(331) 000-3217

Customer Details

Telephone number formats: 000-3217 (Local dialling)   (331) 000-3217 (Domestic dialling)   +1-331-000-3217 (International dialling) 

20 Report For (331) 000-3217

Report by Rossi Long ago Unknown
Call came from Illinois to Kansas at 10:28 hours CDT on 3-12-09. Call not answered and no message left. Other sites advise that this is the classic -we can lower your credit card rate- scam.Dump 'em.
Report by Eric Long ago Unknown
Love to know how to get off this call list.
Report by Bill Long ago Unknown
I have been receiving calls from this Number 331-000-3217 about everyday.  I do not have problems with credit card debt.  I do not wish to be contacted this is bother some; it interrupts my work and disturbs my evening meal.  What can be done to put a stop to these calls?  I  thought that I was on the do not call list.
Report by messin' with telemarketers Long ago Unknown
I like to press "9" or whatever they lure you into. Then I act like a bumbling old man and let them start to prey on me. I had one going for a full 15 minutes. I kept stammering around trying to find my wallet so I could give them my credit card. Then I made up a number and she said, "That's not a credit card number." I said, "Oh sorry, that's my library card. My eyes aren't too good." I kept talking in circles and kept her on the phone as long as I could. They I said, "lemme ask you a question" and I changed my voice back to my own and said, "What does DO NOT CALL mean to you? I'm just curious what it means to you?" She was just livid with me. She said, "You pressed 9!" and I said, "Oh, I'm sorry. And how does that indemnify you from violating the Federal Do No Call registry?!" She was so mad because I had her going and had wasted her time. I laughed and told her I was glad I had wasted just a little bit of their time because they prey on people who don't know any better to get mixed up with a scam companies like hers.
Report by annoyed with phones Long ago Unknown
I received the same call about interest rates, so i hit 9 and when the girl answered I simply said... "what credit cards do i have? with alot of identity theft i wanna check." and she hung up on me very quickly!!!!seemed like a scam and if you try to call it back and was an invalid number. they may be using a caller id number generator, can buy one online cheap.
Report by Alice Long ago Unknown
Automated call said to press 9 for a lower interest rate on credit cards. We had gotten this same call before, so I pressed 9 to complain and as soon as I mentioned the words "Do Not Call List," the caller hung up on me.  Imagine that!  How can these criminals be stopped? I feel bad for the people who might be taken in by this scam.
Report by Jennifer O Long ago Unknown
Recording from "Card Services" about "lowering cc interest, no problem with your cc" but press 9 to speak w/rep.  I did, a 'Kim' came on and asked how much credit card debt I owe.  I asked if she had my phone number in from of her, she said, "no, you were transferred to me" and as I started to tell her I was on the Do Not Call list she hung up.
Report by jcb Long ago Unknown
Same call and I needed off the list because I have a business out of my home that I can't just let it ring and ring.  Same offer as the others but when asked to speak to a superviser the girl said she was one and I requested a call back number.  SHE GAVE ME A PORN NUMBER!!!!!!  I reported them.
Report by sf Long ago Unknown
same thing just happened to me. listened to the recording saying they could lower my interest rate, pushed 9 and spoke with a woman. she hung up on me when i asked which credit card she was calling about. i am just curious as to what she was expecting to get out of this?! stupid!
Report by workinmom Long ago Unknown
Called me 8.30pm... same thing, wants to lower my interest rate. I pressed nine, (with intent of do not call me) held for 4 minutes. Finally when a repo answered, He asked if I was calling to lower my interest rate. I said no- before I could say anymore he hung up. I tried back & got the operator message.
Report by Z23 Long ago Unknown
Caller at 1-331-000-3217 keeps calling.  Please stop calling my number.
Report by MS Long ago Unknown
Called today, 4:44 PM.  Didn't pick up and they didn't leave a message.
Report by Mark Long ago Unknown
I attempted to report this number 1-331-000-3217 and the webstite wont accept the number---I'm assuming it is because the software doesn't recognize the exchange / suffix " 000 ".
Report by kckaren Long ago Unknown
I filed a complaint with the do not call registry. You don't need to know the company name to file the complaint; the phone number is sufficient. Their website is www.donotcall.gov
Report by Telemarket This Long ago Unknown
If it's not clear from my previous post, all that appeared on my caller ID was: 331-000-3217UNKNOWN NAME I have no idea what caller company it came from, since I didn't answer the call.
Report by Telemarket This Long ago Unknown
Got a call from this number today and it looked so suspicious (with all the zeros) that I didn't bother answering it. Anybody I don't know who calls me from an 800 number or a long-distance number I don't recognize is simply going to "talk to the robot." If they want to reach me, they can try leaving a message. If they don't leave a message ... well, so much the better.
Report by patti Long ago Unknown
Same exact thing happened to me.  I do have credit cards.  When he asked if I had at least 12% interest I said no.  Than he asked if I had more than $3,000.00 in debt?  I said no and he said thank you and hung up.
Report by shar Long ago Unknown
I got a call from these idiots today and answered it- got the recording that said they wanted to "change the interest rate" on my credit card and that there "was no problem with my card"- and I should press the number. I did- and when the girl answered- I said "WHY are you calling my phone number and what kind of SCAM do you think you're pulling- I OWN NO CREDIT CARDS!" She stammered "Sorry" and I said "Take this number OFF your list- I'm on a do not call list, and you have been reported."
Report by LL Long ago Unknown
I just received the same call, didn't answer so I googled it and found this.  I've actually received called from them before, not sure if it was the same number but I don't have credit cards either.
Report by Dee Long ago Unknown
331-000-3217 this number was automated & said problems w/ our credit card (we don't have any credit cards) & to push #9 to told w/ a rep...didn't do this b/c I remember this scam call happening last yr...may whoever this not be able to steal from anyone & be found arrested!

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313-255-6525

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20 Report Long ago Unknown
Calling my cell phone for the past couple of days..I actually answer (pleasantly) THEY HANG UP.  NO NOTHING!!  Quit calling me, PLEASE!

313-255-6525

20 Report Long ago Unknown
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313-255-6525

20 Report Long ago Unknown
Just got a call from this number....once you call back it is disconnected what the heck!

313-255-6525

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the name says it all

313-255-6525

20 Report Long ago Unknown
Me too got a call now...:(

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20 Report Long ago Unknown
Do not like unwanted call, and do not call again.

313-255-6525

20 Report Long ago Unknown
Started getting calls on cell..Who is this?

313-255-6525

20 Report Long ago Unknown
Just got a call but I don't answer it if I don't recognize the number.  I get them all the time.  Eventually they quit calling.

313-255-6525

20 Report Long ago Unknown
I just got a call from this number too.. Its got to be a scam because the number is disconnected when you try to call back.

313-255-6525

20 Report Long ago Unknown
I just got a call from this # and I did some more research & it seems to be someone trying to sell insurance... I was looking for individual insurance 5 months ago & apparently someone sold my # to these people...

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20 Report Long ago Unknown
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hAVE NO IDE EHO THIS MAY BE.

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This number  has called 4 times in 2 minutes.  I did not answer, and they did not leave a message.

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20 Report Long ago Unknown
i just got the same call about 10 min ago probably some scam phishing for people

313-255-6525

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I hope this a** hold stop calling

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i got a call from this number a moment ago tried callling it back said disconnected O.o

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I keep getting a call from this number on my text plus app on my iPod.

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20 Report Long ago Unknown
This number is calling my cell and have no idea who it is.

847-488-3313

95 Report Long ago Unknown
I just called the number on my statement to see if Chase has already sent me to collections.  Yes, they sent me to collections at 12 days overdue and she said they use an autodialer and will continue calling until the bill is paid.So Chase is playing hardball, not allowing people to wait till the next statement date.It was an Indian lady, but not terribly hard to understand.  However, be forewarned that collections calls begin very early and they use an autodialer.  They will not quit until you pay your bill.I'm turning my cell phone off again :)Good luck to you all

847-488-3313

95 Report Long ago Unknown
Funny and sad.  I only use my cell phone for emergencies and I never answer if I don't recognize the number.  On Apr 17 I was 12 days late on a payment....  I will be paying on the next billing cycle, so I guess this is what I will go through until the beginning of May.  My phone is normally turned off, so at least I'm not irritated by all these.  I've set this number to no ring for those times my phone is on. For any of you who don't have the ability to set no ring on this number, here's what you have to look forward to.... (unplug your phone until you pay the bill)17-Apr    8:02 AM    no message17-Apr    12:02 PM    no message17-Apr    7:02 PM    no message18-Apr    9:02 AM    no message18-Apr    12:02 PM    message (Chase bank)18-Apr    6:01 PM    no message19-Apr    8:02 AM    no message19-Apr    5:18 PM    no message19-Apr    7:02 PM    no message20-Apr    8:32 AM    no message20-Apr    9:18 AM    no message20-Apr    11:00 AM    message (Chase bank)20-Apr    11:27 AM    no message20-Apr    2:51 PM    no message20-Apr    3:13 PM    no message20-Apr    7:44 PM    no message20-Apr    7:51 PM    no message20-Apr    7:56 PM    no message21-Apr    9:58 AM    no message21-Apr    11:01 AM    no message21-Apr    12:48 PM    no message21-Apr    8:03 PM    no message21-Apr    8:12 PM    no message21-Apr    8:19 PM    no message22-Apr    9:24 AM    no message22-Apr    10:40 AM    no message22-Apr    12:33 PM    no message22-Apr    7:50 PM    no message22-Apr    7:59 PM    no message22-Apr    8:07 PM    no message22-Apr    8:15 PM    no message23-Apr    9:19 AM    no message

847-488-3313

95 Report Long ago Unknown
They have called me too, frequently and I have no outstanding balances with them. What cn be done about it?

847-488-3313

95 Report Long ago Unknown
I don't know about now, but when I was a kid repeatedly calling and hanging up, not leaving a message, was harassment and illegal.  Sure they have a right to what is owed them, but that does nto extend to harrassment.  Perhaps they should change the name to Sopranos Bank.  I say file complaints with the state utilities commission and FCC on harrassing calls.

847-488-3313

95 Report Long ago Unknown
I wholeheartedly agree. They are crooks! Screw em! ;-)

847-488-3313

95 Report Long ago Unknown
I am dealing with Chase right now too. I got 8 calls from them today. No one on the phone any time I answered. Ringing the phone for no reason is just illegal.  So, here is the first part of a letter going out to them in the morning. We will just see if it works or I have to execsise my rights with further action."Chase, and or any affiliate of Chase, by which working on behalf of Chase, is hereby notified that calling my cell phone number xxx-xxx-xxxx is to cease and desist. Chase is calling my phone at numerous times daily, sometimes within minutes of a previous call, in a manner as outlined in the Fair Debt Collection Practices Act; Article 806, Section (5) as being "harassment and abuse."You can can word your letter however you want too. Mine is about 4 more paragraphs longer. But, I think the only way to make them stop is to tell them in writting. I know they already know about these consummer protection laws, and I am appalled that they violate them anyway.

847-488-3313

95 Report Long ago Unknown
If you do not mind your line being tied up for a little while, answer your phone, keep asking for THEIR NAME, PHONE NUMBER AND ADDRESS,  so you can get back to them. That is one thing. Or you just set the phone down while they are rambling on. WALK AWAY. Check the phone every few minutes. If they are talking you can make a grunt or groan when you pick up the phone if you like, then set it back down. It is more fun to do this with telemarketers though. However, they will not stay on the phone long. They may even hang up and try to call again only to get a busy tone, that will get boring really quick. If you can program your phone for a different ring tone for when they call or go straight to voice mail, just delete the messages later. Laugh it off as they care enough to call and you just don't have the time for them.I see it this way, when they got to bail out money and turned around and payed out big bonuses, I considered my cards paid off. Actually, I was still paying them, the real bottom line came down when they reduced my credit limit and increased my percentage rates to pay them back. I never once had a late or missed payment on any of my cards. Some of them I kept paid down monthly, others I overpaid each month. So there was not one valid reason other than greed to do what they did to me.So I say screw them. The bail out money that us tax payers paid them and without or votes even, IS our payments and they can screw themselves! We didn't get bailouts like they did!

847-488-3313

95 Report Long ago Unknown
Does that mean I'll miss all my other wanted phone calls?

847-488-3313

95 Report Long ago Unknown
What you do is, activate call forwarding on your phone service to loop back to the number they first called you with. Then, for each subsequent phone number they call you from, you can then program these phone numbers into your phone service's call forwarding function to reroute their call to the first number they called you with. The Result: peace and quiet from an evil banking entity - priceless! Hope it helps you.

847-488-3313

95 Report Long ago Unknown
I am so glad that others are getting this. I get waaaaaaaaaaaaaaaaaaaay tooooooooooo many calls from this number what do I do? Anyone have suggestions?

847-488-3313

95 Report Long ago Unknown
I use an AIR HORN that I purchased at Sports Authority.  When any collector calls I wait for a human to come on the line and then blast the air horn and they hang up real quick.  :-)  And I know that somebody is going to post back saying that I can make someone go deaf, etc. by doing this to an "innocent person just trying to do their job" but you know what, I don't care.Collectors are the scum of the earth.

847-488-3313

95 Report Long ago Unknown
For your cell, link it to google voice then block it..

847-488-3313

95 Report Long ago Unknown
The above is bad advice.  The calls are usually recorded.  Change your number to an unlisted number.  If you have a cell phone follow the advice above about adding the number as a contact and setting the ring tone to off/none.

847-488-3313

95 Report Long ago Unknown
Thanks for the info..sounds fun

847-488-3313

95 Report Long ago Unknown
I am also getting these calls. Here is what I do with my spare time.....I got a police whistle. When they call, do nothing but wait them out. After they hang up, use the call back feature and call them back. When they answer.... wait until they ask for your card number and then....  blow like crazy on the whistle right next to the phone. They hang up right quick. They will call back but... if everyone does this...  HA  HA  HA

847-488-3313

95 Report Long ago Unknown
That is a great idea!

847-488-3313

95 Report Long ago Unknown
use the number for every advertisement that needs a number...start spamming that number...then  spam every number they use

847-488-3313

95 Report Long ago Unknown
Same here, but left message on my cell that sounded like a fax machine.

847-488-3313

95 Report Long ago Unknown
This is not the real Chase. This is a fraud.

847-488-3313

95 Report Long ago Unknown
Reply to David G:  Hey, man--thanks for posting to this forum.  I wish more people would participate in consumer protection websites (such as this one)--which provides a great service to the general public as well as you and I.  Have a great Day, David!

847-488-3313

95 Report Long ago Unknown
This is NOT CHASE BANK!!! I called the 800 customer service number on the back of my card and they said they could not verify that it was a CHASE number. Do NOT give them any information re your account number or 'password.' Call the 800 customer service number and report it please. I also registered the complaint on the FTC government website. Maybe if enough people do the same they can catch these scumbags.

847-488-3313

95 Report Long ago Unknown
. I don’t answer numbers I don’t recognize. I have only received two 847-488-xxxx calls. I think maybe they are phishing for account #'s or credit card info. I will remain skepticalI too have no business/credit card with Chase Bank. I will check my credit report to confirm my thinking.

847-488-3313

95 Report Long ago Unknown
I think you are right, it is international. A friend of mine lives in China and when he calls a + symbol appears in front of his number. When this pain in the a** number calls it has a + symbol in front of it and no one ever speaks. It calls every single day.

847-488-3313

95 Report Long ago Unknown
Did you have a Washington Mutual Credit card? They were bought out by Chase.

847-488-3313

95 Report Long ago Unknown
It's not really Chase Bank calling.  I have no business with Chase what so ever and they claim to be calling about my credit card with them.  I don't have a card with them.  Also, this call rings as international and a foreign speaking person rambles and hangs up.

847-488-3313

95 Report Long ago Unknown
Pay your bills and they will stop calling, AMAZING!

847-488-3313

95 Report Long ago Unknown
Pay your bill

847-488-3313

95 Report Long ago Unknown
Pay your bills!!! or just pick up and tell them you can;t pay.

847-488-3313

95 Report Long ago Unknown
pay your cc bill

847-488-3313

95 Report Long ago Unknown
Definately beware -- these calls started this morning for me and I've been ignoring them -- if I don't recognize the number I don't answer -- the first three calls had an international code  of 011 before the number -- checked it out online and the calls are originating from either bermuda -- barbados -- cayman - and some other islands were also listed as 011 -- I'll continue ignoring as long as they keep calling -- BTW chase owns my mortgage and I have never been behind -- sounds to me like someone is phishing

847-488-3313

95 Report Long ago Unknown
They are in India  and I ask them to send all info. via mail and they cannot! Very suspect, i do not believe they actually who thet say they. Beware.

847-488-3313

95 Report Long ago Unknown
After receiving my 12th call in a row (with periods of 15 minutes to half an hour in between each call) from them today, here is what I did to stop them from calling.  I told them that I understand their need to call me in an attempt to recover a debt.  I then told them that calling me 12 times in the span of several hours in a day constitutes harassment, and that I do not appreciate it and want the calls to stop.  I told them I was working with a credit counseling service and that if they had any questions they could contact them.  Again, I reiterated (in a very calm, professional, and controlled but stern tone) that they are harassing me, and I would not stand for it.  They apologized and stated that I would not receive any further calls.  Let us see if it works!!!  Good luck to you.

847-488-3313

95 Report Long ago Unknown
tell them that you have no clue who they are asking for and they take you off the list

847-488-3313

95 Report Long ago Unknown
OK THESE PEOPLE ARE RUTHLESS . MY MOTHER IS IN THE HOSPITAL AND THEY CALLED MY MOTHERS PHONE LAST NIGHT 9 TIMES WITH IN 30 MINS. I TOLD 4 OF THE CALLERS TO PLEASE STOP CALLING AT LEAST FOR RIGHT NOW , MY MOM IS IN THE HOSPITAL AND I DONT KNOW WHEN SHE'LL BE BETTER , I WAS NICE TILL THE POINT THEY STARTED PISSING ME OFF. THEY CALLED THREE TIMES TODAY ALL READY I ASKED THE LADY WHAT THE NAME OF THE COMPANY WAS AND SAID THANK YOU I AM REPORTING YOU TO THE B.B.B. THIS IS CRAZY I EXPLAINED TO HER SHE SAID THAT SHE WOULD TAKE MY MOTHERS NAME OFF THE LIST FOR THE TIME BEING. SO WE'LL HAVE TO SEE CANT CALL THE B.B.B TODAY ITS SUNDAY BUT WILL CALL TOMORROW

847-488-3313

95 Report Long ago Unknown
I KNOW THEY CALL ME LIKE FREAKEN 3 TIME ALREADY IN LIKE 30 MIN.SO ANNOYING.LOL.

847-488-3313

95 Report Long ago Unknown
Um, NO!

847-488-3313

95 Report Long ago Unknown
Why are you so concerned with telling others to pay their bill? Maybe your one of the harassing collection callers.....

847-488-3313

95 Report Long ago Unknown
Tried paying what I owe them. Spent hours on the phone with them since June when my hours where cut at work. Then my husband was in an ATV accident and broke 8 ribs, his collar bone, punctured his lung, amongst other injuries. Now he can not work for four months until he heals. Tried to get on Chases hardship program and they told me that my debt to income ratio was to high so I don't qualify for their hardship program. Excuse me, but what would be considered hardship, I have the money but refuse to pay you. Is that their definition of hardship. So to those of you saying pay your bill and they will stop calling, not everyone is a lazy no good bum who don't pay their bills. Some people have honest hardship situations that disable them from making their payments. You miss your payment by one day with Chase and they tack on 40 to your minimum payment due and you must pay your payment and the fee right away. It does not matter that your debt is less than your limit and they could just add the fee to the total of what you owe. No they want it NOW. If you can't do what they want they keep tacking on more and more until there is no way you can get caught up. So stop judging all and stereotyping people on this forum. I would love to pay them, but they want money that I never borrowed from them and refuse to work with someone that is experiencing a real hardship.

847-488-3313

95 Report Long ago Unknown
I don't even have a Chase account so I have nothing to pay off.

847-488-3313

95 Report Long ago Unknown
pay your bill and they will stop

847-488-3313

95 Report Long ago Unknown
I also save all the 800 numbers they use to my contacts under the name chase and have assigned a silent ringer to that contact. Now when they call my phone simply does not ring. I love technology.

847-488-3313

95 Report Long ago Unknown
Thanks for the suggestion. I did it and set it in the silent mode. Peace. Yay.

847-488-3313

95 Report Long ago Unknown
Just set the ring tone to none, that is what I did.  No more calls.  Well, they still called just didn't know about it ;-)I made a choice to not pay back CC debt.  I am young enough that is is not big deal for me.  We The People bailed out the big banks with our Tax dollars.  When I found out that the top banks in the USA all made profits NOT from being banks, but from charging late and over limit fees, I just about wanted to go postal.  The top banks in the USA make most of their profit from these fees, not from being strong financial institutions.  It is time to wake up and call your Representatives and get this madness called the banking industry overhauled.

847-488-3313

95 Report Long ago Unknown
If they're calling your cell phone, then save that number, give it a name like Z1 and assign it a quiet and soothing ring tone.  Next time they call again, just listen to the music and don't answer.

847-488-3313

95 Report Long ago Unknown
We don't have any bills or credit cards through them. These calls begin only after buying a pay as you go cell phone for our teen, who also has no credit cards.

847-488-3313

95 Report Long ago Unknown
I don't have a Chase Bank card!  The call all day every day.

847-488-3313

95 Report Long ago Unknown
Really moron?  I have had the number for 15 years and my name is not David and I do not have a Chase card.  So 'splain to me Lucy... how can I pay a bill I do not have. Bet you believe those kids are yours....

847-488-3313

95 Report Long ago Unknown
This has nothing to do with bills.

847-488-3313

95 Report Long ago Unknown
We're a church and don't owe Chase anything - so why would they be calling us??

847-488-3313

95 Report Long ago Unknown
We don't even have an account and they call up to 15 times daily!  Even after talking to Chase and them agreeing that we have no account and owe nothing they don't stop.

847-488-3313

95 Report Long ago Unknown
They are also calling my teenager's phone.  He isn't old enough to have a card with anyone yet.  This is probably a scam since they would not have my son's cell phone number for any legitimate reason.

847-488-3313

95 Report Long ago Unknown
WRONG.  I have no bill with them - nor a card with them.   They are calling my 14 y.old's phone - she hasn't got a bill with them either.

847-488-3313

95 Report Long ago Unknown
I don't own any credit cards!! Nor am I late on anything!!

847-488-3313

95 Report Long ago Unknown
not true...we are totally current and they call 2-3 times per day every day and at night...its OBNOXIOUS!

847-488-3313

95 Report Long ago Unknown
I have never had anything to do with chase. No accounts, no cards, ever.

847-488-3313

95 Report Long ago Unknown
What bill? I don't do business with Chase, if indeed they are Chase.

847-488-3313

95 Report Long ago Unknown
I don't have any account with Chase, never have.

847-488-3313

95 Report Long ago Unknown
They will stop calling if you state you have no intention of paying and either file suit or shup up and contrary to popular belief all you need is proof of mailing not a registered letter, oh yeah be sure to ask for vaild proof of debt not a statement the says you owe them and be sure to record everything, these idiots have made me ten grand richer by thinking they are immune to the law

847-488-3313

95 Report Long ago Unknown
they caused the resession. POS banks.

847-488-3313

95 Report Long ago Unknown
I used to be a WAMU customer and when Chase took over, they hiked up my interest rate to 20%, with no cause. When I tried to negotiate the rate, they wouldn't discuss it. So now i get a call everyday from them - i just don't pick it up. If i don't know the number, i don't pick up - period.Chase are crooks and could care less how they have compromised their integrity. At some point, when i have the money to pay this 20% interest hike, i'll pay them - until then though - screw 'em. :-(

847-488-3313

95 Report Long ago Unknown
well good for you that you pay your bill.. but this is the situation with Chase.  our credit card was with Washinton Mutual, WaMu goes belly up.. Chase takes Wamu over.  Ok,, thats fine, whatever.. Next thing ya know, we get notice, that our Credit Card with Wamu is no longer good, even tho there was NEVER a late Payment, and they were knocking our 10K credit limit down to 4K what we owed, and the Big kicker was, instead of paying 14.99% we are now paying 29.99%.  No matter how much money we send them we can't even begin to get that card paid off!  the interest swallows it all up!  Then We loose our job, move out of state for a new job, get 3 mos behind, now they want 900 and its all intrest and penaltys... We can't do that and they won't talk.. So don't talk to me a about chase, they are the Biggest Crooks out there!

847-488-3313

95 Report Long ago Unknown
Sorry, finger stutter on the "r" typo.

847-488-3313

95 Report Long ago Unknown
I'm sorry but they are a part of it. And this is just one of many, many examples.When they sent my college 18 year old an offer for a credit card (she has no job mind you) and tell her it's going to be 0 interest for six months and then 9% thereafter,  she believes them because they are a "bank" and she goes for it and as soon as she uses the card a few times, once to go to a funeral, and they raise the interest rate to 20% and double the payment so she cannot afford but to miss one payment and then raise that rate to 29%, on everything on the card, yeah, you can be it's a problem they helped create out of greed. If you are going to raise the rate it should only apply to NEW charges that you then know are going to be at that rate. Being young and gullible I guess that's her fault. Being a greedy corporation scamming the public, who trusted themr? Well, I guess it's their fault for misleading people to get business. And guess who gets to help pay it now? WE ALL DO.We're not blaming our personal situation on anybody, but the banks do need to share a big old juicy slice of the blame pie, because they did have a very large part in what is happening with our economy today. The facts speak for themselves and are finally coming out for all to see. It is what it is and they are not blameless by a long shot. They are sweating bullets right now because a lot more is coming out and is going to come out about just how they do "business".

847-488-3313

95 Report Long ago Unknown
Unfortunately, most of the world has been dupped just like you. They are and have always been lying to us and making us support their extravagant lifestyles. It sounds like sour grapes (I wish it was that simple) We have all been taken for suckers.

847-488-3313

95 Report Long ago Unknown
"They" were part of it?  I don't think they caused you to not pay your bill.  I'm having trouble paying off my cards too, but I don't blame "them."

847-488-3313

95 Report Long ago Unknown
Absolutely, I tried negotiating it myself. I just wanted them to reduce my interest rate so I can afford to pay but they are not helpful. I lost a business and forced to accept a low paying job just to feed my kid.

847-488-3313

95 Report Long ago Unknown
Speaking of Chase....."JPMorgan Chase chairman James Dimon ran up a $211,182 private jet travel tab last year when his family lived in Chicago and he was commuting to New York. The company got $25 billion in bailout funds." Is this sickening or what! ??

847-488-3313

95 Report Long ago Unknown
I don't owe any one any money.  I keep getting calls from a variety of numbers, and each one asks fora person, such as, "Is Abdulla Wagami there?"

847-488-3313

95 Report Long ago Unknown
What do you think of shadow BK?  It works in Texas because the creditors know they will spend more money to collect through the court system then the original debt. Then there is no teeth to their collection efforts.  They can't garnish wages and can't attach to real property. What if a person just will not cooporate whatsoever? That is how shadow BK works.Ref: credit slips dot com

847-488-3313

95 Report Long ago Unknown
John...Do you think that I could get a copy of that letter?

847-488-3313

95 Report Long ago Unknown
Filing for BK is not the only way.  I have a letter that I use for my clients that stopps the phone from wringing within 24 hours of being faxed in.

847-488-3313

95 Report Long ago Unknown
if you have a junk debt buyer calling and harassing you, simply contact a law firm that handles FDCPA claims and they can get the calls to stop, their fees paid, and even get you the consumer some money for violating federal collection laws.

847-488-3313

95 Report Long ago Unknown
your wrong!  once you file bankruptcy its a done deal!  Unless you filed chapt 13 to repay and defaulted.. then its still there!

847-488-3313

95 Report Long ago Unknown
WRONG...  Filing banruptcy eliminates the debt and the creditor is prohibited by Federal Law to sell the debt to anyone!  The debt is no longer collectable. PERIOD!

847-488-3313

95 Report Long ago Unknown
No, it isn't allowed.  That's absurd.

847-488-3313

95 Report Long ago Unknown
Incorrect and violation of Federal law.

847-488-3313

95 Report Long ago Unknown
This is NOT TRUE!  If you file full bankruptcy where your debts are discharged, there is no further debt owed, so nothing to sell.  Creditors use credit agencies all the time, and often "sell" their debt, but as long as you identify the original debtor and any collection agencies you are aware of, you are covered and no longer responsible for the debt.

847-488-3313

95 Report Long ago Unknown
I agree with you - BK does remove the debt. But the JUNK DEBT BUYERS still get a hold of that debt SOMEHOW and try to collect it anywayLaws need to be changed so that DEBT can no longer BE SOLD.   LAWS also have to be changed that once a debt passes the Statute of Limitations it can no longer be collected AT ALL.     Once a debt has passed the SOL for your STATE there is no legal obligation for the person to pay it. Its already ruined your credit - paying a JDB will not change that fact. The JUNK DEBT BUYERS claim they are asking for voluntary payment from you - when they break every law on the books to collect debt they HAVE NO LEGAL RIGHT TO COLLECT.

847-488-3313

95 Report Long ago Unknown
This is NOT true - If you file a chapter 7, the debts are discharged."In most chapter 7 cases, the debtor receives a discharge that releases the debtor from personal liability for certain dischargeable debts. The debtor normally receives a discharge three to four months after the petition is filed."This discharge is not selling the debts to someone so they can collect, that is a collection service. When you are eleased from personal liability that's it. If creditors, or collection agencies are still trying to collect then they are in violation http://www.bankruptcyinformation.com/chapter-7-bankruptcy.htm

847-488-3313

95 Report Long ago Unknown
Listen bankrupcy does erase the debt

847-488-3313

95 Report Long ago Unknown
BK does not make the debt go away - Although legally discharged in BK, and you are no longer responsible to pay it - that debt will be sold to a collection agency (junk debt buyer) by the original creditor.  this is allowed at this time!  When it should be illegal. Then the harrassment starts all over again. And it will continue as each collection agency in turn resells it to another one as they each give up trying to collect it.

847-488-3313

95 Report Long ago Unknown
Actually you can send them a letter telling them do not call you anymore and they cant by law make sure to include phone numbers you do not want them to call you on.

847-488-3313

95 Report Long ago Unknown
I agree.They took a bailout and now they use that money to harass people who have nothing left.  I can't pay but now I am so PO'd with their scamming the public that I could care less whether they get paid or not. If they are really too big to fail then let them apply for bigger bailouts take bigger bonuses for their scum executives who use the money for body guards and gates armed guarded communities.  I hope people wake up!

847-488-3313

95 Report Long ago Unknown
Yeah Chase is mainly owned and was run by one of the most evil man in histtory David Rockefeller. He orchistrated this bailout/takeover bill and has added to his trillions

847-488-3313

95 Report Long ago Unknown
There is nothing to be ashamed of.  They have their hands in your right pocket taking billions of your tax dollars and they have their hands in your left pocket with exhorbitant fees and abusive interest rates.  You have to look at this as a business deal and nothing more.  They inflate what you owe through the fees and unfair interest rates, so they can turn around and right it all off, thus reducing their tax liability back to us (the American consumer).  The American banking system is one big scam.

847-488-3313

95 Report Long ago Unknown
I have made some poor dicisions in my life and wanted to do the right thing and pay my bills. But they have created a system that keeps me under their thumb and 3 months ago i realized i have payed back the original amount of my debt 7 or 8 times now. I have contacted a debt settlement company and have stopped paying them. They call me about 10-15 times a day. I am ashamed that i got into this situation but not ashamed a bit about defaulting and taking it to a settlement comp. They got their money years ago and now i am just MakinThemFat. So not any more.

847-488-3313

95 Report Long ago Unknown
The only way to get the calls to stop is to pay the bill or file bankruptcy.  Once you file BK, they are forbidden by federal law to violate the BK stay.  If they call again after you give them you BK attorney info and case # they are in big trouble.  Take notes on who calls and when.  If they call after filing get that info to your attorney and he will slap them in court.  Judges do not tolerate stay violations.

847-488-3313

95 Report Long ago Unknown
Maybe there are many of strapped for money right now that are having trouble paying and we are trying but they do not find it acceptable. I have been negotiating with credit cards and they are not easy to deal with.  It is there way or no way.  We are in a recession and they need to be helpful to, they were a part of it.

847-488-3313

95 Report Long ago Unknown
They'll stop calling when you pay your bill!

847-488-3313

95 Report Long ago Unknown
they call me at least 6 times a day even weekends they say they are card member services

847-488-3313

95 Report Long ago Unknown
However, they say they will not contact you anylonger...YET THEY STILL DO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

847-488-3313

95 Report Long ago Unknown
The best is when you call them back to see who it is and they can't tell you what they wanted becaus ethey have no record of your number - Hello then STOP calling!

847-488-3313

95 Report Long ago Unknown
they keep calling my house all hours - do they stop?  how can I get them to stop Calling????

847-488-3313

95 Report Long ago Unknown
It is chase bank that is calling you.  I just called and they answered chase bank

847-488-3313

95 Report Long ago Unknown
Calls but leaves no message.

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