me a message to let me know who they are.Screw these people and their harassment. In fact, I will GO OUT OF MY WAY to NEVER use Bank of America in life just because of this stupidity. Compass Bank BBVA for the win!

800-669-0102

326 Report Long ago Unknown
Really, what a presumption on your part, that i have have loan with them.  My mortgage is with another bank so don't speak about something you know nothing of.  I got calls from this number and I repeat, I DON NOT have a home loan with these people.

800-669-0102

326 Report Long ago Unknown
I do not have  aloan with them. not ever, never, not once.. still getting calls.

800-669-0102

326 Report Long ago Unknown
You're an idiot.

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326 Report Long ago Unknown
Never give them your information.  If they want to call you , then they have to know who they call.  You don't by law have to give them any information over the phone.  They can send you a letter , but tell them you do not discuss matters over the phone, as you cannot verify who they are.

800-669-0102

326 Report Long ago Unknown
hello wrencher, I do have an account with BOA, but when they asked for my account number and addresses I asked what this was in reference to?  They told me they could tell me after i provide the inofrmation.  I said no and they hung up

800-669-0102

326 Report Long ago Unknown
THANK YOU. YOU ARE THE ONLY PERSON WITH COMMON SENSE IN THIS WHOLE THING. WE NEED MORE PEOPLE LIKE YOU IN THIS WORLD

800-669-0102

326 Report Long ago Unknown
I don't do business with this criminal and corrupt corporation, yet they call me for someone else, even AFTER being told they had the wrong number and to stop calling. When they do this call their EXECUTIVES up and demand a physical address to send a certified cease and desist letter. Customer reps will lie to you and just give you a credit correspondence P.O. Box. Send the certified letter. Then when they call back again, sue them each and every time for FDCPA violations.

800-669-0102

326 Report Long ago Unknown
Some of us are not full of it. I am still a minor who has never taken out any kind of loan and keep getting these incessant phone calls. On top of that, everytime I call they ask for my damn social security number and zip code and then I am disconnected. Only once have I made it to speaking with an actual representative and once I told her my phone number she hung up! It's annoying.

800-669-0102

326 Report Long ago Unknown
I do have a mortgage with BofA; however, I am not late.  They call me any day of the month.  This am call came in at 8:02!  I am NOT late with my payment!!!!!!  They call 4-5 times a day and ask me for my info before they will tell me what they want...which never gets that far because it wouldn't matter...they would still continue to call.  This is harassment plain and simple and people should have the right to be left alone if they are current with their payments.  If I call THEM, I spend hours and never get anywhere and am transferred around like a buckyball.  This is harassment and incompetence!  Don't even go there with your "They are just trying to collect." because you don't now what you are talking about!

800-669-0102

326 Report Long ago Unknown
They will tell you that your payment is due on the 1st and they consider it late on the 2nd, even though they are not charging you a late fee.  However, since it is not 30 days late, it does not show up on your credit report.  So they will call and bother you unless you put in a complaint with them .   I sent them a nasty letter and they stopped, but it took a couple of months to get them to stop calling.  Even after the complaint, they will start calling again in a couple of months.  Really annoying for those of us that can't pay on or before the 1st.

800-669-0102

326 Report Long ago Unknown
cmickie speaks the truth. Exact same issue here. Since getting gobbled up by BOA our payment date of the 15th, as had been the case for years prior to BOA, has essentially been moved without our approval so I get daily calls from them for the first two weeks of every month. My wife has discussed it with them and they just don't seem to give a damn. Talking a bunch of garbage about 'the system does it that way' as though it's IMPOSSIBLE to modify it to serve THE CUSTOMER! THIS is the kind of thing the Occupy movement should be latching on to in addition to a very long list of corporate bullying and customer disregard that would most likely be more than a mile long in the fine print they foist on us. Add to that 'convenience fees' by the likes of Verizon, pizza delivery joints and countless others. THIS needs to stop, we're paying customers not the enemy!

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326 Report Long ago Unknown
How did you do this?  How does it work?

800-669-0102

326 Report Long ago Unknown
How did you start the process to get an SOA? My original loan was with Countrywide and then I got notice that it was switched to BofA then another note showing it had been switched to another division of BofA. Please advise.

800-669-0102

326 Report Long ago Unknown
It is all based on the 'bulk purchase' of the loans from Countrywide and the use of the "MERS" system.  It is currently being challenged by the NY AG's office.  Note this to them when they call and it will get their attention.  I am working on a loan mod now as my mother lives in the house that I own.  I am reducing the loan to current FMV since these jackaloons were the ones that hyper inflated the market...made billions...kept the billions, then when the loans failed...they got bailed out so they did not lose money.  Now its my turn.  Cut and paste this link for details on the isse:http://warisacrime.org/content/ny-attorney-ge ... ase-wells-fargo

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326 Report Long ago Unknown
heather please tell us the process. i just got a call from them also.. i have been talking with boa right along trying to get a mod ... now i get this number and asking for my husband, when he has given his permission to talk to me and this lady knew nothing about it? very confusing..

800-669-0102

326 Report Long ago Unknown
Heather, do you mind telling us the process that you've successfully gone through?

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326 Report Long ago Unknown
They are trying to get you to Modify your Mortgage because they committed Fraud when they purchased the accounts from Countrywide. Customers are finding out about this and are getting a Satisfaction of Mortgage because of what they did and if they get you to Modify your Mortgage making them legally your Mortgage Servicer then you can not get a Satisfaction of Mortgage because of their illegal ways of getting your accounts. I got my Satisfaction of Mortgage filed today and I no longer have a Mortgage and I owed $153,000 on my Mortgage when I got my SOA. They can not produce your original Blue ink Promissary Note that was supposed to be signed over to them when they purchased your account. the Promissary Note is the IOU that states you owe the money and if they can not produce that to prove you owe the money then a SOA is filed. I just did this process myself and now the calls have stopped.

800-669-0102

326 Report Long ago Unknown
They're doing the exact same thing to us.  Our mortgage is due on the 1st, but there is a 16 day grace period, we've paid on the 8th the last two months, but the "collection" calls start on the 3rd of the month.  This only started in June of 2011 for us, but we get multiple phone calls from BofA telling us we need to pay "now", and that our payment is due on the 1st.  We tell them we will be paying on the 8th, but they're not appeased and continue to call.  I made the payment online first thing this morning and still got 3 calls today.  Our mortgage is current, we're not late, we pay within the grace period or on the first of the month, so this is extraordinarily frustrating. My husband asked them what had changed in the last two months for BofA and why were they aggressively trying to collect money, and why do they offer a grace period and still end up calling to harass customers to pay an up to date account...there was nothing but dead air on the other end of the line.   I contacted my Senator about it and am filing a formal complaint.   You might want to do the same.

800-669-0102

326 Report Long ago Unknown
I am getting the same thing. I got angry and said I have always made my payments by the 15th and he says yes you have an excellent payment history. Then why the heck are you calling me. He said it will happen every month if I dont pay it by the 2nd. How did it go when you talked to BofA cause I plan to do the same this is harassment.

800-669-0102

326 Report Long ago Unknown
Actually, they start calling the day after the payment was due. I have a mortgage with BOA, and my payment is due on the 1st of the month; however, I always pay it on the 15th. Which if you look at their website when trying to shcedule a payment, late charges do not begin until the 16th. So I want to know why the hell they call me on the 2nd, when technically it's not even late until the 16th?? They call numerous times throughout the day, 7 days a week! I have been with them since they took over Countrywide, and for four years I have made my payment on the 15th. They just started harrassing this last month. I plan on going to the branch today to find out WTF!

800-669-0102

326 Report Long ago Unknown
We bought our home from a friend 4 years ago and paid them with a cashiers check for the full amount which we had saved over several years. We had the title transferred and have never had a mortgage with any company. We paid off a car with ford motor and our atv's with hsbc last fall. We bought a car in March but I think it is financed through first investors. We have used the same bank for 13 years which is a local credit union and we have no credit cards (trying to save up to buy some land and not have to finance it). With that being said, the only person I know that has an account with BoA is my sisters husband. Right now I have received 6 calls from them today-3 times 2 back to back calls each time. I had to turn my phone off while at work which caused me to miss very important calls from my childs doctor. I am extremely upset now and just want to know how to make this stop. I also find it offensive telling people to fess up to having an account with them and fess up to being late on their payments-obviously that isn't the case with everyone.

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326 Report Long ago Unknown
HEATHER HI. HOW DID YOU DO THIS? OURS STARTED WITH COUNTRY WIDE AND THE NEXT WE KNEW WE HAD BOA. HOW DO YOU GO ABOUT THISSATISFACTION OF MORTGAGE?PLEASE RESPOND, ANYONE?  I KNOW HER POSTING WAS LATE...bgbj@inbox.com. please reply to that email. thanks

800-669-0102

326 Report Long ago Unknown
How do I start the process. I got my loan with countrywide and than it went to BOA without any nitice in 2007. How can zi find out if zi am qualify to fille Satisfaction of mortgage? They I trying to have me modify my loans. please give me some information. email tweetywoman50@gmail.com

800-669-0102

326 Report Long ago Unknown
Yeah I am done with that process from their not screw up what they are doing is out right Fraud I started my process 3 months ago and I filed my Satisfaction of Mortgage Today so I no longer have any Mortgage payments but the screw up with mine started with JP Morgan after they got my Mortgage from my original lender then from JP Morgan it went to Countrywide and then to BOA

800-669-0102

326 Report Long ago Unknown
It's true, this is B of A and they do call the day you are late for the mortgage.  The problem is they call every couple of hours for days, leave no message, and no one is on the line when you answer it.  So there's no point in answering it.  It's really stupid of them not to leave a message or respond when you answer the call.  That part is harrassment I agree.  Unfortunately, we are being forced by B of A to withhold payment because of their screw up in the transition from Countrywide.  I simply note the call from caller ID, then ignore it.  Once in a while I try and answer again but like I said, there's never anyone on the other line.

800-669-0102

326 Report Long ago Unknown
It's not Bank of amerrica.  I spoke with them and the number does not register with the bank.  Don't give them any information.

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326 Report Long ago Unknown
Yes - thanks for the info.  I'm a few days late on the mortgage payment, so I'm sure that's why they called.  I'm more upset that they called at 9pm, waking up my baby.  Nice to know it's BofA and not a phisher - thanks.

800-669-0102

326 Report Long ago Unknown
It is Bank of America.  Everybody says they don't have an account with them, yeah right.  I have a mortgage with them, as probably all of you do, and I pay it 29 days late.  The calls start on the 16th of the month, and end on the 29th when I pay them.  They call several times a day, and my fax machine picks up on the second ring.  Most of you are full of it when you say "I don't have an account with them or I have never had an account with them."  Just own up to it, and if you don't want to talk to them don't answer or connect a fax machine.  It's not harrassment if you owe them money.  They are just trying to collect.

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326 Report Long ago Unknown
What is the name of that computer program and where can I get it?

800-669-0102

326 Report Long ago Unknown
Alex, I would love to know what program you have on your computer and where I can get it so I too can zap them back.  I have never had any dealings with bank of america, I had this problem with another credit card company calling for someone I don't know.  It took a certified letter with a return receipt to stop it.  Any help you can provide will be appreciated.  JC

800-669-0102

326 Report Long ago Unknown
where did you get the pc program that you used. i would like to try it. boondogwolf@yahoo.com

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326 Report Long ago Unknown
Ours was only two days late this month and we go a call.  I don't answer.  I just bombard them with emails teling them to stop.

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326 Report Long ago Unknown
That is not totally true-- my mortgage is paid on the 1st of every month-- I already received my next months statement which confirms this. My mortgage is not late and I keep receiving calls from this #.

800-669-0102

326 Report Long ago Unknown
The do not call registry doesn't apply to collecting debts.  It IS Bank of America.  The calls are computer generated from the accounts that are at least 15 days late.  I know.....I pay mine 29 days late every month.

800-669-0102

326 Report Long ago Unknown
But there is another issue you've overlooked. They do not dial the numbers themselves. They use a computer that dials any combination of telephone numbers for them and that will bypass those on the do not call registry.

800-669-0102

326 Report Long ago Unknown
I found a way to get rid of this people. you call them continously, as soon as they answer you hang up. do it for 20 minutes, once in while you let them know why're doing it. So every time they call you call them back 10-20 times. Actually I did something else, I had a program on my pc that could call them like 5 times in an instance for 1 hour. Every time they answered the phone a loud high pitch beeping noise would make them scream, also It jamed their lines. The next day I had the manager cal me threatining to take action, I said do that, I want to find out who you people are. Never heard from them. And now 5 years later I have recieved not a single anwanted phone call. It looks like they have all our informations when they call us. Do not trust anyone when they say your info is private, is not. I tested Verizon as well once, open a new account and gave my number to noone. I also requested the company to keep my number out of any listings. Few days later I recieve a call and a telemarketer asked for me, with my full name....

800-669-0102

326 Report Long ago Unknown
I keep getting calls from 800-669-0102.  When I answer I get  recording saying "please hold".  I am really getting tired of these calls, whoever or what ever they are!!!

800-669-0102

326 Report Long ago Unknown
They will call you also doing a skip trace on a family member

800-669-0102

326 Report Long ago Unknown
I agree!  I have been receiving numerous calls for someone else's debt!After numerous attempts they claim the numbers were removed.  I am keeping a log. I have reg'd all the tel#'s with "D/N CALL FEDERAL REGISTRY" and next step w/b a lawyer.  This is crazy!!!!

800-669-0102

326 Report Long ago Unknown
I just happened to pick up this call and they identified herself as calling from Bank of America and proceeded to ask for confirmation of information they already have, I confirmed who I am and my address and she said she is able to confirm the last four digit of my SSN and Loan Number, then asked if the loan is owner occupied when I told her that she need not confirm any of the information since she already has it and if she want any more information to submit it in writing, she quickly dismissed herself and got off the telephone, I suspect she was trolling for a hone loan.  I had countless number of call from them and I also use your fax machine idea.  but they kept calling...this might work so they will quit calling!

800-669-0102

326 Report Long ago Unknown
I found a way of avoiding and ridding myself of unwanted calls. My fax machine is plugged into my phone line in order to fax resumes. They can't leave a message but instead get that annoying fax sound. If I see on caller ID that it is a call I want to take, then I pick up the phone before the fax machine. If you are away from home, just check your caller ID when you return. It has made my life so much less complicated and I love it.

800-669-0102

326 Report Long ago Unknown
I have exactly the same experience as you do. They have been calling for a few months before summer and then the calls stopped but it is starting again. Its more aggressive this time around. I receive the calls everyday sometimes can be as many as 4 calls from them. It is absolutely ridiculous. They claim they are from BOA and want all of my info. I warned them about getting my attorney involved and repeatedly ask them to take me off the calling list but the attempts only result in more calls. I will have to report them.

800-669-0102

326 Report Long ago Unknown
We have experienced the exact same thing.

800-669-0102

326 Report Long ago Unknown
It is Bank Of America! These (people) HA! are Harassing us.We don't even have an account with them! There is no reason why they should be calling us! I already filed complaints with FCC and BBB. I tried to call them with this # 1-800 432-1000(you get a live person) and the auto 1-800-669-0102. They wanted all my info.I told them if you have my # then you have my info! They said they can't help me then....well I'm getting a lawyer.This is prank calling harassment,since I don't have an account with them.And I'm thinking about calling the news too!  Everybody do the same....

800-669-0102

326 Report Long ago Unknown
i read your message, i too, dont have a loan for a home,never did.is some one else using my name and credit? hoe do i get around this?i have told them this, but they insist this is me and keep calling.

800-669-0102

326 Report Long ago Unknown
I don't even have a loan thru then, nor have I ever applied for one. yet, just today; I get a call from 800-669-0102 @ 8:05am, 11:11 am , 11:52 am and 12:16 pm. (This has been happening for MONTHS) I have already filed an official complaint with the FCC and I encourage everyone is to do them same.  FCC.gov   FYI - Countrywide also has a "Do Not Solicit Dept" although they certainly are NOT doing their jobs!!

800-669-0102

326 Report Long ago Unknown
It's Country Wide Loans most likely calling about your account past due.

702-367-4621

1 Report Long ago Unknown
I just got a call from this number to my cell phone.

416-568-6463

1 Report Long ago Unknown
Got a phone call from this number. The caller left no message.

248-677-1281

18 Report Long ago Unknown
This is a job to be an insurance agent at American Income.Not looking to sell life insurance?  Pass on this one like I did.I've received calls from Melissa and 3 other individuals.Very annoying.

248-677-1281

18 Report Long ago Unknown
Just got a phone call from Melissa a few minutes ago....only left her number said she got my resume!  Sure glad I seen all these posts!

248-677-1281

18 Report Long ago Unknown
Want her to stop calling? Tell her you are not interested in a career, just looking for a job to get by.

248-677-1281

18 Report Long ago Unknown
This is a vague. She calls me today and I think she is  a scammer.Don't reply or call her again

248-677-1281

18 Report Long ago Unknown
Same thing for me... a Melissa calls, you cant understand her o where she is calling from.

248-677-1281

18 Report Long ago Unknown
I received a call too, who is she? she said her name and she saw my resume from somewhere and she would like to talk to me soon. I'm confused now, is this some form of scam, prank call? or is it legit? No interview i guess, don't call.

248-677-1281

18 Report Long ago Unknown
ditto above comments, shes called me for years. same tactics

248-677-1281

18 Report Long ago Unknown
This is the third time I've gotten a call from this number, the first time they left a message. She said her name was Melissa and that she came across my resume. No description of position, no company name. I wish they would stop calling.

248-677-1281

18 Report Long ago Unknown
I gotta a call from Melissa today but she didn't leave a message.

248-677-1281

18 Report Long ago Unknown
I received a call last night from Melissa.  She didn't leave a company name - only a her name and a number to call back.  Said she was sent my resume and she has a position open for me.

248-677-1281

18 Report Long ago Unknown
I just got a call from her and by the time I got to the phone she was gone.

248-677-1281

18 Report Long ago Unknown
I received a call/voicemail from Melissa -  She left no company name  -  I did not respond.....Thanks for the heads-up on this one -

248-677-1281

18 Report Long ago Unknown
Callers Name - MelissaPhone Number - Rumbuc CompanyPhone - 248-677-1281website: http://www.ailmich.com/index.htmlnote on the website, there's no contact information.Melissa was vague, said she got my resume off the internet, didn't go into detail. Very mumbled.

248-677-1281

18 Report Long ago Unknown
What is their address, just got a call from Melissa too

248-677-1281

18 Report Long ago Unknown
Melissa uses vague and jumbled words. She claims I applied for a job on Career Builders. If I did apply to a company she represents, I would withdraw after 2 minutes of her lies. She would not tell the company name.

248-677-1281

18 Report Long ago Unknown
She is calling my phone to. I think its crap. Get a real job melissa.

248-677-1281

18 Report Long ago Unknown
seriously when I got a voicemessage from Melissa and she said the agency name I had to replay it about 3 times and still didn't understand what she said. It wasn't until I got another message from her this morning that I finally heard her say the Rumbuc agency...

248-677-1281

18 Report Long ago Unknown
This lady melissa keeps calling me even after i ask for details of who and where she was calling from...dont call this number back....

914-600-5672

5 Report Long ago Unknown
Received a text messgage saying Heyaaa Paul.  When I called back from land line it said that party was unavailable and they would be notified that I called.

914-600-5672

5 Report Long ago Unknown
well it said Hii kevin to me and i have no clue how it knew my name then i said who is this then it said sorry i have no signal so i was like wtf

914-600-5672

5 Report Long ago Unknown
Same thing here except I added her to my yahoo messenger. Best thing I ever did. Were now married with 2 kids and a third on the way.

914-600-5672

5 Report Long ago Unknown
I got the same 'sorry i have no battery life :(' response.  It must be automated.

914-600-5672

5 Report Long ago Unknown
got a text from this number , do NOT know this person !!

800-222-5529

15 Report Long ago Unknown
We, too, have asked 2 times to be put on their "do not call" list.  Ahhhhh, exercises in fultility are cathartic at best.

800-222-5529

15 Report Long ago Unknown
I get calls from this number all the time.  Yesterday morning, for example, I got one at 9:38, 10:29, 11:45, 11:53.  I don't answer.  Am glad I don't after reading this.  Thanks to you all.

800-222-5529

15 Report Long ago Unknown
Another call from 1-800-222-5529.

800-222-5529

15 Report Long ago Unknown
Add another number to joe's list: 800-793-7141

800-222-5529

15 Report Long ago Unknown
Joe, you are to be complimented for the informative presentation in research style.In our case we have their main number programmed into the phone switch to dump into voice jail and we never answer them. They call incessantly, but all they get directed to is our "voice jail".

800-222-5529

15 Report Long ago Unknown
I have called these people back *THREE* times. Each time I was assured that my number would be removed from their calling list. That was the week of 1/5/2009. Today is the 19th of January and they are *STILL* calling me!!! I've had it with these morons!!!

800-222-5529

15 Report Long ago Unknown
I just got a call from these idiots and the person on the other end was speaking a language I couldn't identify (perhaps Middle Eastern?!?). I said "hello?" And they promptly hung up. This was the second time they called within a couple of hours. The first time, I left the machine answer. Of course, no message!

800-222-5529

15 Report Long ago Unknown
Cramming is illegal. File a complaint with your State public utilities comission.Also record the date etc when you tell the person 'remove my number from your mailing list". If it persists complain to the FCC and the FTC. The DNC list may or may not cover businesses....but thats irrelevant as there are laws against repeated calls after you say NO!zipweb.com doesn't give a contact ADRESS or PHONE number on their website...does that tell you anything?If it sounds like an overseas call or someone gargling on the phone tell them dont call again or if you dont want to deal with it just hang up.

800-222-5529

15 Report Long ago Unknown
They call at least once a day.  I never answer, and now that I know who they are and what they do, I will never answer!   Thanks for the information.

800-222-5529

15 Report Long ago Unknown
To keep this from happening in the future, call your phone company and have them put a cramming block on the number, Even if they try and trick you the transaction can't go through

800-222-5529

15 Report Long ago Unknown
A verbal consent is also considered contractual which is why this type of problem is very painful to resolve, but possible!  Even though they do not have the person's signature in writing, they have their consent on a recording, which makes it legal and binding.  However, their tactics are anything but legal and binding!

800-222-5529

15 Report Long ago Unknown
Ask them if they have a signature. That's all you need do.

800-222-5529

15 Report Long ago Unknown
A similar situation happened to my husband.  The problem here is that on top of calling him and asking if he would be okay to receive a package about their services "free of charge" which he agreed to review, they never sent a package, and then they billed my personal AT&T phone bill where he is not on the account. What is really aggravating, is it was for a company he used to work for, not his own company, and has nothing to do with me.I went ahead and cancelled my service with AT&T as I don't want any more mysterious, unauthorized charges from these folks since they clearly employ unscrupulous tactics, and I cannot believe AT&T can allow them to put a charge onto my account.  I reported it to the AT&T Fraud division and the removed the charge but claimed the company will still bill me.  me?  I never talked to anyone!  Zipweb ended the service that was never requested after my painful and lengthy phone call but did say I owe them the $54.45 charge (they added tax)!  I won't pay it, and they will no longer have an active phone account to try to bill again.Read this - http://www.prweb.com/releases/2008/03/prweb759164.htm Their growth that they speak of is obtained by less than ethical tactics, not a good long-term business model.

800-222-5529

15 Report Long ago Unknown
I own a business in California and am being charged $49.95 per month, an an ongoing basis, for an internet service I did NOT authorize, or know anything about, until it showed up on my AT&T statement in September 2007.  I called both AT&T and the USA Business Directory last month, and told them to reverse the charges and cancel the monthly billing -- the agreed to do it.  However, the $49.95 showed up on my statement a second time in October 2007.  I called USA Business Directory today and they refused to stop the billing because they said "one of my employees authorized it". Hourly employees answer the phone at our retail shop, and they routinely give out their name to callers.  USA Business Directory claims they have "Shellie's approval".  Neither Shellie, or any of my other employees, have authority to approve billing to my business account.  This billing was the result of an inbound telemarketing slamming call in August 2007. The fraudulent charges are from:The Billing Resource -- 888-296-8079On behalf of:  USA Business Directory -- 800-222-5529The "supervisor" I spoke with at USA Business Directory was Richard at Ext 205.  He would not give his last name. Amount of charge:  $49.95 PER MONTH. They billed me in September and again in October 2007.  I have filed a complaint with the BBB and the California Public Utilities Commission.

800-222-5529

15 Report Long ago Unknown
According to searches online they are hard to turn down because of their incessant calling and refusal to take 'no' for an answer. Even when people do say no they are still signed up and billed $49.95. This site uses google maps to place businesses and services in local areas (zip codes presumably) which google already does. But people have to go to their website to search, it is not inserted into google itself. It would appear to be a scam. They also appear to be parented by a company called 'Lawstar' which has no less than 6 addresses listed on the Better Business Bureau website. The BBB gives all 6 of them a rating of "F". This defines the company, per the Better Business Bureau, as questioning "the company’s reliability for reasons such as that they have failed to respond to complaints, their advertising is grossly misleading, they are not in compliance with the law’s licensing or registration requirements, their complaints contain especially serious allegations, or the company’s industry is known for its fraudulent business practices." I'd say that's pretty definite. Their primary contact is listed as Mark Cave, President. Other contacts are Debra Allen, Manager; Don Marinari, Chairman of the Board; Julie Agapay, Administrative Assistant; Katherine Manglona, CFO; Bo Sohrabi, Attorney Liason; David Harris, unknown. Primary phone number is listed as 888-529-7526. Other phone numbers are 888-775-9400, 800-460-0078, 323-525-3900, 800-222-5529, 800-984-6666, 310-691-7419, 800-886-4529.

800-669-0102

326 Report Long ago Unknown
HA!!! that is the biggest lie I've heard yet! Yes, they'll help themselves to your house!!!! Fool!

800-669-0102

326 Report Long ago Unknown
You ran into problems and they helped you...? You're FOS !  I spent TWO YEARS trying to get a loan modification from BOA, and ultimately all they did was help themselves to my home...And I'm a 30+ year employee !  Go "sting" yourself Scorpio....

800-669-0102

326 Report Long ago Unknown
I don't do business with this criminal organization, never have and never will. They call me anyway so I sent a certified cease and desist letter! Now when they call THEY have to pay THEIR bills!

800-669-0102

326 Report Long ago Unknown
Just an FYI, because I'm sure I'm not the only one in this situation....I do pay my bills, but to a different bank, because I don't have and never have had an account with BOA.  I've told them this before.  I even verified that the person they are looking for is not part of my family and that I have no idea who they are.  I was assured that they would stop calling.  They did for a while and now it's started up again, not once a day, but several times a day.  I'm sorry someone is not paying their bill, but that doesn't mean my family should be harassed when they've been informed that there is a mistake some where.  That mistake is not my fault, therefore they need to get it figured out.

800-669-0102

326 Report Long ago Unknown
I have to agree with Leyla..  Pay your mortgage on time and you won't have problem.  I have had BOA since 97' and when I call they are always professional and helpful.  I ran into problems and they helped me.  I did loan modification and only took a few months.

800-669-0102

326 Report Long ago Unknown
I think all of you stupid people should just pay your bills

800-669-0102

326 Report Long ago Unknown
Thanks, I assigned a silent ring tone to that number because they never left a message. I'll answer it next time.

800-669-0102

326 Report Long ago Unknown
JE CHERCHE CODE

800-669-0102

326 Report Long ago Unknown
You are stupid and you will get yours too from BOA. Just wait, and I hope they get you good!

800-669-0102

326 Report Long ago Unknown
Really? Wait until your time comes a**le...

800-669-0102

326 Report Long ago Unknown
You are stupid, put caps lock on and use lots of exclamation points!YOU MAD!

800-669-0102

326 Report Long ago Unknown
YOU ARE STUPID YOU GET BEHIND ON BILLS AND YOU GET MAD!!!!!

800-669-0102

326 Report Long ago Unknown
This is BofA calling.  Because the caller ID said "Loan Counseling" I can't be sure that it's actually BofA.  So I told them unless they could tell me WHY they were calling, I would not verify the information they were asking for.  My loan is in EXCELLENT standing, I have never paid late.  There is NO reason for them to call me sixteen times a day.  I told them if they had any issues with my account to send it in writing, and then I hang up.  Every time.  I finally got tired of telling them to screw themselves so I blocked their number.

800-669-0102

326 Report Long ago Unknown
Just called me its 6:51PM.  Have a loan through B.of America.  Did you guys know that in the Los Angeles area they just hired 25 attorneys to fight loan fraud.  http://www.crimebullet.com

800-669-0102

326 Report Long ago Unknown
Yeah, and it's almost ALWAYS a scam! They sit on your check for a month & then say you're late to attempt to collect bogus late fees from you. DON'T PAY THESE FEES! It just makes it worse for everyone! They are just trying to steal extra money & our LAME government is allowing them to do it! They will say they never got a check & then when you re-send it, or pay it over the phone, they'll try & cash the original check. if you haven't stopped payment on the original, your account will be overdrawn & they'll blame you. These people should be arrested & put in prison.

800-669-0102

326 Report Long ago Unknown
It's 12:00am 3/22/11, They have been calling pass two days . Once at 8:30/9:00pm and then at 12:00am with no messages.  I also look the number up on BBB and they have no info for them !!3/23/11 11:00pm once more they are calling and no messages...No bank would be calling at this time!!Also, the up to date post for this year is on p.g. 30

800-669-0102

326 Report Long ago Unknown
For sure BOA outside collection for late payments on the mortgage. Kinda funny I have never missed a payment but have pushed to the 30 day line due to unemployment for 1 1/2 years but the payment is always made before the 30 day late kicks in but they sure get there 89 dollar fee to be late.Had a good conversation going until he asked me if I was seeking work told him to kiss my a** and hung up.stupid people should not breed!Just looking for a fee for his company to set up payment thru them.I believe they are under contract not actual BOA employee

800-669-0102

326 Report Long ago Unknown
That number is a scam.  I received an email announcing an "account alert" and an urgent request to call the 800 number.  Don't do it.  They've purloined Bank of America's logo and verbage.  I called my local branch of Bank of America and they looked up my account and let me know that they have not sent any such emails out.  If you get one, report it to abuse@bankofamerica.com.

800-669-0102

326 Report Long ago Unknown
I don't have a mortgage nor have I ever had one.

800-669-0102

326 Report Long ago Unknown
Seems like a lot of people here in denial about being late on a Bank of America loan!

800-669-0102

326 Report Long ago Unknown
It is Bank of America who also bought out many other loans. They could also be calling for someone who listed you on their account. Never give out your information though to anyone who calls you over the phone. If you know you have an account with them, call back the number they provided you on a bill. Tell the person calling you, thank you for notifying me, I will use the number given to me to deal with this matter.

800-669-0102

326 Report Long ago Unknown
I haven't had a loan with them for years! I finally decided to call them back. They were very nice and apologized and said they would take my number out of their data base. We'll see if it works!

800-669-0102

326 Report Long ago Unknown
I've been receiving calls from this 800# for wks. Once and a while, they'll leave msgs but t's pretty creepy b/c you can hear someone breathing and there is a loud TV in the background then they'll just hang up. Did any of you guys experience this? It sounds like they're calling from their home and not a place of business. It was really creeping me out until i read this post. I don't know how to get them to stop. They'll call me in the evening and wkends... They're relentless.

800-669-0102

326 Report Long ago Unknown
This Bank of America that keeps calling to tell us were behind but, do not offer any solutions.

800-669-0102

326 Report Long ago Unknown
I have received several telephone calls from 800-669-0102. I told several callelrs not to call my number anymore, however, I continue to get calls.  The callers claims they are from Bank of America and told me my daughter and son in law have a mortgage with Bank of America. This is not true! The caller would not leave a name or number to return the call. This is obviously a scam.

800-669-0102

326 Report Long ago Unknown
If it is Countrywide, why would they be calling if they sold the loan to Bank of America?  Does anyone know?

800-669-0102

326 Report Long ago Unknown
Countrywide Mortgage was bought out by Bank of America so this could be because of a Countrywide account, a Bank of America credit card account, or I suppose, a solicitation.

800-669-0102

326 Report Long ago Unknown
I finally answered the phone after they had been blowing it up. They claim there bank of america and that they are collections. I am totally current on my payments. They wanted my last name at last 4 digits of SSN. I told them to stop calling me and I would call my bank... we will see.

800-669-0102

326 Report Long ago Unknown
(I move this post up to the front)I received these calls, too.  I "googled" it, and it is a Bank of America phone number - they bought Countrywide Loans.  I do NOT have a loan with them, but the previous owner of my new phone number did.  I initially could not get past the automated phone system without a loan number.  Just call the number and put in a fake loan number, followed by the pound sign.  It tricks the system into thinking you actually have a loan with them.  Then you can speak to a live person and stop the harrassment!

800-669-0102

326 Report Long ago Unknown
Same thing.  I just reported them to the B of A abuse email.  I assume they are doing nothing about it since your post is weeks old.

800-669-0102

326 Report Long ago Unknown
They call me everyday. When I first started getting the calls I thought it was BofA, since I have been waiting on their response for my modification for over a year. We stopped paying both mortgages this year. Our house is worth 257000, we paid 458000. At 3%/year it would come back to zero after ~18 years. I really don't care anymore. We have tried and tried and tried to communicate effectively with BofA. Every single time I call I have to go through the whole story again, I sent them our Hardship Letter 8 times! Kept all receipts. Every time I have received correspondence from them, I have responded quickly and professionally, providing to the T what they have requested. They say call back in 2 weeks. I call back in 2 weeks and we are back to the beginning of this paragraph. I'm done... I have also spoken to the 1-800 people and have realized it is not BofA, but a 3rd party debt collector. They call me everyday. Now I answer 'Bueno' They ask for me and I say 'Como?' quien es? come mierda y muere te!

800-669-0102

326 Report Long ago Unknown
The said they were from Bank of America, my mortgage holder. Right off the bat they asked for the last four digits of my Social Security number. No way. I reported the incident to the police and to Bank of America.

800-669-0102

326 Report Long ago Unknown
IF I were you, I would never admit that you work for BOA, the worst bank in the history of US!!! You should be embarrassed and ASHAMED to even admit that you are a part of an organization that scams, lies, harasses,torments, has no moral or work ethics and just tears famlies apart and ruins our lives! Shame on YOU!!! Shame on YOU!!

800-669-0102

326 Report Long ago Unknown
I get these calls and have a loan with BOA and am NOT BEHIND IN PAYMENTS!  They want my home address and amount of monthly payments.  I refused and told them if they want any info they need to put it in writing.  Why ask for info when they had my cell phone number !  I  hung up on them.

800-669-0102

326 Report Long ago Unknown
I second that jjvan70. I finally called BofA and they said there are no such debt calls being made by them. Also they are recieving complaints about this. Also when these people first started calling they were asking for my ex-husband, but mangling the pronunciation so badly that I thought they were asking for me (our names are similar), then they immediately asked for my social security number without even telling me why. What legitimate bill collector does that? None that I know of. And all of my efforts at telling them eventually, that I wasn't the person that they're looking for, ignoring them, hanging up on them, etc. were to no avail. I was finally able to simply block them from calling. Thank you Time Warner!!!

800-669-0102

326 Report Long ago Unknown
If they are ligit then why do they not leave a message or why do they hang up on people. I think you must work for the SCAMMERS!!

800-669-0102

326 Report Long ago Unknown
I agree. I have a loan with BOA purchased by Taylor Bean and Whitaker. They are probably calling because you are behind on your loan payment. I am glad BOA has my loan. They have been nothing but kind and professional to me even when I was behind on my loan. This is BOA, it is legitimate. Pay your bill.

800-669-0102

326 Report Long ago Unknown
I don't have an account with BofA. Don't have loans, plus it is my wifes cell #. She doesn't have anything with anybody except a local credit union. They keep calling her and hanging up. When I call the number back they want a social and zip code.

800-669-0102

326 Report Long ago Unknown
It does not matter if the home was awarded to your husband along with the debt if you are in a community property state.  Creditors don't care who was assigned the loan - if you are ON the loan, you are OBLIGATED to pay the loan unless and until it's refinanced.  Seek some legal advice.

800-669-0102

326 Report Long ago Unknown
I continue to get these calls daily and the home was given to my ex husband in the divorce with no obligation at all for me to pay it per the judge, so leave me alone!!!!  Call him and harrass him the way you are me!!!!!!! I have sent the papers to the court and to the lender.   I have no obligation at all to pay this loan as my name is to be removed per the court order.  I do not have possession of the home, do not live in it and am not paying for him to live in it.  I am the victim of domestic violence and nearly lost my life getting away from this man!!!!  I lost everything I own to him, so go after him and let me live my life, he has the house!!!!!!!!!!!!!!!!!!  I will send a cease and desist letter if you do not stop!!!!

800-669-0102

326 Report Long ago Unknown
ok, this is not true.  My husband told me BOA called three times today and asked him for our address and loan amount to verify he was who he said he was but he doesn't have the loan amount info so they wouldn't talk to him...even though his name is on the loan.  So, when I got off work, I called the BOA number I have saved in my cell and talked to a really nice rep who looked at my account and said that she wasn't showing that anyone from there had called my home and that if they had, they wouldn't have asked for our loan amount because they have that info.  She said that anytime I get a call like that to not give personal information out and to call their main number to insure that it, in fact, is BOA.  Since then, they've called again but I didn't get to the phone before they hung up - that makes 5 times today.

800-669-0102

326 Report Long ago Unknown
What you would need to do is call the number back and ask to speak with the customer and associate support team. They would be more than happy to get that resolved for you..

800-669-0102

326 Report Long ago Unknown
This number keeps calling my elderly aunt and uncle on a daily basis asking for someone that they do not know.  I have answered numerous times and have asked to speak to the supervisor.  They say to please hold and either hang up on me or put someone on and when I ask for their name then they hang up.  My aunt has asked them each time to remove her number from their list and they assure her it will be done.  So, since you are full of helpful information about B of A, please tell me who I contact to have this matter cleared up.  I call the numbers back and get nothing but recordings with no option to "speak" to a live person.

800-669-0102

326 Report Long ago Unknown
I have told the people that are calling that its not who they are wantin to talk to and they keep calling everyday. I am tired of it. I am only 13 i dont think that i have a loan. They are going to stop callin me its harrasment and im tired of it.

800-669-0102

326 Report Long ago Unknown
Let me tell you all something. I work for Bof A and this is our number we use to call people that have loans with us. Number one it does not have to be 18 digits long. Some of them are but previous countrywide etc... are not 18 digits.  It is not a scam number you could call the better business bureau and check the number out to make sure it is the actual company. If you do have a loan with BoA and you owe money yes you will continue to get collection calls until you are caught up. For those of you that are not the person they ask for inform them more escalate the call to a higher person rather than trusting some word from a rep.

800-669-0102

326 Report Long ago Unknown
800-669-0102 = Bank of America collections dept (mortgages).  Nine months ago, BAC sold my account to CitiMortgage.  Spent 40 minutes on hold and shuffled through BAC customer service, collections, and "escalations"...each dept wanted to transfer me to another.  Result: they admitted a mistake yet I have to write a letter for a cease and desist "order" to stop collection actions (e.g. phone calls) on a closed account.  Best of luck to anyone else in this situation.

800-669-0102

326 Report Long ago Unknown
At least you get to hang-up on them, as soon as I answer they hang-up on Me :/

800-669-0102

326 Report Long ago Unknown
I just recived this call today, I just hung up...

800-669-0102

326 Report Long ago Unknown
Its: BAC Home loans servicing.....(not VAC)  I have a home equity threw them.

800-669-0102

326 Report Long ago Unknown
I just called the number you recommended and pressed "0" when it asked for my account number.  This took me straight to a customer service representative who removed my phone number from the calling list.Thank you very much for your help!

800-669-0102

326 Report Long ago Unknown
I called the number you suggested and it said, thank you for calling "Card Services" to enter my account # I did'nt, on account I don't have one, I just wanted what you did, to get them to remove my number, I was put on hold, after 10 minutes of holding I hung up.

800-669-0102

326 Report Long ago Unknown
800-669-0102 calls in and hangs up.  No opportunity to speak with anyone.  I did a reverse lookup and came up with VAC Home Loan Servicing.  No info avail.  I researched and ended up calling Countrywide debt collection at 888-800-5420.  Customer service rep put in our business tel # and came up with 12 names!.  She removed each one.  Her service was terrific!  She told me that she'd received many calls regarding these hang ups.Hope this helps someone else save all of the hassle and wasted time.

800-669-0102

326 Report Long ago Unknown
That's what I told Barbara....Let's join and Sue Bank of America...

800-669-0102

326 Report Long ago Unknown
My caller  (sounded like he was in India) said he was from bank of America, my mortgage company.  He said he needed last 4 of my social, and I refused. He game me this # to call to confirm that he was really from B of A.  Beware,....neve give out personal information.

800-669-0102

326 Report Long ago Unknown
BOA has made my life a living hell since they bought my loan from Country Wide. I would like nothing more than to see them sued and put out of business completely and to have to pay us all for the grief and trouble they have caused everyone. They are nothing but liars and scammers. This is the worst bank I have ever know and I didn't even choose to know them.

800-669-0102

326 Report Long ago Unknown
let' sue bank of america!  they are crooks. I'm willing to join in on the suit.They worried my wife to death. She died in sept. they didnt care that she had cancer.Let; draw up the suit Now!

800-669-0102

326 Report Long ago Unknown
Same here!!! this caller is not even legal because this number belongs to INDIA's call center which is outside the US Territory!!!Let's join all to sue this company here in the US of A ....The Bank of America....

800-669-0102

326 Report Long ago Unknown
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdfThe Fair Debt Collection Practices Act

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326 Report Long ago Unknown
Mike,GREAT info about third party creditors!   Your comment "The law is on the consumers side, it's just the consumer doesnt usually know how to go about it."How did you come by this information?  Better yet, what site can I use to find out consumer rights in regards to creditors?Thanks Again! JLW

800-669-0102

326 Report Long ago Unknown
Most of the larger customer service departments outsource to foreign countries since labor is cheaper.  This is why you get a lot of Indian speaking agents for cable, internet, computer issues as well as mortgages and other types of loans.Most debt collectors are within the USA but in major cities where the demographics contain a high rate of latino or non english speaking people.  They will work for cheaper pay than the average person and it's commission based.  Meaning if you agree to pay, they make more money.By law you are not required to pay a third party creditor unless they have the original contract with your signature.  They buy default loans for pennies then try to recoup.  Any major financial institute has insurance to cover financial losses, so they get paid when you default.  So essentially you'd be paying the debt twice.If they dont have your original contract, youre not obligated by law to pay.  Otherwise I or anyone could call you and say you owe me the money you defaulted on from a previous loan.  The law is on the consumers side, it's just the consumer doesnt usually know how to go about it.Not that I'm advocating not paying your bills… that's why the economy is in the situation it's in but for those less than honest debt collectors, this is effective way to get rid of them.  Also you tell them you want ALL communication in writing (for a paper trail) and that you will not answer anything over the phone only in writing.  By law, they must honor your request, and they can get mad or curse or say your unwilling to pay and will take you to court but again, if that was the case they would have already done it.Many states have a one consent law which enables the consumer to record conversations as long as tey are conversations that relate to that consumer directly.  This is why many pre-recorded messages say the call may or may not be recorded for customer service reviews for training.  They have to make that statement in case your state doesn't recognize recording conversations… but many states do under specific circumstances.  VA & DC do recognize the 1 consent law.  You don't have to tell them you are recording them if they make threats but if you do tell them, they will curse and hang up.  Don't avoid creditors, answer phone, be calm, make it fun.  You don't have to be rude or nasty, just calmly make your statement of all communication needs to be in writing, this call is being recorded (they will try to say you cant do that so check your state laws first cause many times you can but they cant)who cares if they get rude, laugh at them.  The laws on the consumers side, not theirs.  They have to prove you owe THEM the debt… not the other way around.

800-669-0102

326 Report Long ago Unknown
Oh and btw they sounded like they were from India.  So must be a farmed out deal.  I am sure they probably debt collect for Country Wide and numerous other banks.  Hanging up on people is so effective...NOT.

800-669-0102

326 Report Long ago Unknown
I called this number and found a way to get someone on the phone.  They told me they are debt collectors for Bank of America.  They have been calling me everyday and when I answer they hang up on me.  They were calling for my boyfriends ex-wife whom he divorced 4 years ago and she had his number listed.  He said he would take it off and I let him know that I will be complaining to Bank of America for having debt collectors that harrass you by hanging up on you everyday and not even talking to you.  So word of advice.  Don't use Bank of America if they are going to associated with a company that harrasses innocent people.

800-669-0102

326 Report Long ago Unknown
http://www.marketwatch.com/story/sec-charges- ... zilo-with-fraudThis company is not to be trusted

800-669-0102

326 Report Long ago Unknown
I have a BoA home loan (Previously serviced by TBW as well) that is 2 months delinquent.  I am still paying on it and saving the extra payments to catch up slowly.  The lady on the other end of the line was very accommodating and had a kind way about her.  I guess they are nicer when you work with them to pay your debts instead of dodging them.

800-669-0102

326 Report Long ago Unknown
Hummm ... I just got a call from this number.  My mortgage also was with Taylor Bean and moved to BofA.  I am NOT happy about this because BofA is horrible to work with.  There isn't ANYONE that I know of that has anything good to say about BofA ... yet they keep getting bigger and stronger !!!!  Go figure.  In any event, I am current with my mortgage and have no idea "why" they are calling.  No messages have been left at all.

800-669-0102

326 Report Long ago Unknown
When they call me on Sunday ... I tell them that "Sunday is a day of rest so take a rest & leave us alone on this God's Day of Rest! Thank you & Good Bye!" Maybe if all of us told them that, maybe they'd stop calling us on Sunday at least! I don't think anyone other then friends & family should call you on Sunday & expect us to answer their call! Look, it's our phone & we have the right to NOT answer our phones on Sunday or any other day if we don't want to talk to that person! It is NOT against the law if you don't answer your phone! You don't have to answer you phone, if you don't want to! If you decide to, then the person of the other end should be as nice as can be that you allowed them to talk to you on that day, weather it be Sunday or any-day!

800-669-0102

326 Report Long ago Unknown
LET'S FILE A LAW SUIT...

800-669-0102

326 Report Long ago Unknown
This is indeed B of A. They took over many mortgages from CountryWide Financial and are now the mortgage holders for many of those accounts. The number used to answer CountryWide but not now. I had a mortgage with CountryWide from 1999 until ? Bank of America did not notify mortgage holders of when they took over, they just took over and began sending payment coupons. This is legit, much as I hate B of A, this is a real mortgage dept. Sorry to busrt your bubble

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326 Report Long ago Unknown
The number is indeed a number for Bank of America .  Why would you lie and tell people it isnt?

800-669-0102

326 Report Long ago Unknown
They had this scam by BNA online not too long ago. They not only used the backdoor to get our mortgages from County WIde, but there is another fraud they are scamming their mortgage customers with. It's with the homeowners insurance. They call or write you to show them proof of homeowners insurance. After you let them know what you have, they will tell you that your homeowners insurance coverage is not enough which is b***s***. Anno matter what you say or how you fight them, they even push the issue to "arrange a lenders insurance policy"charging your esrow account the full amount for homeowners insurance you did not authorize. Meanwhile, they just took your money, paid their employees a kickback because someone in BNA actually owns that "Homeowners Lenders Policy" insurance company which got the rest of your "insurance coverage" money. And they do not even tell you who that company is or what they cover in writing like you get from your regular insurance provider. They send you no proof in writing of what you are paying for.

800-669-0102

326 Report Long ago Unknown
No...you are wrong. Multiple lenders were closed down by the Feds for fraud. Some of these included Fannie Mae, Fraddy Mac, Country Wide, Taylor Bean & Whitaker, and many, many more.Bank of America has bought these accounts. Which, by the way, is why my house is now going into foreclosure. BofA said Taylor Bean screwed up and they needed more money from ME to make up the difference in my escrow. They then "didn't receive the insurance information" from the take over and they gave me THEIR homeowners and flood insurance which is 3 times higher than my regular insurance. OK...right now I'm getting very angry so I think I will just answer the question.Anyhoo...they don't have your loan in the system because either your loan has been bought & sold so many times...they can't find it. OR it's being held by the Feds as evidence and I don't even think BofA has it.

800-669-0102

326 Report Long ago Unknown
You calling in to a short sale department does not take your number out of the collections dialer.  You can and probably will be called the same day.  To be honest, and no one is, they did not ask you for your social security number, the asked you for the last four digits, and that's all they can see.  If you call them back they will ask you for the last 4 digits of your social.Bottom line, if you have a mortgage with BoA and it's past the 1st of the month and you haven't paid they will call.  If you are in serious default then you are already expecting the call... short sale, your were expecting it.   Pro-tip, verify the account, be polite and speak to the rep for a minute or two.  They will have to document they spoke to you, and can't call again (that day, or maybe even a few days)  If you are rude or hang up they will have check boxes to indicate that action and the computer dialer will put you at the top of the list to call again in an hour or so.  Pretend it's not you and take a message, no more calls that day.  If they say "we can call back", say no, I'll take a message.

800-669-0102

326 Report Long ago Unknown
I have gotten a number of calls that I refuse to give out personal info. The best thing is tell the people that call that the # they called can't be used for personal calls and give them another number. I ALWAYS give them the number of the local police and I never hear from then again. Learn to play their game

800-669-0102

326 Report Long ago Unknown
Never give anyone who calls you, your information over the phone. If they claim they are Bank of America  (or whoever), tell them thank you for notifying me, I will call Bank of America myself. Get out your bill or go to BoA website and talk to them that way. Even if you are sure you have an account with someone, always call back a number you were given when you made the account. A bank will never ask for an entire social security number over the phone, they will ask for last 4 digits. However, you can call and say that you would like to set up a password so that you don't have to use your last 4 ss.

800-669-0102

326 Report Long ago Unknown
This was the call back for someone claiming to be BOA, I wonder though. Wanted my last 4 digits of SSN, it is easy to reconstruct entire sequence from last 4 numbers. I suspect it is identity theft or malicious in nature. How many legitimate callers ask for personal info FIRST to verify who you are? You have no idea who is on the other end. If it was loan related it would be mail that they used.

800-669-0102

326 Report Long ago Unknown
They called claiming to be B of A but when I advised we had already spoken to them and were trying to negotiate a short sell she told me that she needed our social security numbers in order to note the account?? I've never heard that and refused to provide to her since I had no idea who she was. Glad I didn't

800-669-0102

326 Report Long ago Unknown
Hey, I saw your message and I would want to block my credit report.  How can I do so?

800-669-0102

326 Report Long ago Unknown
This is NOT B of A., do not give them ANY INFO. If you do, theywill attempt to collect on any debt they pull from your credit report. To stop preditors like these, LOCK your credit report. You can call, I think, but better to do it writing. That way, only companies you do business with can see your report.

800-669-0102

326 Report Long ago Unknown
This is weird because my loan is now owned by B of A and is in loan modification with Fannie Mae.  Why would CW's collection dept be calling me now?  3 times this Sunday alone!

800-669-0102

326 Report Long ago Unknown
Have received copy of orig promissary note without any signatures, from BOA after request was made for "wet ink copy" with BOA heading and showing our signatures.Also have orig copy of ltr from Taylor Bean & Whittaker stateing REASON FOR INS CANCELLATION; "LOAN PAID OFF" then Boa took over BOA states "dont regognize that paperwork" we told BOA were not paying another dime because BOA doesnt have a mortgage in our name (paperwork was a fraud) Now BOA hands out our "private info" to some private outside telemarketing company. Illegal in any state.

800-669-0102

326 Report Long ago Unknown
Sorry, Wes.  I didn't see your post.  I was responding to the guy above you.  But, you and I are on the same page and I agree with everything you said.  The only way to fight them is to have your own attorney.  I am so glad you got your interest rate and payments lowered.  It gives others hope to keep up the fight.  Thanks for posting such positive information.

800-669-0102

326 Report Long ago Unknown
The best thing to do is hire an attorney and let them speak to BofA on your behalf.  The average citizen won't get anything but the run-around.  When they see you have someone working for you that can look up their a** and find out if, in fact, they even have the ORIGINAL mortgage on your home, which they legally MUST have, they will stop trying to intimidate you.  You have got to have legal help on YOUR side.  Most of the homes are under water to begin with.  Good luck and don't take it lying down.  They got a butt load of money out of us, the taxpayer, and now they want to treat us like criminals.  I don't think so.  Everyone needs to fight BofA.  First of all, my original loan was not with them, it was then sold to Countrywide who then sold it to BofA. Does anyone really think they have their paperwork in order on all those loans that were bundled up and sold to them.  I don't!!!!!!!!!!!!!

800-669-0102

326 Report Long ago Unknown
I am doing the exact same thing. Do not even try to do it yourself, you must have an attorney that specializes in this. I have spoken to a lot of people that went into this themselves and they all just gave up and walked away from their mortgages. It can get too complicated for your average layman to accomplish. We hired a law firm, U.S. Foreclosure Relief, out of Fresno, Ca., sent a letter to B o A giving them the phone no. & name of the attorney representing us and to reference all further communications to them. It has worked wonders. Our attorney has been working this for almost 2 yrs. She called 2 weeks ago and said it looks like our interest will drop from 8 1/4% to around 2 1/2% cutting our monthly payments way less than half of what they were. We were on the verge of losing our place & this law firm put an immediate halt to that. Please, I implore you, get an attorney. Make sure they are not a fly-by-night scam firm, but one that has been in business for years in the same place, and get references if possible. You will only pay about $2,000.00 for their services, but well worth it. I hope this helps.

800-669-0102

326 Report Long ago Unknown
I just wanted to add my 2 cents... We applied for a loan application back in May 2010... We just got the packet yesterday??? New Years Eve Eve...  Dec 2010....I heard that these packet are taking a very long time do to the wonderful economy. These morons running this country are pathetic. YOU CAN'T SPEND YOUR WAY OUT OF A RECESSION!!!  Anyway Sorry... I am going to look into this packet and see if it will do any good... HAPPY NEW YEAR!!!GOOD RIDDANCE 2010!!!

800-669-0102

326 Report Long ago Unknown
BofA is a joke. Once they purchased CW they moved my account over to there system and lost my payment on my house. I get calls from these people all the time. I also called them about making home affordable program that is a federal program what a joke. They put me into it and said that they are sending me a packet to fill out. I never got the packet and they added escrow to my loan so they raised my home loan about $440 per month and never revived my packet. I have been fighting with these guys for 4 months about this and still no resolution does anybody have any suggestions for me. I am pulling my hair out BofA make life unbearable for hardworking people.

800-669-0102

326 Report Long ago Unknown
Don't forget that BofA got a LARGE Bailout of OUR tax payers money, and yet, they still make all these nasty calls to tax payers to get more money even when you pay your loans on time so they can claim that they are making more money since they got their bailout money! I HATE BofA, and their policies! They are NOT Customer Service oriented at all!

800-669-0102

326 Report Long ago Unknown
Also if you can't pay your home insurance under an FHA loan then BOA has to supply the insurance themselves. However, here is their scam...they buy insurance from Balboa Insurance in California and it is double in price. My lawyer looked it up and found out that Balboa stands for Balance - Bank of America and is owned by Bank of America. That way they drive your escrow up which increases your payment by almost a third higher. The biggest crooks in America right now are the national banks and the number one thief, Bank of America, took our bail out tax money and used it to keep their crooked business going. There is a class action suit that was settled against FIA Card Sevices owed by Bank of America or BOA. Contact http://www.FrederickAdministrator.com or call 877-434-3070 to see if you have any money coming from them. It was for them raising your loan interest rate illegally.

800-669-0102

326 Report Long ago Unknown
They not only used the backdoor to get our mortgages from County WIde, but there is another fraud they are scamming their mortgage customersw ith. It's with the homeowners insurance. They call or write you to show them proof of homeowners insurance. After you let them know what you have, they will tell you that your homeowners insurance coverage is not enough which is b***s***. Anno matter what you say or how you fight them, they even push the issue to "arrange a lenders insurance policy"charging your esrow account the full amount for homeowners insurance you did not authorize. Meanwhile, they just took your money, paid their employees a kickback because someone in BNA actually owns that "Homeowners Lenders Policy" insurance company. And they do not even tell you who that company is or what they cover in writing like you get from your regular insurance provider. They send you no proof in writing of what you are paying for.

800-669-0102

326 Report Long ago Unknown
I am withyou.. they are trying  forclose on our house, and CAN EVEN PRODUCE A MORTGAGE NOTE!!!!!!!!!!

800-669-0102

326 Report Long ago Unknown
AS SOON AS POSSIBLE!!!LET'S FILE A GROUP LAW SUITE AGAINST THIS BANK OF AMERICA THAT WE DID NOT KNOW PURCHASED OUR LOAN FROM COUNTRYWIDE!!! AND NOW INCREASING OUR MONTHLY MORTGAGE AMOUNT?

800-669-0102

326 Report Long ago Unknown
My loan number is not 18 digits either.  It's 9 digits because I started off with Countrywide. Then my loan was sold to BofA.

800-669-0102

326 Report Long ago Unknown
I understand that MERS has about 60% of loans registered.  Not every loan is a MERS loan.  MERS began about the mid-1990s and so won't have loans registered prior to then either.

800-669-0102

326 Report Long ago Unknown
Very goof info.I just went to their web-site. They do state they want to register every loan in the country.What is up with these people??It was a lot of info. My loan is with BofA. They call all day and never leave a message. Check them out on there web site, maybe someone can figure out what they are up to.....

800-669-0102

326 Report Long ago Unknown
I am curious how can a person fight the mortgage if there is no information in the MERS system.We have a mtg. through B of A but no information under any of the searches shows. We get a reply that says no MINs can be found. It also says that they would have information IF the servicer chooses to provide it. That tells me that it is not required to be in their system. Can you please explain further what you are meaning? Our loan number is no where near 18 digits. Thanks!

800-669-0102

326 Report Long ago Unknown
People! Check your loan number: it MUST BE 18-DIGITS, if less - your loan is BOGUS, which originated by employees from "your" Bank with purpose to collect money in their OWN pockets. Sue the banks. Check your Mortgage at National System "MERS". If no SERVICER FOUND: house is YOURS forever. Stop pay anything, when they start FORECLOSURE file Counterclaim for few millions. And you will win. No servicer - no case! Good luck!

800-669-0102

326 Report Long ago Unknown
Its Bank of America that called me from this number.  My loan was taken from Tyler Bean and Whiticker (SP?).  So they contiune to call me everyday "noting" my account that I sent my payment ONTIME to the old mortgage company because I didn't even know my loan had moved until I started getting these nasty phone calls from BofA collections.  Very nice welcome to the BofA...NOT!!!  I think you would get better Customer Service from Loan Shark

800-669-0102

326 Report Long ago Unknown
But there is another issue you've overlooked. Cell phone or Landline is no exception when it comes to this. They do not dial the numbers themselves. They use a computer that dials any combination of telephone numbers for them and that will bypass those on the do not call registry.

800-669-0102

326 Report Long ago Unknown
If you list your cell phone number w/any business, creditors can access the database and retrieve your number.  It's not that hard.  People forget how many times they give out their cells and home numbers and wonder how people get them.Also the major carriers publish your phones and sell the info even if they claim not to, there are ways they do it that don't violate any confidentiality.

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326 Report Long ago Unknown
now... that makes sense. Given I don't now nor ever had a loan with them.

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326 Report Long ago Unknown
Thank you for all the info! Exceedingly helpful!

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326 Report Long ago Unknown
Thanks for the info. I found it usefull.

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326 Report Long ago Unknown
check your credit report if you used your cell number for anything at any time it may be listed on your credit report, i was getting calls for someone else on my cell phone and was informed that they ( the collections agency) ran a credit check on the deliquent person and found out i was related ran a credit check on me and found my cell number listed and started calling and harassing me for someone that i hadnt seen or talked to in 5 years... it was trans union that had my number listed. easy fix tell them  1 they are not authorized to contact you on that number, do it in writing. 2 if it is listed on your credit reports, ask to have it removed, also in writing. 3 have it listed in the no call list and if you continue to get calls there, report them. yes they have a right to call you to get their money, however my understanding is that they can only call the numbers that YOU listed on your loan. i was given this advice by my lawyer so i'm guessing it pretty accurate, however i could still be off on my understanding. hope it helps.

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326 Report Long ago Unknown
I just got a call from this number also. I do have a account with CW but they called my cell phone. How are companies getting my cell phone number?

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326 Report Long ago Unknown
File a complaint with your state regulatory agency.  Most states have regulations on collection agencies.  Collection Agencies could be fined for non-compliance with state laws.  Often a few collection agencies are just trying to collect from anyone with the same name.

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326 Report Long ago Unknown
Hahahahahah bunch of dead beats mad that the people they promised they'd pay money to actually want the money hahahahahah

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326 Report Long ago Unknown
I have gotten a number of calls that I refuse to give out personal info. The best thing is tell the people that call that the # they called can't be used for personal calls and give them another number. I ALWAYS give them the number of the local police and I never hear from then again. Learn to play their game

800-669-0102

326 Report Long ago Unknown
same with me i get it day through night so annoying please stop!!! and there it called again!! grrrrr

800-669-0102

326 Report Long ago Unknown
Same thing here: Have nothing to do with them yet get between three and five phone calls a day

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326 Report Long ago Unknown
I got the same call..I think the scammers have found out how to show numbers that they are not really calling from. I do have an account with them but definately they have a scam going.

800-669-0102

326 Report Long ago Unknown
I have received several gold envelopes on my front door from Bank of America.  I have a securitized mortgage which started with America's Wholesale Lender with Countrywide Mortgage as the Servicer.  Now Bank of America calls saying they are a debt collector but they do not have a clue who owns my mortgage because my home was sold on Wall Street in 2007.  MERS calls Bank of New York Mellon the Investor but they are not the investor.  Bank of New York is the Trustee and has wrote me multiple times to tell me they do not know who owns or holds the note.  The residence has been turned into a Bond and split up into a pool CWABS 2007-2 and sold in pieces.  Bank of New York said they have no say in loan modifications, nor do the physically own the property or the note.  Bank of America can not tell me who they are a debt collector for.  MERS is not a owner or holder of the note and America's Wholesale Lender was never a true Countrywide Corporation or a Member of MERS.  So the 800-669-0102 number that keeps putting notices on my door needs to stop.  Especially when the guy who came to the door is all tatted up, has ear phones hanging out his ears, looks dishonest as hell and when he knocks at the door he acts like he is scoping out the house.  Bank of America needs to come clean and tell borrowers who they are collecting a debt for.  It is not MERS, and it is not Bank of New York

800-669-0102

326 Report Long ago Unknown
We have just been advised by our county sheriff's department that the people calling from 800-669-0102 are scammers who want to steal your identity. DO NOT GIVE THEM ANY PERSONAL INFORMATION!!

800-669-0102

326 Report Long ago Unknown
They did the same to us. Found a flyer on my door.  I'm a few days late with my mortgage payment, but I'm waiting for my paycheck in 2 days to pay.  This sucks.

800-669-0102

326 Report Long ago Unknown
Yes, it is Bank of America. ha yesterday they even left a flier on my door that only says Important please call 800-669-0102.

800-669-0102

326 Report Long ago Unknown
It is the debt collection dept at Bank of America.  They call people if your payment is a day late.  New policy except the debt people like to do it for effect (to scare you).

800-669-0102

326 Report Long ago Unknown
I have an IPod touch and on my iPod I have an app called text plus.  Many times a day I get a message saying that 800-669-0102 has called your text plus phone number.  It gets so annoying!  And I don't have an account with any of the names listed!

800-669-0102

326 Report Long ago Unknown
Thanks! I'm overseas with not a single loan out in my name, and these freaking people are calling my Magic Jack phone line over and over; every day at least 5 times a day and not even bothering to leave me a message to let me know who they are.Screw these people and their harassment. In fact, I will GO OUT OF MY WAY to NEVER use Bank of America in life just because of this stupidity. Compass Bank BBVA for the win!

800-669-0102

326 Report Long ago Unknown
Really, what a presumption on your part, that i have have loan with them.  My mortgage is with another bank so don't speak about something you know nothing of.  I got calls from this number and I repeat, I DON NOT have a home loan with these people.

800-669-0102

326 Report Long ago Unknown
I do not have  aloan with them. not ever, never, not once.. still getting calls.

800-669-0102

326 Report Long ago Unknown
You're an idiot.

800-669-0102

326 Report Long ago Unknown
Never give them your information.  If they want to call you , then they have to know who they call.  You don't by law have to give them any information over the phone.  They can send you a letter , but tell them you do not discuss matters over the phone, as you cannot verify who they are.

800-669-0102

326 Report Long ago Unknown
hello wrencher, I do have an account with BOA, but when they asked for my account number and addresses I asked what this was in reference to?  They told me they could tell me after i provide the inofrmation.  I said no and they hung up

800-669-0102

326 Report Long ago Unknown
THANK YOU. YOU ARE THE ONLY PERSON WITH COMMON SENSE IN THIS WHOLE THING. WE NEED MORE PEOPLE LIKE YOU IN THIS WORLD

800-669-0102

326 Report Long ago Unknown
I don't do business with this criminal and corrupt corporation, yet they call me for someone else, even AFTER being told they had the wrong number and to stop calling. When they do this call their EXECUTIVES up and demand a physical address to send a certified cease and desist letter. Customer reps will lie to you and just give you a credit correspondence P.O. Box. Send the certified letter. Then when they call back again, sue them each and every time for FDCPA violations.

800-669-0102

326 Report Long ago Unknown
Some of us are not full of it. I am still a minor who has never taken out any kind of loan and keep getting these incessant phone calls. On top of that, everytime I call they ask for my damn social security number and zip code and then I am disconnected. Only once have I made it to speaking with an actual representative and once I told her my phone number she hung up! It's annoying.

800-669-0102

326 Report Long ago Unknown
I do have a mortgage with BofA; however, I am not late.  They call me any day of the month.  This am call came in at 8:02!  I am NOT late with my payment!!!!!!  They call 4-5 times a day and ask me for my info before they will tell me what they want...which never gets that far because it wouldn't matter...they would still continue to call.  This is harassment plain and simple and people should have the right to be left alone if they are current with their payments.  If I call THEM, I spend hours and never get anywhere and am transferred around like a buckyball.  This is harassment and incompetence!  Don't even go there with your "They are just trying to collect." because you don't now what you are talking about!

800-669-0102

326 Report Long ago Unknown
They will tell you that your payment is due on the 1st and they consider it late on the 2nd, even though they are not charging you a late fee.  However, since it is not 30 days late, it does not show up on your credit report.  So they will call and bother you unless you put in a complaint with them .   I sent them a nasty letter and they stopped, but it took a couple of months to get them to stop calling.  Even after the complaint, they will start calling again in a couple of months.  Really annoying for those of us that can't pay on or before the 1st.

800-669-0102

326 Report Long ago Unknown
cmickie speaks the truth. Exact same issue here. Since getting gobbled up by BOA our payment date of the 15th, as had been the case for years prior to BOA, has essentially been moved without our approval so I get daily calls from them for the first two weeks of every month. My wife has discussed it with them and they just don't seem to give a damn. Talking a bunch of garbage about 'the system does it that way' as though it's IMPOSSIBLE to modify it to serve THE CUSTOMER! THIS is the kind of thing the Occupy movement should be latching on to in addition to a very long list of corporate bullying and customer disregard that would most likely be more than a mile long in the fine print they foist on us. Add to that 'convenience fees' by the likes of Verizon, pizza delivery joints and countless others. THIS needs to stop, we're paying customers not the enemy!

800-669-0102

326 Report Long ago Unknown
How did you do this?  How does it work?

800-669-0102

326 Report Long ago Unknown
How did you start the process to get an SOA? My original loan was with Countrywide and then I got notice that it was switched to BofA then another note showing it had been switched to another division of BofA. Please advise.

800-669-0102

326 Report Long ago Unknown
It is all based on the 'bulk purchase' of the loans from Countrywide and the use of the "MERS" system.  It is currently being challenged by the NY AG's office.  Note this to them when they call and it will get their attention.  I am working on a loan mod now as my mother lives in the house that I own.  I am reducing the loan to current FMV since these jackaloons were the ones that hyper inflated the market...made billions...kept the billions, then when the loans failed...they got bailed out so they did not lose money.  Now its my turn.  Cut and paste this link for details on the isse:http://warisacrime.org/content/ny-attorney-ge ... ase-wells-fargo

800-669-0102

326 Report Long ago Unknown
heather please tell us the process. i just got a call from them also.. i have been talking with boa right along trying to get a mod ... now i get this number and asking for my husband, when he has given his permission to talk to me and this lady knew nothing about it? very confusing..

800-669-0102

326 Report Long ago Unknown
Heather, do you mind telling us the process that you've successfully gone through?

800-669-0102

326 Report Long ago Unknown
They are trying to get you to Modify your Mortgage because they committed Fraud when they purchased the accounts from Countrywide. Customers are finding out about this and are getting a Satisfaction of Mortgage because of what they did and if they get you to Modify your Mortgage making them legally your Mortgage Servicer then you can not get a Satisfaction of Mortgage because of their illegal ways of getting your accounts. I got my Satisfaction of Mortgage filed today and I no longer have a Mortgage and I owed $153,000 on my Mortgage when I got my SOA. They can not produce your original Blue ink Promissary Note that was supposed to be signed over to them when they purchased your account. the Promissary Note is the IOU that states you owe the money and if they can not produce that to prove you owe the money then a SOA is filed. I just did this process myself and now the calls have stopped.

800-669-0102

326 Report Long ago Unknown
They're doing the exact same thing to us.  Our mortgage is due on the 1st, but there is a 16 day grace period, we've paid on the 8th the last two months, but the "collection" calls start on the 3rd of the month.  This only started in June of 2011 for us, but we get multiple phone calls from BofA telling us we need to pay "now", and that our payment is due on the 1st.  We tell them we will be paying on the 8th, but they're not appeased and continue to call.  I made the payment online first thing this morning and still got 3 calls today.  Our mortgage is current, we're not late, we pay within the grace period or on the first of the month, so this is extraordinarily frustrating. My husband asked them what had changed in the last two months for BofA and why were they aggressively trying to collect money, and why do they offer a grace period and still end up calling to harass customers to pay an up to date account...there was nothing but dead air on the other end of the line.   I contacted my Senator about it and am filing a formal complaint.   You might want to do the same.

800-669-0102

326 Report Long ago Unknown
I am getting the same thing. I got angry and said I have always made my payments by the 15th and he says yes you have an excellent payment history. Then why the heck are you calling me. He said it will happen every month if I dont pay it by the 2nd. How did it go when you talked to BofA cause I plan to do the same this is harassment.

800-669-0102

326 Report Long ago Unknown
Actually, they start calling the day after the payment was due. I have a mortgage with BOA, and my payment is due on the 1st of the month; however, I always pay it on the 15th. Which if you look at their website when trying to shcedule a payment, late charges do not begin until the 16th. So I want to know why the hell they call me on the 2nd, when technically it's not even late until the 16th?? They call numerous times throughout the day, 7 days a week! I have been with them since they took over Countrywide, and for four years I have made my payment on the 15th. They just started harrassing this last month. I plan on going to the branch today to find out WTF!

800-669-0102

326 Report Long ago Unknown
We bought our home from a friend 4 years ago and paid them with a cashiers check for the full amount which we had saved over several years. We had the title transferred and have never had a mortgage with any company. We paid off a car with ford motor and our atv's with hsbc last fall. We bought a car in March but I think it is financed through first investors. We have used the same bank for 13 years which is a local credit union and we have no credit cards (trying to save up to buy some land and not have to finance it). With that being said, the only person I know that has an account with BoA is my sisters husband. Right now I have received 6 calls from them today-3 times 2 back to back calls each time. I had to turn my phone off while at work which caused me to miss very important calls from my childs doctor. I am extremely upset now and just want to know how to make this stop. I also find it offensive telling people to fess up to having an account with them and fess up to being late on their payments-obviously that isn't the case with everyone.

800-669-0102

326 Report Long ago Unknown
HEATHER HI. HOW DID YOU DO THIS? OURS STARTED WITH COUNTRY WIDE AND THE NEXT WE KNEW WE HAD BOA. HOW DO YOU GO ABOUT THISSATISFACTION OF MORTGAGE?PLEASE RESPOND, ANYONE?  I KNOW HER POSTING WAS LATE...bgbj@inbox.com. please reply to that email. thanks

800-669-0102

326 Report Long ago Unknown
How do I start the process. I got my loan with countrywide and than it went to BOA without any nitice in 2007. How can zi find out if zi am qualify to fille Satisfaction of mortgage? They I trying to have me modify my loans. please give me some information. email tweetywoman50@gmail.com

800-669-0102

326 Report Long ago Unknown
Yeah I am done with that process from their not screw up what they are doing is out right Fraud I started my process 3 months ago and I filed my Satisfaction of Mortgage Today so I no longer have any Mortgage payments but the screw up with mine started with JP Morgan after they got my Mortgage from my original lender then from JP Morgan it went to Countrywide and then to BOA

800-669-0102

326 Report Long ago Unknown
It's true, this is B of A and they do call the day you are late for the mortgage.  The problem is they call every couple of hours for days, leave no message, and no one is on the line when you answer it.  So there's no point in answering it.  It's really stupid of them not to leave a message or respond when you answer the call.  That part is harrassment I agree.  Unfortunately, we are being forced by B of A to withhold payment because of their screw up in the transition from Countrywide.  I simply note the call from caller ID, then ignore it.  Once in a while I try and answer again but like I said, there's never anyone on the other line.

800-669-0102

326 Report Long ago Unknown
It's not Bank of amerrica.  I spoke with them and the number does not register with the bank.  Don't give them any information.

800-669-0102

326 Report Long ago Unknown
Yes - thanks for the info.  I'm a few days late on the mortgage payment, so I'm sure that's why they called.  I'm more upset that they called at 9pm, waking up my baby.  Nice to know it's BofA and not a phisher - thanks.

800-669-0102

326 Report Long ago Unknown
It is Bank of America.  Everybody says they don't have an account with them, yeah right.  I have a mortgage with them, as probably all of you do, and I pay it 29 days late.  The calls start on the 16th of the month, and end on the 29th when I pay them.  They call several times a day, and my fax machine picks up on the second ring.  Most of you are full of it when you say "I don't have an account with them or I have never had an account with them."  Just own up to it, and if you don't want to talk to them don't answer or connect a fax machine.  It's not harrassment if you owe them money.  They are just trying to collect.

800-669-0102

326 Report Long ago Unknown
What is the name of that computer program and where can I get it?

800-669-0102

326 Report Long ago Unknown
Alex, I would love to know what program you have on your computer and where I can get it so I too can zap them back.  I have never had any dealings with bank of america, I had this problem with another credit card company calling for someone I don't know.  It took a certified letter with a return receipt to stop it.  Any help you can provide will be appreciated.  JC

800-669-0102

326 Report Long ago Unknown
where did you get the pc program that you used. i would like to try it. boondogwolf@yahoo.com

800-669-0102

326 Report Long ago Unknown
Ours was only two days late this month and we go a call.  I don't answer.  I just bombard them with emails teling them to stop.

800-669-0102

326 Report Long ago Unknown
That is not totally true-- my mortgage is paid on the 1st of every month-- I already received my next months statement which confirms this. My mortgage is not late and I keep receiving calls from this #.

800-669-0102

326 Report Long ago Unknown
The do not call registry doesn't apply to collecting debts.  It IS Bank of America.  The calls are computer generated from the accounts that are at least 15 days late.  I know.....I pay mine 29 days late every month.

800-669-0102

326 Report Long ago Unknown
But there is another issue you've overlooked. They do not dial the numbers themselves. They use a computer that dials any combination of telephone numbers for them and that will bypass those on the do not call registry.

800-669-0102

326 Report Long ago Unknown
I found a way to get rid of this people. you call them continously, as soon as they answer you hang up. do it for 20 minutes, once in while you let them know why're doing it. So every time they call you call them back 10-20 times. Actually I did something else, I had a program on my pc that could call them like 5 times in an instance for 1 hour. Every time they answered the phone a loud high pitch beeping noise would make them scream, also It jamed their lines. The next day I had the manager cal me threatining to take action, I said do that, I want to find out who you people are. Never heard from them. And now 5 years later I have recieved not a single anwanted phone call. It looks like they have all our informations when they call us. Do not trust anyone when they say your info is private, is not. I tested Verizon as well once, open a new account and gave my number to noone. I also requested the company to keep my number out of any listings. Few days later I recieve a call and a telemarketer asked for me, with my full name....

800-669-0102

326 Report Long ago Unknown
I keep getting calls from 800-669-0102.  When I answer I get  recording saying "please hold".  I am really getting tired of these calls, whoever or what ever they are!!!

800-669-0102

326 Report Long ago Unknown
They will call you also doing a skip trace on a family member

800-669-0102

326 Report Long ago Unknown
I agree!  I have been receiving numerous calls for someone else's debt!After numerous attempts they claim the numbers were removed.  I am keeping a log. I have reg'd all the tel#'s with "D/N CALL FEDERAL REGISTRY" and next step w/b a lawyer.  This is crazy!!!!

800-669-0102

326 Report Long ago Unknown
I just happened to pick up this call and they identified herself as calling from Bank of America and proceeded to ask for confirmation of information they already have, I confirmed who I am and my address and she said she is able to confirm the last four digit of my SSN and Loan Number, then asked if the loan is owner occupied when I told her that she need not confirm any of the information since she already has it and if she want any more information to submit it in writing, she quickly dismissed herself and got off the telephone, I suspect she was trolling for a hone loan.  I had countless number of call from them and I also use your fax machine idea.  but they kept calling...this might work so they will quit calling!

800-669-0102

326 Report Long ago Unknown
I found a way of avoiding and ridding myself of unwanted calls. My fax machine is plugged into my phone line in order to fax resumes. They can't leave a message but instead get that annoying fax sound. If I see on caller ID that it is a call I want to take, then I pick up the phone before the fax machine. If you are away from home, just check your caller ID when you return. It has made my life so much less complicated and I love it.

800-669-0102

326 Report Long ago Unknown
I have exactly the same experience as you do. They have been calling for a few months before summer and then the calls stopped but it is starting again. Its more aggressive this time around. I receive the calls everyday sometimes can be as many as 4 calls from them. It is absolutely ridiculous. They claim they are from BOA and want all of my info. I warned them about getting my attorney involved and repeatedly ask them to take me off the calling list but the attempts only result in more calls. I will have to report them.

800-669-0102

326 Report Long ago Unknown
We have experienced the exact same thing.

800-669-0102

326 Report Long ago Unknown
It is Bank Of America! These (people) HA! are Harassing us.We don't even have an account with them! There is no reason why they should be calling us! I already filed complaints with FCC and BBB. I tried to call them with this # 1-800 432-1000(you get a live person) and the auto 1-800-669-0102. They wanted all my info.I told them if you have my # then you have my info! They said they can't help me then....well I'm getting a lawyer.This is prank calling harassment,since I don't have an account with them.And I'm thinking about calling the news too!  Everybody do the same....

800-669-0102

326 Report Long ago Unknown
i read your message, i too, dont have a loan for a home,never did.is some one else using my name and credit? hoe do i get around this?i have told them this, but they insist this is me and keep calling.

800-669-0102

326 Report Long ago Unknown
I don't even have a loan thru then, nor have I ever applied for one. yet, just today; I get a call from 800-669-0102 @ 8:05am, 11:11 am , 11:52 am and 12:16 pm. (This has been happening for MONTHS) I have already filed an official complaint with the FCC and I encourage everyone is to do them same.  FCC.gov   FYI - Countrywide also has a "Do Not Solicit Dept" although they certainly are NOT doing their jobs!!

800-669-0102

326 Report Long ago Unknown
It's Country Wide Loans most likely calling about your account past due.

678-929-4474

7 Report Long ago Unknown
Call for someone who does not live here....

678-929-4474

7 Report Long ago Unknown
THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOUREAD DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATEDebt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!Dealing with Debt Collectors http://www.budhibbs.com/First.htm    Statute of Limitations by State – always double check YOUR OWN STATE Government Website http://www.budhibbs.com/statute_of_limitations.htmRecording calls from Debt Collectors - always double check YOUR OWN STATE Government Websitehttp://www.budhibbs.com/record.htmFrom Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:     use threats of violence or harm;     publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);     use obscene or profane language; or     repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:     falsely claim that they are attorneys or government representatives;     falsely claim that you have committed a crime;     falsely represent that they operate or work for a credit reporting company;     misrepresent the amount you owe;     indicate that papers they send you are legal forms if they aren’t; or     indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:     you will be arrested if you don’t pay your debt;     they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or     legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:     give false credit information about you to anyone, including a credit reporting company;     send you anything that looks like an official document from a court or government agency if it isn’t; or     use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:     try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;     deposit a post-dated check early;     take or threaten to take your property unless it can be done legally; or     contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:     Social Security Benefits     Supplemental Security Income (SSI) Benefits     Veterans’ Benefits     Civil Service and Federal Retirement and Disability Benefits     Service Members’ Pay     Military Annuities and Survivors’ Benefits     Student Assistance     Railroad Retirement Benefits     Merchant Seamen Wages     Longshoremen’s and Harbor Workers’ Death and Disability Benefits     Foreign Service Retirement and Disability Benefits     Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.     Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad February 2009File complaints with Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www.naag.orgIf you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!    Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

678-929-4474

7 Report Long ago Unknown
It's a debt collector, ARS collections or something of that nature. I don't know what it is about or if it is a valid debt claim, but they call and hang up frequently.

678-929-4474

7 Report Long ago Unknown
I have a problem from that number also, lawreceville ga is what the caller id says. Hang up is what they do...

678-929-4474

7 Report Long ago Unknown
male caller

678-929-4474

7 Report Long ago Unknown
I too got a hangup call from this number.

678-929-4474

7 Report Long ago Unknown
Just another hang up caller over and over...

814-297-7666

20 Report Long ago Unknown
Called my work saying the exact same thing ("can i speak with the holder of the penelec account") as 724-835-8343 (from Herminie, PA)...told him i knew he was trying to scam me and he hung up.

814-297-7666

20 Report Long ago Unknown
Woman called from this number to switch electric suppliers.Odd though, call ID said call came 20 miles away from my location.Which is very odd. Most of the time from out of state.

814-297-7666

20 Report Long ago Unknown
At 6:41 pm on 6/19/2012 I received a call from 814-297-7666 asking if I was the person that took care of the Penelec bill ! I niformed her that I don't deal with Penelec she said my name is Debbie and she said she was sorry to bother me and we hung the phone up

814-297-7666

20 Report Long ago Unknown
They call about once a week. I've told them to take us off their list. Yet...they keep calling. Same as others...asking for the person responsible for the Penelec bill. I've stopped answering completely. They don't listen anyway!

814-297-7666

20 Report Long ago Unknown
They call about once a week. I've told them to take us off their list. Yet...they keep calling. Same as others...asking for the person responsible for the Penelec bill. I've stopped answering completely. They don't listen anyway!

814-297-7666

20 Report Long ago Unknown
received calls from this number almost daily sometimes 2 or more times a day. Got curious of who it could be. Guy said he was from IDT a energy supplier. Insisted I give him my penelec account number because I was owed a refund and savings on my electric bill because of a new law. Was very adamant about getting my acct. number. I refused to give it and he became rude and more incistant. I told him it didn't matter what he said I wouldn't give it to him,but I would call penelec.When I called penelec the man wasn't a bunch nicer. He said there is no law against them calling to get new customers. He said the electric is deregulated now so you are free to get it wherever it is cheapest.He gave me a website to check for new energy suppliers and said that was all he could do. I tried to tell him my point was that they are being deceptive because they wanted my account so they could switch me to them. It didn't matter to him. They continued to call many times from this number but I refused to answer and now it has stopped.

814-297-7666

20 Report Long ago Unknown
they keep calling me and when i answer they just hang right up.

814-297-7666

20 Report Long ago Unknown
Repeated calls from this number despite being told we are on Do Not Call List. The first calls were for IDT, but calls have come from the same number for other businesses. I assume it's a local call center here in Erie spoofing their traffic to appear as a local wireless number. Any number of suspects. Telatron perhaps? I suggest everyone recieving these calls to contact the State Attorney's Office.

814-297-7666

20 Report Long ago Unknown
JUST GOT A CALL FROM THIS NUMBER AS WELL, WEIRD, ALSO HAVE HAD SCAM CALLS FROM HOLLYWOOD VIDEO CLAIMING I OWE MONEY FROM 2009!

814-297-7666

20 Report Long ago Unknown
Very rude woman called from this number to switch electric suppliers.  Called back at least three more times when I said I was not interested.  DO NOT ANSWER THIS NUMBER!!!!!!!!

814-297-7666

20 Report Long ago Unknown
Called and hung up.  Sounded automated.

814-297-7666

20 Report Long ago Unknown
First gentleman was quite rude with me.

814-297-7666

20 Report Long ago Unknown
Had two more missed calls this week.  Wish there was a way to stop these calls on my cell

814-297-7666

20 Report Long ago Unknown
I received a call on my cell phone - missed call.  Sounds like I am lucky I didn't pick up.

814-297-7666

20 Report Long ago Unknown
I also recieved this call many of times asking me if I was a Penelec customer! He was not rude to me but something is just not right about this person! He tried to get me to get my bill so he could refund me my money on my bill. When I ask him to call back later to talk to my husband he said this was a one time offer.

814-297-7666

20 Report Long ago Unknown
Same as all the others posted here. Very very rude man trying to convince me to switch electric suppliers. Told them wasn't interested and to remove me from list but continues to call.

814-297-7666

20 Report Long ago Unknown
Received a call for 814-297-7666. The man asked if I was the one who paid the Penelec bill. I hung up and called this number. The man was very rude.

814-297-7666

20 Report Long ago Unknown
Very, VERY rude! I don't usually answer telemarkerters, but it looked like it could be a local cell number. Called about energy supplier, ask to speak to  Penelec customer. I said I  wasn't interested, argued with me about purpose of call. Repeatedly said I did not want to change suppliers, to take me off their list. He said he was not a telemarketer, and he wouldn't call again to save me money. I threatened to call the BBB and he hung up.

814-297-7666

20 Report Long ago Unknown
called asking for the person responsible for paying our penelec bill... we do not have penelec

814-297-7666

20 Report Long ago Unknown
call is from Erie  left no message, just hung up

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